Re: [kictanet] COFEK: Formalin in Milk
Very unfortunate indeed, Stephen has now resulted to a war with me off list. See below and judge for yourself what COFEK is most likely to be about. On Sun, Feb 10, 2013 at 10:45 PM, stephen Mutoro <smutoro@yahoo.com> wrote:
Thanks Dorcas,
I wasn't too sure I ought to reply to you further. But after seeing the post below, I decided I should as follows;
You may wish to over-stretch your argument in the manner you want and for reasons best known to yourself. As far as we are concerned, we have no apologies for calling yours a "hear-say". From your initial email - you simply attended "several presentations" where it was mentioned, that is it! You thereafter have no idea in what way, proportions, by whom and from which part of the country the dangerous offense that has potential to bring down a whole industry is concerned. Perhaps you over-rated us that you equally failed to report the issue first to the milk regulator - KDB. Unfortunately you decided this is the only basis you can judge our competence. While I wouldn't cast aspersions on you, the way you did on Cofek, I can simply say this - if you have no confidence in us, we respect your right to your debatable opinion.
Allow us our opinion too - that like Meshack Emakunat puts it (in a more diplomatic way), Cofek and I will not act on alarmist hear-says which only condemn without solutions. We are not about grabbing newspaper headlines with unproven allegations. The list of such allegations are countless i.e that butchers use the same formalin to preserve unsold meat. All that could be true. But unless they are proven by competent authorities, they will remain sensational non-sense. What a consumer body does as we are already doing - is not to suggest to consumers what is recommended. Why? If you condemned company x making brand y milk, that company x will simply switch to brand z which would be the same as what would have been condemned!
Finally, if you don't mind, subscribe to the "Consumer Pride" mailing list, coming soon, when will announce a joint Consumer Dialogue Forum with the Kenya Dairy Board on milk safety. You can, if still interested attend and put your question straight to your real target. Thanks again,
Regards, Stephen
------------------------------ *From:* meshack emakunat <memakunat@yahoo.com> *To:* smutoro@yahoo.com *Cc:* Meshack <kictanet@lists.kictanet.or.ke> *Sent:* Sunday, February 10, 2013 9:20 PM *Subject:* Re: [kictanet] COFEK: Formalin in Milk
Am sure most food scientist present in the list will find it amusing that milk processors are adding formalin in milk for the purposes of preservation.considering all the approved milk preservasion process like packaging homoniginazation and pasturrization process that milk processors invest in. Such accusation can damage a whole industry and its dependents(farmers employees and other beneficiaries. I only wish that you clarify which milk processors considering that there are many dozens of milk processors from licenced to local unlicensed. Example we have kcc, brookside,sameer and on the other hand distribution from farmer to consumer(direct to consumer) without the value addition process which are more likely to be the culprits ( maziwa ya ngombe) unlike. (Maziwa ya packet) processed milk
Sent from Yahoo! Mail on Android
------------------------------ * From: * Dorcas Muthoni <dmuthoni@gmail.com>; * To: * <memakunat@yahoo.com>; * Cc: * KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke>; * Subject: * Re: [kictanet] COFEK: Formalin in Milk * Sent: * Wed, Feb 6, 2013 7:32:47 PM
Dear Stephen,
I feel sorry about your reply below to me.
To be very honest with you, a lot of Kenyan consumers would respect you (person and COFEK at large) more if you focused on dealing with such issues and not passing the buck to consumers who send you alerts.
I am actually very amazed that you refer to my consumer alert as a "hear-say".
Stephen, i really do wish COFEK the best. I am afraid, if you not have a credible consumer protection strategy, COFEK may indirectly/directly lead to consumer sabotage.
NB: I have never communicated with COFEK on Facebook but only on email and addressed to yourself.
Muthoni
On Tue, Feb 5, 2013 at 5:48 PM, stephen Mutoro <smutoro@yahoo.com> wrote:
I am sure we did reply to you. My office says that there was a reply and especially on our Facebook page. Sorry if we didn't. But I am sure you will appreciate that we can only do as much as our capacity can allow considering we have no own laboratory; we are not funded by the taxpayer and that we cannot act on hear-says. I wish you appreciated that this was immediately on our website and lots of sensitization achieved http://www.cofek.co.ke/index.php?option=com_content&view=article&id=1124:milk-with-formalin-as-additives-anyone-to-help-muthoni&catid=1:latest-newsFinally, such issues are continuous as we held a Consumer Dialogue Forum on food additive at InterContinental on September 12 and that issue was in my remarks. The Chief Public Health Officer Dr Ombacho discounted the fears and pledged investigations. Hope it suffices. Regards
------------------------------ *From:* Dorcas Muthoni <dmuthoni@gmail.com> *To:* smutoro@yahoo.com *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Tuesday, February 5, 2013 3:42 PM *Subject:* [kictanet] COFEK: Formalin in Milk
I know milk has nothing to do with ICT but i shared this concern with COFEK and they ignored it. Which consumers or issues do COFEK prefer to deal with? Just asking for those saying they act for the public......
*See more below.. *
*Summary*:
======================================================================================================= Dear Stephen,
I have attended several presentations that have indicated that many milk processing companies in Kenya are using formalin to preserve milk sold to consumers.
Formalin is a chemical normally used to preserve dead bodies. Formalin has many negative impacts on human health. If it becomes part of food, it turns into formic acid in human body and increases acidity level. More intake of formalin can cause breathing problems, coma and even death.
US Environment Protection Agency and International Agency for Research on Cancer count formalin as one of the cancer-causing agents.
Can COFEK try and investigate this.
With so many deaths being reported from cancer and every urban dweller entirely dependent on milk from the shops right from early childhood, we are very exposed if this is actually true.
Stephen, please advice if you shall investigate this further and protect the consumer.
I am sure you are also consuming these products every day.
Regards, Muthoni
=======================================================================================================
---------- Forwarded message ---------- From: *Dorcas Muthoni* <dmuthoni@gmail.com> Date: Fri, Sep 7, 2012 at 3:24 PM Subject: Re: Formalin in Milk To: hotline@cofek.co.ke Cc: jack juma <jack@cofek.co.ke>, Theresia Watowa <theresia@cofek.co.ke>
Sorry, what else do you want to know? This last line is not clear.
On Fri, Sep 7, 2012 at 9:50 AM, Consumers Federation of Kenya (Cofek) < hotline@cofek.co.ke> wrote:
** Ok but can we know who you please Sent from my BlackBerry® ------------------------------ *From: * Dorcas Muthoni <dmuthoni@gmail.com> *Date: *Fri, 7 Sep 2012 09:39:53 +0300 *To: *<hotline@cofek.co.ke> *Cc: *jack juma<jack@cofek.co.ke>; Theresia Watowa<theresia@cofek.co.ke> *Subject: *Re: Formalin in Milk
Stephen,
I don't have evidence but Kenya Accreditation Service (KENAS) and KEBS should be able to provide accountability because the milk producers are all showing the KEBS logo for quality.
I am a layman in this, just very concerned about because presentations are coming from health and nutrition experts talking about this.
Please try and see what you can do for the consumer.
Many thanks, Muthoni
On Fri, Sep 7, 2012 at 9:30 AM, Consumers Federation of Kenya (Cofek) < hotline@cofek.co.ke> wrote:
** It is being acted upon although you never provided any facts and supporting evidence Sent from my BlackBerry® ------------------------------ *From: * Dorcas Muthoni <dmuthoni@gmail.com> *Date: *Fri, 7 Sep 2012 09:27:10 +0300 *To: *<hotline@cofek.co.ke> *Cc: *<stephen@cofek.co.ke> *Subject: *Re: Formalin in Milk
Dear Stephen,
I thought COFEK would acknowledge receipt if this email and say whether is an area you will look into or not.
Regards, Muthoni
On Fri, Aug 31, 2012 at 12:33 PM, Dorcas Muthoni <dmuthoni@gmail.com>wrote:
Dear Stephen,
I have attended several presentations that have indicated that many milk processing companies in Kenya are using formalin to preserve milk sold to consumers.
Formalin is a chemical normally used to preserve dead bodies. Formalin has many negative impacts on human health. If it becomes part of food, it turns into formic acid in human body and increases acidity level. More intake of formalin can cause breathing problems, coma and even death.
US Environment Protection Agency and International Agency for Research on Cancer count formalin as one of the cancer-causing agents.
Can COFEK try and investigate this.
With so many deaths being reported from cancer and every urban dweller entirely dependent on milk from the shops right from early childhood, we are very exposed if this is actually true.
Stephen, please advice if you shall investigate this further and protect the consumer.
I am sure you are also consuming these products every day.
Regards, Muthoni
-- Muthoni
My Blog: http://rugongo.blogspot.com/ -------------------------------------------- Mahatma Gandhi once said:-
First they ignore you, Then they laugh at you, Then they fight you, AND THEN YOU WIN!!!
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My Blog: http://rugongo.blogspot.com/ -------------------------------------------- Mahatma Gandhi once said:-
First they ignore you, Then they laugh at you, Then they fight you, AND THEN YOU WIN!!!
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Muthoni My Blog: http://rugongo.blogspot.com/ -------------------------------------------- Mahatma Gandhi once said:- First they ignore you, Then they laugh at you, Then they fight you, AND THEN YOU WIN!!!
I don't see why COFEK is being lambasted here, yet they play critical roles in ensuring that poor consumers have access to actual Unlimited 3G from Orange and have ensured that the price of decoders is now affordable, a pressing issue for many in Kibera. As to those unsure about the pesticide content of their veges, and use of formalin in milk, I suggest we conduct a simple test, where we ill obtain fresh milk, and a number of samples from retailers. We shall then proceed to store the samples in identical conditions and note which ones go bad in "normal" time and which ones take an eternity to go bad. A brand that outperforms other "fresh milk" by not going bad under standard environmental conditions should then leave us very worried.
Good and clever idea that is Kioko On 11 February 2013 16:45, Dennis Kioko <dmbuvi@gmail.com> wrote:
I don't see why COFEK is being lambasted here, yet they play critical roles in ensuring that poor consumers have access to actual Unlimited 3G from Orange and have ensured that the price of decoders is now affordable, a pressing issue for many in Kibera.
As to those unsure about the pesticide content of their veges, and use of formalin in milk, I suggest we conduct a simple test, where we ill obtain fresh milk, and a number of samples from retailers. We shall then proceed to store the samples in identical conditions and note which ones go bad in "normal" time and which ones take an eternity to go bad.
A brand that outperforms other "fresh milk" by not going bad under standard environmental conditions should then leave us very worried.
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- ______________________ Mwendwa Kivuva For Business Development Transworld Computer Channels Cel: 0722402248 twitter.com/lordmwesh www.transworldAfrica.com | Fluent in computing kenya.or.ke | The Kenya we know
+1 On 11 February 2013 16:45, Dennis Kioko <dmbuvi@gmail.com> wrote:
I don't see why COFEK is being lambasted here, yet they play critical roles in ensuring that poor consumers have access to actual Unlimited 3G from Orange and have ensured that the price of decoders is now affordable, a pressing issue for many in Kibera.
As to those unsure about the pesticide content of their veges, and use of formalin in milk, I suggest we conduct a simple test, where we ill obtain fresh milk, and a number of samples from retailers. We shall then proceed to store the samples in identical conditions and note which ones go bad in "normal" time and which ones take an eternity to go bad.
A brand that outperforms other "fresh milk" by not going bad under standard environmental conditions should then leave us very worried.
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ I can't hear you -- I'm using the scrambler.
Hey Liko, Just visited https://www.pesapal.com/ Am not quite getting the reason why i should use Pesapal. Put differently, if I already have MPESA and can pay my school fees, water, electricity bills etc directly from MPESA why then should I use Pesapal? I seem to be missing something, what exactly is the value proposition here? walu. ________________________________ From: Odhiambo Washington <odhiambo@gmail.com> To: jwalu@yahoo.com Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Monday, February 11, 2013 7:20 PM Subject: Re: [kictanet] COFEK: Formalin in Milk +1 On 11 February 2013 16:45, Dennis Kioko <dmbuvi@gmail.com> wrote: I don't see why COFEK is being lambasted here, yet they play critical roles in ensuring that poor consumers have access to actual Unlimited 3G from Orange and have ensured that the price of decoders is now affordable, a pressing issue for many in Kibera.
As to those unsure about the pesticide content of their veges, and use of formalin in milk, I suggest we conduct a simple test, where we ill obtain fresh milk, and a number of samples from retailers. We shall then proceed to store the samples in identical conditions and note which ones go bad in "normal" time and which ones take an eternity to go bad.
A brand that outperforms other "fresh milk" by not going bad under standard environmental conditions should then leave us very worried. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ I can't hear you -- I'm using the scrambler. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Maswali za middle class :) On Tue, Feb 12, 2013 at 11:46 AM, Walubengo J <jwalu@yahoo.com> wrote:
Hey Liko,
Just visited https://www.pesapal.com/
Am not quite getting the reason why i should use Pesapal. Put differently, if I already have MPESA and can pay my school fees, water, electricity bills etc directly from MPESA why then should I use Pesapal?
I seem to be missing something, what exactly is the value proposition here?
walu.
------------------------------ *From:* Odhiambo Washington <odhiambo@gmail.com> *To:* jwalu@yahoo.com *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Monday, February 11, 2013 7:20 PM *Subject:* Re: [kictanet] COFEK: Formalin in Milk
+1
On 11 February 2013 16:45, Dennis Kioko <dmbuvi@gmail.com> wrote:
I don't see why COFEK is being lambasted here, yet they play critical roles in ensuring that poor consumers have access to actual Unlimited 3G from Orange and have ensured that the price of decoders is now affordable, a pressing issue for many in Kibera.
As to those unsure about the pesticide content of their veges, and use of formalin in milk, I suggest we conduct a simple test, where we ill obtain fresh milk, and a number of samples from retailers. We shall then proceed to store the samples in identical conditions and note which ones go bad in "normal" time and which ones take an eternity to go bad.
A brand that outperforms other "fresh milk" by not going bad under standard environmental conditions should then leave us very worried.
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ I can't hear you -- I'm using the scrambler.
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
C'mon Liko, as we used to say in class - common sense is indeed NOT so common. So please share your wisdom and give us some "middle-class" answers. Unless ofcourse the answers form part of your trade secrets :-) walu. nb: meanwhile, perhaps you should have on ur site - albeit for the middle class unless you are saying they really are not your target group. ________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 12:28 PM Subject: Re: Paypal Value Proposition? Maswali za middle class :) On Tue, Feb 12, 2013 at 11:46 AM, Walubengo J <jwalu@yahoo.com> wrote: Hey Liko,
Just visited https://www.pesapal.com/
Am not quite getting the reason why i should use Pesapal. Put differently, if I already have MPESA and can pay my school fees, water, electricity bills etc
directly from MPESA why then should I use Pesapal?
I seem to be missing
something, what exactly is the value proposition here?
walu.
________________________________ From: Odhiambo Washington <odhiambo@gmail.com> To: jwalu@yahoo.com Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Monday, February 11, 2013 7:20 PM Subject: Re: [kictanet] COFEK: Formalin in Milk
+1
On 11 February 2013 16:45, Dennis Kioko <dmbuvi@gmail.com> wrote:
I don't see why COFEK is being lambasted here, yet they play critical roles in ensuring that poor consumers have access to actual Unlimited 3G from Orange and have ensured that the price of decoders is now affordable, a pressing issue for many in Kibera.
As to those unsure about the pesticide content of their veges, and use of formalin in milk, I suggest we conduct a simple test, where we ill obtain fresh milk, and a number of samples from retailers. We shall then proceed to store the samples in identical conditions and note which ones go bad in "normal" time and which ones take an eternity to go bad.
A brand that outperforms other "fresh milk" by not going bad under standard environmental conditions should then leave us very worried. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ I can't hear you -- I'm using the scrambler.
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you
follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Let me try helping. Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy. I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit. To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records. I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google). However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa. With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much. Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal. Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier. I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically. Hope this sort of explains it, or did I make things worse?
Truly a good explanation for the "middle class"! I was waiting in the feriferi to capitalize on Walu's ignorance without being seen to sail with him on the same safina :-) On 12 February 2013 14:03, Dennis Kioko <dmbuvi@gmail.com> wrote:
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ I can't hear you -- I'm using the scrambler.
@Kioko, Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-) walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-) @Wash - most welcome to ride on my ignorance :-) ________________________________ From: Dennis Kioko <dmbuvi@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM Subject: Re: [kictanet] Paypal Value Proposition? Let me try helping. Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy. I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit. To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records. I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google). However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa. With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much. Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal. Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier. I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically. Hope this sort of explains it, or did I make things worse?
Walu Business When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer Check https://www.pesapal.com/products/ecommerce to see some merchants on our network Tourists want to pay using Visa/MasterCard --- online Consumer There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method. Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have. Work in Progress As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too Hope this helps :) Your Student On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
------------------------------ *From:* Dennis Kioko <dmbuvi@gmail.com>
*To:* Walubengo J <jwalu@yahoo.com> *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Tuesday, February 12, 2013 2:03 PM
*Subject:* Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
@Liko, you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students. Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page? walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason? ________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition? Walu Business When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer Check https://www.pesapal.com/products/ecommerce to see some merchants on our network Tourists want to pay using Visa/MasterCard --- online Consumer There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method. Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have. Work in Progress As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too Hope this helps :) Your Student On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote: @Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Greetings all, As a vendor using the pesapal service via mimi.co.ke I can confirm that our customers appreciate the ease with which they can purchase goods online. The fact that they have numerous options or payment is important. Infact, quite a number of our sales are credit card transactions. Cheers, J On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Liko,
you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.
Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?
walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason?
________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition?
Walu
Business
When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer
Check https://www.pesapal.com/products/ecommerce to see some merchants on our network
Tourists want to pay using Visa/MasterCard --- online
Consumer
There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.
Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants
You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.
Work in Progress
As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world
I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too
Hope this helps :)
Your Student
On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/julie.gichuru%40gmail....
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Walu / Yawe You cannot go wrong with Perfume ... http://mimi.co.ke/fragrances.html :) On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru@gmail.com>wrote:
Greetings all,
As a vendor using the pesapal service via mimi.co.ke I can confirm that our customers appreciate the ease with which they can purchase goods online. The fact that they have numerous options or payment is important. Infact, quite a number of our sales are credit card transactions.
Cheers,
J
@Liko,
you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.
Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?
walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying
in town :-). Yawe might you be one of those registering on PesaPal for
one reason?
________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition?
Walu
Business
When we started in early 2009, we are simplifying how businesses and
to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer
Check https://www.pesapal.com/products/ecommerce to see some merchants on our network
Tourists want to pay using Visa/MasterCard --- online
Consumer
There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.
Please go to https://www.pesapal.com/account/register - register a
account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants
You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.
Work in Progress
As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world
I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too
Hope this helps :)
Your Student
On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a
for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges
On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu@yahoo.com> wrote: them this traders personal phone, payment
and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
for
people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/julie.gichuru%40gmail....
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
for
people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Looking at those prices, I'm headed to Kamulu to look for a kabroti. :) On 12 February 2013 19:48, Agosta Liko <agostal@gmail.com> wrote:
Walu / Yawe
You cannot go wrong with Perfume ... http://mimi.co.ke/fragrances.html
:)
On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru@gmail.com>wrote:
Greetings all,
As a vendor using the pesapal service via mimi.co.ke I can confirm that our customers appreciate the ease with which they can purchase goods online. The fact that they have numerous options or payment is important. Infact, quite a number of our sales are credit card transactions.
Cheers,
J
@Liko,
you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.
Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?
walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying
in town :-). Yawe might you be one of those registering on PesaPal for
one reason?
________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition?
Walu
Business
When we started in early 2009, we are simplifying how businesses and
to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer
Check https://www.pesapal.com/products/ecommerce to see some merchants on our network
Tourists want to pay using Visa/MasterCard --- online
Consumer
There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.
Please go to https://www.pesapal.com/account/register - register a
account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants
You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.
Work in Progress
As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world
I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too
Hope this helps :)
Your Student
On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4
sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a
for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces
need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does
from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges
On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu@yahoo.com> wrote: them this traders personal phones, for phone, the payments payment
and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
for
people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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https://lists.kictanet.or.ke/mailman/options/kictanet/julie.gichuru%40gmail....
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
for
people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldafr...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- ______________________ Mwendwa Kivuva For Business Development Transworld Computer Channels Cel: 0722402248 twitter.com/lordmwesh www.transworldAfrica.com | Fluent in computing kenya.or.ke | The Kenya we know
I am happy merchant beneficiary of PesaPal services too at www.openbusiness.co.ke... Liko and team have put up a great service i must say! Muthoni On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru@gmail.com>wrote:
Greetings all,
As a vendor using the pesapal service via mimi.co.ke I can confirm that our customers appreciate the ease with which they can purchase goods online. The fact that they have numerous options or payment is important. Infact, quite a number of our sales are credit card transactions.
Cheers,
J
@Liko,
you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.
Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?
walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying
in town :-). Yawe might you be one of those registering on PesaPal for
one reason?
________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition?
Walu
Business
When we started in early 2009, we are simplifying how businesses and
to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer
Check https://www.pesapal.com/products/ecommerce to see some merchants on our network
Tourists want to pay using Visa/MasterCard --- online
Consumer
There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.
Please go to https://www.pesapal.com/account/register - register a
account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants
You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.
Work in Progress
As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world
I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too
Hope this helps :)
Your Student
On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a
for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges
On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu@yahoo.com> wrote: them this traders personal phone, payment
and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
for
people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/julie.gichuru%40gmail....
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
for
people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/dmuthoni%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Muthoni My Blog: http://rugongo.blogspot.com/ -------------------------------------------- Mahatma Gandhi once said:- First they ignore you, Then they laugh at you, Then they fight you, AND THEN YOU WIN!!!
I've used Liko's services. Last year, for a conference we were organizing. I'm a happy customer. On Wednesday, February 13, 2013 at 5:03 PM, Dorcas Muthoni wrote:
I am happy merchant beneficiary of PesaPal services too at www.openbusiness.co.ke (http://www.openbusiness.co.ke)... Liko and team have put up a great service i must say!
Muthoni
On Tue, Feb 12, 2013 at 6:55 PM, Julie Gichuru <julie.gichuru@gmail.com (mailto:julie.gichuru@gmail.com)> wrote:
Greetings all,
As a vendor using the pesapal service via mimi.co.ke (http://mimi.co.ke) I can confirm that our customers appreciate the ease with which they can purchase goods online. The fact that they have numerous options or payment is important. Infact, quite a number of our sales are credit card transactions.
Cheers,
J
On Tue, Feb 12, 2013 at 6:28 PM, Walubengo J <jwalu@yahoo.com (mailto:jwalu@yahoo.com)> wrote:
@Liko,
you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.
Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?
walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason?
________________________________ From: Agosta Liko <agostal@gmail.com (mailto:agostal@gmail.com)> To: Walubengo J <jwalu@yahoo.com (mailto:jwalu@yahoo.com)> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke (mailto:kictanet@lists.kictanet.or.ke)> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition?
Walu
Business
When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer
Check https://www.pesapal.com/products/ecommerce to see some merchants on our network
Tourists want to pay using Visa/MasterCard --- online
Consumer
There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.
Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants
You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.
Work in Progress
As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world
I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too
Hope this helps :)
Your Student
On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com (mailto:jwalu@yahoo.com)> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com (mailto:dmbuvi@gmail.com)>
To: Walubengo J <jwalu@yahoo.com (mailto:jwalu@yahoo.com)> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke (mailto:kictanet@lists.kictanet.or.ke)> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke (mailto:kictanet@lists.kictanet.or.ke) https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke (mailto:kictanet@lists.kictanet.or.ke) https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke (mailto:kictanet@lists.kictanet.or.ke) https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Muthoni
My Blog: http://rugongo.blogspot.com/ -------------------------------------------- Mahatma Gandhi once said:-
First they ignore you, Then they laugh at you, Then they fight you, AND THEN YOU WIN!!! _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke (mailto:kictanet@lists.kictanet.or.ke) https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
-- Regards, Phares Kariuki | T: +254 720 406 093 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares | B: http://www.kaboro.com/ |
@Walu It is said that you should let sleeping laggards lie, I registered with PesaPal many years ago and that is why I have been rolling on the ground with laughter as I read your posts. It is encouraging how you can display your ignorance in public without fear or shame thanks. On a slightly more serious note, I always though Liko was some over stuffed wannabe and we even had a few public altercations which become smog clearing for both of us which is why a few weeks ago I called PesaPal the next big thing which I am sure you will now agree with me. Also take some time to look at Liko's other great product ticketsasa which he has refused to sell to me or at the least appoint me to the board (shameless canvassing). As I said during something friday, let us not be like the people who asked "what good can come out of Nazareth". Regards Robert Yawe KAY System Technologies Ltd Phoenix House, 6th Floor P O Box 55806 Nairobi, 00200 Kenya Tel: +254722511225, +254202010696 ________________________________ From: Walubengo J <jwalu@yahoo.com> To: robertyawe@yahoo.co.uk Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, 12 February 2013, 18:28 Subject: Re: [kictanet] PesaPal Value Proposition? @Liko, you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students. Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page? walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason? ________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition? Walu Business When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer Check https://www.pesapal.com/products/ecommerce to see some merchants on our network Tourists want to pay using Visa/MasterCard --- online Consumer There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method. Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have. Work in Progress As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too Hope this helps :) Your Student On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote: @Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/robertyawe%40yahoo.co.... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
A few more examples. Scenario 1 is easy and and more of a small business scenario scenario 2 is complex, more of a corporate use case for PesaPal. Most of you pay your rent by depositing cash in your landlord's bank account. The landlord may decide to start accepting payments by M-Pesa/Airtel Money/Orange Money/Yu Cash/Tangaza. This can be done by you sending the money directly to their phone. But if the landlord owned a number of 6 floor flats in Pipeline, meaning they potentially have hundreds of tenants. Tracking payments and reconciling the payments from each M-Pesa message will be quite a task, with errors. Again, they may not have an M-Pesa Pay Bill numbers, which means that naughty tenants can M-Pesa him then call Safaricom and reverse the transactions as erroneous. (Though this can be avoided by withdrawing or transferring the money, or moving it to M-Shwari immediately) It will be easy for the landlord to use PesaPal and have the tenants make their payments through the system. From it, he can have a list at each end of day of who has paid and who hasn't, and what amount they paid. The challenge here is that PesaPal charges a fee that most landlords might not be willing to foot, something Liko can tackle by having tenants pay for the service, since it's more convenient for them. Scenario 2 DSTv accepts cash payments and even processes cards, if you go pay at their outlets. However, some find it quite a task and postpone their payments for a few days. It doesn't look like much, until you discover that postponing your DSTv payments by 3 days every month sees you paying for less than 11 months of DSTv every year. To increase their revenue, DSTv makes it convenient for you to pay your bill from your sitting room, using your phone or credit or debit card. DSTv, being an enterprise, already have a Client Relationship Manager which tracks your payments and activates what you have paid for. This means that they do not need an employee to switch off your decoder every month when you don't pay and to switch it on when you do, it's automatic. To maintain their automated operation, they'll need a system that sends a message to their CRM when you pay. The CRM should know when you pay in full, or halfway. Enter PesaPal, which has an Application Programming Interface (API). An API enables 2 systems to talk to each other and thus enabling their integration. Now, you'll just pay your bill via M-pesa(and the others) to PesaPal, and the DSTv system will immediately process that and reflect that in your service, without any human intervention (ideally)
From: robert yawe <robertyawe@yahoo.co.uk> wrote
It is encouraging how you can display your ignorance in public without fear or shame thanks.
Yawe, Luckily for me, I am in the business of ignorance (teaching). So am used to being asked and in return asking innocent (some may call it stupid) questions. But real scholars discover that the need to learn something new always overwhelms the urge to hide under ignorance - in order to look or pretend to be clever. have a shameless and knowledgeable day :-) walu. ________________________________ From: robert yawe <robertyawe@yahoo.co.uk> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Wednesday, February 13, 2013 11:06 AM Subject: Re: [kictanet] PesaPal Value Proposition? @Walu It is said that you should let sleeping laggards lie, I registered with PesaPal many years ago and that is why I have been rolling on the ground with laughter as I read your posts. It is encouraging how you can display your ignorance in public without fear or shame thanks. On a slightly more serious note, I always though Liko was some over stuffed wannabe and we even had a few public altercations which become smog clearing for both of us which is why a few weeks ago I called PesaPal the next big thing which I am sure you will now agree with me. Also take some time to look at Liko's other great product ticketsasa which he has refused to sell to me or at the least appoint me to the board (shameless canvassing). As I said during something friday, let us not be like the people who asked "what good can come out of Nazareth". Regards Robert Yawe KAY System Technologies Ltd Phoenix House, 6th Floor P O Box 55806 Nairobi, 00200 Kenya Tel: +254722511225, +254202010696 ________________________________ From: Walubengo J <jwalu@yahoo.com> To: robertyawe@yahoo.co.uk Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, 12 February 2013, 18:28 Subject: Re: [kictanet] PesaPal Value Proposition? @Liko, you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students. Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page? walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason? ________________________________ From: Agosta Liko <agostal@gmail.com> To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition? Walu Business When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer Check https://www.pesapal.com/products/ecommerce to see some merchants on our network Tourists want to pay using Visa/MasterCard --- online Consumer There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method. Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have. Work in Progress As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too Hope this helps :) Your Student On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote: @Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
________________________________ From: Dennis Kioko <dmbuvi@gmail.com>
To: Walubengo J <jwalu@yahoo.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Sent: Tuesday, February 12, 2013 2:03 PM
Subject: Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/robertyawe%40yahoo.co.... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Walu, You have no idea how many lurkers have benefited from your "ignorance" PETER On 15 February 2013 09:48, Walubengo J <jwalu@yahoo.com> wrote:
*From:* robert yawe <robertyawe@yahoo.co.uk> wrote
It is encouraging how you can display your ignorance in public without fear or shame thanks.
Yawe,
Luckily for me, I am in the business of ignorance (teaching). So am used to being asked and in return asking innocent (some may call it stupid) questions. But real scholars discover that the need to learn something new always overwhelms the urge to hide under ignorance - in order to look or pretend to be clever.
have a shameless and knowledgeable day :-)
walu.
------------------------------ *From:* robert yawe <robertyawe@yahoo.co.uk>
*To:* Walubengo J <jwalu@yahoo.com> *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Wednesday, February 13, 2013 11:06 AM
*Subject:* Re: [kictanet] PesaPal Value Proposition?
@Walu
It is said that you should let sleeping laggards lie, I registered with PesaPal many years ago and that is why I have been rolling on the ground with laughter as I read your posts. It is encouraging how you can display your ignorance in public without fear or shame thanks.
On a slightly more serious note, I always though Liko was some over stuffed wannabe and we even had a few public altercations which become smog clearing for both of us which is why a few weeks ago I called PesaPal the next big thing which I am sure you will now agree with me.
Also take some time to look at Liko's other great product ticketsasa which he has refused to sell to me or at the least appoint me to the board (shameless canvassing).
As I said during something friday, let us not be like the people who asked "what good can come out of Nazareth".
Regards
Robert Yawe KAY System Technologies Ltd Phoenix House, 6th Floor P O Box 55806 Nairobi, 00200 Kenya
Tel: +254722511225, +254202010696 ------------------------------ *From:* Walubengo J <jwalu@yahoo.com> *To:* robertyawe@yahoo.co.uk *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Tuesday, 12 February 2013, 18:28 *Subject:* Re: [kictanet] PesaPal Value Proposition?
@Liko,
you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students.
Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page?
walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason?
------------------------------ *From:* Agosta Liko <agostal@gmail.com> *To:* Walubengo J <jwalu@yahoo.com> *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Tuesday, February 12, 2013 5:41 PM *Subject:* Re: [kictanet] Paypal Value Proposition?
Walu
Business
When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer
Check https://www.pesapal.com/products/ecommerce to see some merchants on our network
Tourists want to pay using Visa/MasterCard --- online
Consumer
There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method.
Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants
You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have.
Work in Progress
As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world
I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too
Hope this helps :)
Your Student
On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Kioko,
Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-)
walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-)
@Wash - most welcome to ride on my ignorance :-)
------------------------------ *From:* Dennis Kioko <dmbuvi@gmail.com>
*To:* Walubengo J <jwalu@yahoo.com> *Cc:* KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> *Sent:* Tuesday, February 12, 2013 2:03 PM
*Subject:* Re: [kictanet] Paypal Value Proposition?
Let me try helping.
Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy.
I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit.
To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records.
I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google).
However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa.
With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much.
Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal.
Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier.
I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically.
Hope this sort of explains it, or did I make things worse?
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/robertyawe%40yahoo.co....
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/pkenduiywo%40jambo.co....
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Kenya's mobile money innovators should come and showcase their unique products and services at our Banking & Mobile Money West Africa Conference in Lagos over 13-14 March. This is a huge market still to be converted to serious levels of mobile banking. The draft programme is attached. Additional presentation proposals are welcome. And some exhibition stands are still available. Regards, Sean Moroney Chairman AITEC Africa seanm@aitecafrica.com UK Tel: +44(0)1480-880774 UK Fax: +44(0)1480-880765 UK Mobile: +44(0)7973-499224 Kenya Mobile: +254(0)721-845674 Mozambique Mobile: +258-820880583 Nigeria Mobile +234(0)701-196-1413 Skype: seanmoroney www.aitecafrica.com [AITEC-anniversary-logo-revised] From: kictanet [mailto:kictanet-bounces+seanm=aitecafrica.com@lists.kictanet.or.ke] On Behalf Of Peter Kenduiywo Sent: 15 February 2013 19:35 To: Sean Moroney Cc: KICTAnet ICT Policy Discussions Subject: Re: [kictanet] PesaPal Value Proposition? Walu, You have no idea how many lurkers have benefited from your "ignorance" PETER On 15 February 2013 09:48, Walubengo J <jwalu@yahoo.com<mailto:jwalu@yahoo.com>> wrote: From: robert yawe <robertyawe@yahoo.co.uk<mailto:robertyawe@yahoo.co.uk>> wrote
It is encouraging how you can display your ignorance in public without fear or shame thanks.
Yawe, Luckily for me, I am in the business of ignorance (teaching). So am used to being asked and in return asking innocent (some may call it stupid) questions. But real scholars discover that the need to learn something new always overwhelms the urge to hide under ignorance - in order to look or pretend to be clever. have a shameless and knowledgeable day :-) walu. ________________________________ From: robert yawe <robertyawe@yahoo.co.uk<mailto:robertyawe@yahoo.co.uk>> To: Walubengo J <jwalu@yahoo.com<mailto:jwalu@yahoo.com>> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> Sent: Wednesday, February 13, 2013 11:06 AM Subject: Re: [kictanet] PesaPal Value Proposition? @Walu It is said that you should let sleeping laggards lie, I registered with PesaPal many years ago and that is why I have been rolling on the ground with laughter as I read your posts. It is encouraging how you can display your ignorance in public without fear or shame thanks. On a slightly more serious note, I always though Liko was some over stuffed wannabe and we even had a few public altercations which become smog clearing for both of us which is why a few weeks ago I called PesaPal the next big thing which I am sure you will now agree with me. Also take some time to look at Liko's other great product ticketsasa which he has refused to sell to me or at the least appoint me to the board (shameless canvassing). As I said during something friday, let us not be like the people who asked "what good can come out of Nazareth". Regards Robert Yawe KAY System Technologies Ltd Phoenix House, 6th Floor P O Box 55806 Nairobi, 00200 Kenya Tel: +254722511225, +254202010696 ________________________________ From: Walubengo J <jwalu@yahoo.com<mailto:jwalu@yahoo.com>> To: robertyawe@yahoo.co.uk<mailto:robertyawe@yahoo.co.uk> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> Sent: Tuesday, 12 February 2013, 18:28 Subject: Re: [kictanet] PesaPal Value Proposition? @Liko, you should be a teacher...brief, precise and to the point. I have followed your instructions, registered and found the answers to all my questions. Hey, PesaPal demo (using my PesaPal account) will definitely form part of my teaching examples - been using my Visa Card process as an example and indeed, it does not really "connect" with the students. Maybe have most of the answers/demos available AFTER registering, to be also available BEFORE registering - remember the usual FAQ page? walu. nb: meanwhile, I just discovered I could also use PesaPal to buy and deliver flowers to my wife on 14 Feb - without enduring the agony of carrying them in town :-). Yawe might you be one of those registering on PesaPal for this one reason? ________________________________ From: Agosta Liko <agostal@gmail.com<mailto:agostal@gmail.com>> To: Walubengo J <jwalu@yahoo.com<mailto:jwalu@yahoo.com>> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> Sent: Tuesday, February 12, 2013 5:41 PM Subject: Re: [kictanet] Paypal Value Proposition? Walu Business When we started in early 2009, we are simplifying how businesses and traders to get paid ... easily. We built a platform that currently enables eCommerce websites, schools, utilities and even event owners to sell their wares direct to the consumer Check https://www.pesapal.com/products/ecommerce to see some merchants on our network Tourists want to pay using Visa/MasterCard --- online Consumer There are 13 million mobile money accounts, 8 million Visa/MasterCard and 4 million Mobile Banking Accounts - our focus here is to enable you to make a payment using your preferred payment method. Please go to https://www.pesapal.com/account/register - register a personal account and play around. You can pay your bills, pay school fees, buy airtime etc etc. Your personal account is a one stop place for all payments... and we keep adding merchants You can try using Zuku, DSTV, JTL or just load your Orange Modem ... you can use any of the 8 payment options we have. Work in Progress As we continue to add merchants, we see value in adding a disruptive offline payment method {POS} ... maybe the curio seller will be able to access Visa on Mai Mahiu Road. Maybe the wood carvers in Ukambani will be able to sell their wares direct or via POS to anyone anywhere in the world I am a fan of http://www.novica.com/ - but East Africa with Kamba and Makonde Carvings dont show up there ... Kisii Soapstone is missing too Hope this helps :) Your Student On Tue, Feb 12, 2013 at 4:53 PM, Walubengo J <jwalu@yahoo.com<mailto:jwalu@yahoo.com>> wrote: @Kioko, Abit windy but i do get the drift. Am i correct if I conclude that PesaPal is our local equivalent of the American Paypal? Oops another middle class question :-) walu. nb: I do hope you are not a mwalimu since you might "lose" many students. Though you would make a good preacher given as you speak in parables :-) @Wash - most welcome to ride on my ignorance :-) ________________________________ From: Dennis Kioko <dmbuvi@gmail.com<mailto:dmbuvi@gmail.com>> To: Walubengo J <jwalu@yahoo.com<mailto:jwalu@yahoo.com>> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> Sent: Tuesday, February 12, 2013 2:03 PM Subject: Re: [kictanet] Paypal Value Proposition? Let me try helping. Assuming that I somehow acquired a container of the rare Nexus 4 phones, for sale in Kenya. Now, I don't own a shop, and may not be interested in setting up one, or may have one, but would like to target the upward mobile, the likes of Munyao Longwe, who are Internet Savvy. I therefore create a site where Munyao can come and order himself a phone, for delivery to his home or office, perhaps through Aramex or another courier. Now, Munyao has to pay me before I deliver the phone. He can do so in a number of ways, perhaps by M-Pesa, Equity Bank card, Visa , Mastercard Debit or Credit. To collect the money from Munyao, I would need to give him my M-pesa number, and wait for him to pay, or present a card swiping machine from which he can swipe his preferred card. But this is quite cumbersome and introduces the need of reconciliation and possibility of errors - dispatch of an item I am unsure is paid for, or non-dispatch of a paid for item since I can't find the records. I therefore decide to come up with a system that will accept whatever payment system Munyao presents, be it Airtel Money, or his Cayman island issued Credit Card. The system will process his payment and show all payments in one dashboard. Now, I would need to hire someone to do such a system, or another to configure the Open Source PesaPi (Google). However, one enterprising Liko has developed PesaPal, which does payments from a large variety of sources, and presents the info from the same in a standard output. He then charges me a percentage of sales on every transaction, or perhaps a graduated fee like M-Pesa. With his system, my work is reduced to just looking at whether payments have been made against orders, and for how much. Furthermore, I can automate further by using PesaPal's Application Programming Interface to link my Point of Sale system with PesaPal. Yo therefore make an order - pay via Pesapal - my PoS acknowledges payment and credits your shopping basket with the item, and allows it to be checked out, or delivered. I can therefore go sit by my container all day, await notifications from PesaPal, and dispatch mobile phone through courier. I no longer have to call Longwe to ask how he will pay, or later reconcile my payments against my dispatched orders, since all this is done automatically. Hope this sort of explains it, or did I make things worse? _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/agostal%40gmail.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/robertyawe%40yahoo.co.... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/pkenduiywo%40jambo.co.... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
My summary will then be : Walu, the *buyer,* is questioning the relevance of a solution that addresses Kioko's (*the seller's*) needs. Luckily, with this solution in place, Walu and Kioko will still transact with each other while: - Allowing Walu to stick to his beloved '*M-PESA'* mode of payment - Making it convenient for Kioko to easily reconcile all his sales irrespective of what diverse modes of payment were used. Tony.
Walu will use his mpesa - it will go to the school bank account. He will get proof of payment at PesaPal.com (receipt) and we store it for 7 years On Tue, Feb 12, 2013 at 7:01 PM, Tony Likhanga <tlikhanga@gmail.com> wrote:
My summary will then be :
Walu, the *buyer,* is questioning the relevance of a solution that addresses Kioko's (*the seller's*) needs.
Luckily, with this solution in place, Walu and Kioko will still transact with each other while: - Allowing Walu to stick to his beloved '*M-PESA'* mode of payment - Making it convenient for Kioko to easily reconcile all his sales irrespective of what diverse modes of payment were used.
Tony.
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The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
participants (12)
-
Agosta Liko -
Dennis Kioko -
Dorcas Muthoni -
Julie Gichuru -
Kivuva -
Odhiambo Washington -
Peter Kenduiywo -
Phares Kariuki -
robert yawe -
Sean Moroney -
Tony Likhanga -
Walubengo J