July 2016 - KICTANet

Yahoo buyout
by Bernard Kioko 25 Jul '16

25 Jul '16

Interesting lessons from the Yahoo buy out. 2000 valued at $125B 2008 Microsoft offered $45B. Offer rejected 2016 Verizon buys Yahoo for $4.8B -- * ------------------------------ * This e-mail and any attachments may contain information that is confidential, legally privileged and protected by law and is intended for the sole use of the named recipient(s). Any unauthorized review, use, or disclosure or distribution is prohibited. Any liability (in negligence or otherwise) arising from any third party acting, or refraining from acting on any information contained in this email is hereby excluded. If you are not the intended recipient, please delete the contents and notify the sender immediately; do not disclose the contents to any other person, use it for any purpose or store or copy the information in any medium. Whilst our e-mails are checked for viruses, we cannot guarantee that this message or any attachment is virus free, does not contain malicious code or is incompatible with your electronic system and the Company does not accept liability in respect of viruses, malicious code or any related problems that you might experience. For further information about us, please contact us at the address indicated below. Bernsoft Interactive Limited - P O Box 15177-00100 Nairobi - Tel: +254 722 929192 Email: admin(a)bernsoft.com Web: www.bernsoft.com

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Re: [kictanet] [Skunkworks] Aquila is airborne. If this is not magic, what is?
by Tony White 23 Jul '16

23 Jul '16

Will they not become a hazard for commercial airliners? A quick-and-dirty calculation for Kenya shows that we would have about 120 of these buzzing around overhead, each covering an area of about 5000 square kilometres. I wonder what KCAA will have to say about this ;) Cheers, Tony On 21/07/2016, Mwendwa Kivuva via skunkworks <skunkworks(a)lists.my.co.ke> wrote: > I would want to hear what Ms Ebele, the Head of Public Policy for Africa at > FB, has to say on plans for the marginalised. > > It's beautiful, and audacious too. Aquila is a solar-powered airplane that > can be used to bring affordable internet to hundreds of millions of people > in the hardest-to-reach places. When complete, Aquila will be able to > circle a region up to 60 miles in diameter, beaming connectivity down from > an altitude of more than 60,000 feet using laser communications and > millimeter wave systems. Aquila is designed to be hyper efficient, so it > can fly for up to three months at a time. The aircraft has the wingspan of > an airliner, but at cruising speed it will consume only 5,000 watts — the > same amount as three hair dryers, or a high-end microwave. > > See the Youtube video: https://youtu.be/eOez_Hk80TI > > Regards > ______________________ > Mwendwa Kivuva, Nairobi, Kenya > twitter.com/lordmwesh > -- Tony White

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Re: [kictanet] M-Pesa Debit Card
by John Gitau 23 Jul '16

23 Jul '16

Why do we have to do anything. Its their business. Whether or not it succeeds is something they and their shareholders will analyse themselves. The regulatory framework allows for then to participate in mobile money. We their customers have been validating the business case over and over. If the physical card one fails i believe its up to them as a business to deal with. I for one am very curious and happy that i might be able to use a card instead of a phone to transact. If i can use my thumb print id be even happier so i never have to carry anything. I have no expectations of its success or failure. I am happy for that choice nonetheless. Jgitau On 22 Jul 2016 23:04, "Baiju Shah via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: > > Hi Listers, > > Maybe Safaricom do not have the skills for launch and manage a mobile app as they have been too busy photo copying ideas and outsourcing. > > Here it is not cannibalising but going after the banks card business which today is less then 2.5% of the transactional value. > > Again, my please to Safaricom management to review the project, and if they need help in thinking it through I am happy to facilitate, this is called the looking back effect. > > Or is there another motive of providing ID, Drivers Licence, Health insurance and further capture all the transactions that the FI's are doing currently. > > CBK, please review and check if this is the way forward for the least regulated money transaction service in Kenya. > > Best Regards, > Baiju > > On 22 Jul 2016, at 17:23, Ali Hussein via kictanet < kictanet(a)lists.kictanet.or.ke> wrote: > >> Elizabeth raises very valid points. So does Baiju. >> >> I'm curious:- >> >> What stops Safaricom from developing an Mpesa App? What's the fear? >> >> I recall my strategy professor once telling me:- >> >> Better you start cannibalizing yourself then someone else starts taking bite size chunks out of you while you are still alive!! >> >> Ali Hussein >> Principal >> Hussein & Associates >> +254 0713 601113 / 0770906375 >> >> Twitter: @AliHKassim >> >> Skype: abu-jomo >> >> LinkedIn: http://ke.linkedin.com/in/alihkassim >> >> >> >> "Discovery consists in seeing what everyone else has seen and thinking what no one else has thought". ~ Albert Szent-Györgyi >> >> Sent from my iPad >> >> On 22 Jul 2016, at 1:58 PM, Rosemary Koech-Kimwatu via kictanet < kictanet(a)lists.kictanet.or.ke> wrote: >> >>> Baju I agree, >>> >>> I really don't think I want another card in my wallet. They are just too many, right from loyalty cards by various franchises to debit and credit cards. We need a disruptor that will negate the need for all these and that will be the future of innovation. >>> >>> Kind regards, >>> >>> Rosemary Koech-Kimwatu >>> Skype:Rosemary Koech-Kimwatu >>> Tel: 0718181644 >>> >>> On Fri, Jul 22, 2016 at 12:14 PM, Baiju Shah via kictanet < kictanet(a)lists.kictanet.or.ke> wrote: >>>> >>>> Great discussion. >>>> >>>> Last mile is all about connectivity. Not too sure the ROI for a card by safaricom who already have a vibrant agent network, sticky or loyal customers. Today only there are 2-4% transactions on card. >>>> >>>> The question is what are they trying to solve with this initiative as we also do not event have a wide spread of ATMs. >>>> >>>> In my personal opinion this is a step back, I think they really need to rethink on this, but they should look at improving the experience on Mpesa. >>>> >>>> There are many applicable technologies, the last mile connect is the problem Safaricom has solved, but to build into the network of expensive PDQ machines does make sense if you have already replaced them with a $10 - $15 unit. >>>> >>>> Wow.. What a step back Safaricom please rethink, reset otherwise carry on. >>>> >>>> Thanks, >>>> >>>> Best Regards, >>>> Baiju >>>> >>>> On 22 Jul 2016, at 11:30, Dorcas Muthoni via kictanet < kictanet(a)lists.kictanet.or.ke> wrote: >>>> >>>>> NFC relies on an entire ecosystem. Phones, PDQS/POS terminals are part of it. >>>>> >>>>> I said a long time ago that mobile payments would only be global via a standard based technology like NFC Vs a vendor driven service such as mpesa. >>>>> >>>>> I am happy to see Safaricom is now ready to support the standard based approach to mobile payments too. >>>>> >>>>> On Jul 22, 2016 10:07 AM, "Mwendwa Kivuva via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>>>>> On Jul 22, 2016 6:51 AM, "Ali Hussein via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> > >>>>>> > Grace >>>>>> > >>>>>> > Good point. Definitely food for thought. I'm sure Mpesa has a reason to go back to cards when the very nature of mobile money is card less. >>>>>> >>>>>> Ali, how I understood it is that if your phone is NFC enabled, you would not need the card. You would just swipe the phone. Again, the card is helpful when you are outside network coverage area, like when you travel abroad. >>>>>> >>>>>> > >>>>>> > This will definitely be something to watch keenly. >>>>>> > >>>>>> > Ali Hussein >>>>>> > >>>>>> > >>>>>> > On Jul 22, 2016 6:46 AM, "Grace Mutung'u (Bomu) via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >> >>>>>> >> I wonder if the card will be as fees free to the customer as visa. Therein, would be an advantage. For now there are times when paying through M-pesa is charged and it is quite inconvenient to send an SMS to find out the charges. >>>>>> >> But the bigger question would be whether this the real future or the full potential of mobile money vis a vis Blockchains... >>>>>> >> Regards, >>>>>> >> >>>>>> >> On 21 Jul 2016 9:28 p.m., "Mwendwa Kivuva via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>> >>>>>> >>> @Barrack, >>>>>> >>> >>>>>> >>> Imagine just running your NFC phone, or Card at the Point of Sale and your purchase is done. Instead of the current method where you have to go to an MPESA menu, chose paybill/till, enter paybill number, enter the amount, enter pin, confirm, wait for SMS .... >>>>>> >>> >>>>>> >>> I expect also you can use the card while abroad ... >>>>>> >>> >>>>>> >>> Choice is good. >>>>>> >>> >>>>>> >>> >>>>>> >>> >>>>>> >>> ______________________ >>>>>> >>> Mwendwa Kivuva, Nairobi, Kenya >>>>>> >>> twitter.com/lordmwesh >>>>>> >>> >>>>>> >>> >>>>>> >>> >>>>>> >>> On 21 July 2016 at 19:44, Barrack Otieno via kictanet < kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>>> >>>>>> >>>> @ Wash, >>>>>> >>>> >>>>>> >>>> >>>>>> >>>> I wonder if it will add any value. >>>>>> >>>> >>>>>> >>>> Regards >>>>>> >>>> >>>>>> >>>> On 7/20/16, Odhiambo Washington via kictanet >>>>>> >>>> <kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>>> > http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-car… >>>>>> >>>> > >>>>>> >>>> > >>>>>> >>>> > -- >>>>>> >>>> > Best regards, >>>>>> >>>> > Odhiambo WASHINGTON, >>>>>> >>>> > Nairobi,KE >>>>>> >>>> > +254 7 3200 0004/+254 7 2274 3223 >>>>>> >>>> > "Oh, the cruft." >>>>>> >>>> > >>>>>> >>>> >>>>>> >>>> >>>>>> >>>> -- >>>>>> >>>> Barrack O. Otieno >>>>>> >>>> +254721325277 >>>>>> >>>> +254733206359 >>>>>> >>>> Skype: barrack.otieno >>>>>> >>>> PGP ID: 0x2611D86A >>>>>> >>>> >>>>>> >>>> _______________________________________________ >>>>>> >>>> kictanet mailing list >>>>>> >>>> kictanet(a)lists.kictanet.or.ke >>>>>> >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> >>>> >>>>>> >>>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldaf… >>>>>> >>>> >>>>>> >>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>>>> >>>> >>>>>> >>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>>>>> >>> >>>>>> >>> >>>>>> >>> >>>>>> >>> _______________________________________________ >>>>>> >>> kictanet mailing list >>>>>> >>> kictanet(a)lists.kictanet.or.ke >>>>>> >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> >>> >>>>>> >>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/nmutungu%40gmail.com >>>>>> >>> >>>>>> >>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>>>> >>> >>>>>> >>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>>>>> >> >>>>>> >> >>>>>> >> _______________________________________________ >>>>>> >> kictanet mailing list >>>>>> >> kictanet(a)lists.kictanet.or.ke >>>>>> >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> >> >>>>>> >> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >>>>>> >> >>>>>> >> >>>>>> >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>>>> >> >>>>>> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>>>>> > >>>>>> > >>>>>> > _______________________________________________ >>>>>> > kictanet mailing list >>>>>> > kictanet(a)lists.kictanet.or.ke >>>>>> > https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> > >>>>>> > Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldaf… >>>>>> > >>>>>> > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>>>> > >>>>>> > KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>>>>> >>>>>> >>>>>> _______________________________________________ >>>>>> kictanet mailing list >>>>>> kictanet(a)lists.kictanet.or.ke >>>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> >>>>>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/dmuthoni%40gmail.com >>>>>> >>>>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>>>> >>>>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>>>> >>>>> _______________________________________________ >>>>> kictanet mailing list >>>>> kictanet(a)lists.kictanet.or.ke >>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>> >>>>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.… >>>>> >>>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>>> >>>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>>> >>>> >>>> _______________________________________________ >>>> kictanet mailing list >>>> kictanet(a)lists.kictanet.or.ke >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>> >>>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/chemukoechk%40gmail.c… >>>> >>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>> >>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>> >>> >>> _______________________________________________ >>> kictanet mailing list >>> kictanet(a)lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> >>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >>> >>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>> >>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >> >> _______________________________________________ >> kictanet mailing list >> kictanet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.… >> >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. > > > _______________________________________________ > kictanet mailing list > kictanet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jgitau%40gmail.com > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. > > KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.

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Re: [kictanet] M-Pesa Debit Card
by Mwendwa Kivuva 22 Jul '16

22 Jul '16

On Jul 22, 2016 6:51 AM, "Ali Hussein via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: > > Grace > > Good point. Definitely food for thought. I'm sure Mpesa has a reason to go back to cards when the very nature of mobile money is card less. Ali, how I understood it is that if your phone is NFC enabled, you would not need the card. You would just swipe the phone. Again, the card is helpful when you are outside network coverage area, like when you travel abroad. > > This will definitely be something to watch keenly. > > Ali Hussein > > > On Jul 22, 2016 6:46 AM, "Grace Mutung'u (Bomu) via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: >> >> I wonder if the card will be as fees free to the customer as visa. Therein, would be an advantage. For now there are times when paying through M-pesa is charged and it is quite inconvenient to send an SMS to find out the charges. >> But the bigger question would be whether this the real future or the full potential of mobile money vis a vis Blockchains... >> Regards, >> >> On 21 Jul 2016 9:28 p.m., "Mwendwa Kivuva via kictanet" < kictanet(a)lists.kictanet.or.ke> wrote: >>> >>> @Barrack, >>> >>> Imagine just running your NFC phone, or Card at the Point of Sale and your purchase is done. Instead of the current method where you have to go to an MPESA menu, chose paybill/till, enter paybill number, enter the amount, enter pin, confirm, wait for SMS .... >>> >>> I expect also you can use the card while abroad ... >>> >>> Choice is good. >>> >>> >>> >>> ______________________ >>> Mwendwa Kivuva, Nairobi, Kenya >>> twitter.com/lordmwesh >>> >>> >>> >>> On 21 July 2016 at 19:44, Barrack Otieno via kictanet < kictanet(a)lists.kictanet.or.ke> wrote: >>>> >>>> @ Wash, >>>> >>>> >>>> I wonder if it will add any value. >>>> >>>> Regards >>>> >>>> On 7/20/16, Odhiambo Washington via kictanet >>>> <kictanet(a)lists.kictanet.or.ke> wrote: >>>> > http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-car… >>>> > >>>> > >>>> > -- >>>> > Best regards, >>>> > Odhiambo WASHINGTON, >>>> > Nairobi,KE >>>> > +254 7 3200 0004/+254 7 2274 3223 >>>> > "Oh, the cruft." >>>> > >>>> >>>> >>>> -- >>>> Barrack O. Otieno >>>> +254721325277 >>>> +254733206359 >>>> Skype: barrack.otieno >>>> PGP ID: 0x2611D86A >>>> >>>> _______________________________________________ >>>> kictanet mailing list >>>> kictanet(a)lists.kictanet.or.ke >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>> >>>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldaf… >>>> >>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>>> >>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >>> >>> >>> >>> _______________________________________________ >>> kictanet mailing list >>> kictanet(a)lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> >>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/nmutungu%40gmail.com >>> >>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >>> >>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. >> >> >> _______________________________________________ >> kictanet mailing list >> kictanet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >> >> >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. > > > _______________________________________________ > kictanet mailing list > kictanet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldaf… > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. > > KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.

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Re: [kictanet] kictanet Digest, Vol 110, Issue 140
by Mose Karanja 22 Jul '16

22 Jul '16

What about 'Lipa na MPESA' at points of sale? I think that makes absolute sense because it creates an efficient way to check out. I think it comes as an option to using MPESA on the phone which can be time consuming and inefficient especially at busy spots. On 22 Jul 2016 13:59, <kictanet-request(a)lists.kictanet.or.ke> wrote: > Send kictanet mailing list submissions to > kictanet(a)lists.kictanet.or.ke > > To subscribe or unsubscribe via the World Wide Web, visit > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > or, via email, send a message with subject or body 'help' to > kictanet-request(a)lists.kictanet.or.ke > > You can reach the person managing the list at > kictanet-owner(a)lists.kictanet.or.ke > > When replying, please edit your Subject line so it is more specific > than "Re: Contents of kictanet digest..." > > Today's Topics: > > 1. Re: M-Pesa Debit Card (Baiju Shah) > 2. Re: M-Pesa Debit Card (Elizabeth Rossiello) (Dennis Muthuri) > > > ---------- Forwarded message ---------- > From: Baiju Shah <baiju(a)telemedia.co.ke> > To: KICTAnet ICT Policy Discussions <kictanet(a)lists.kictanet.or.ke> > Cc: > Date: Fri, 22 Jul 2016 12:14:15 +0300 > Subject: Re: [kictanet] M-Pesa Debit Card > Great discussion. > > Last mile is all about connectivity. Not too sure the ROI for a card by > safaricom who already have a vibrant agent network, sticky or loyal > customers. Today only there are 2-4% transactions on card. > > The question is what are they trying to solve with this initiative as we > also do not event have a wide spread of ATMs. > > In my personal opinion this is a step back, I think they really need to > rethink on this, but they should look at improving the experience on Mpesa. > > There are many applicable technologies, the last mile connect is the > problem Safaricom has solved, but to build into the network of expensive > PDQ machines does make sense if you have already replaced them with a $10 - > $15 unit. > > Wow.. What a step back Safaricom please rethink, reset otherwise carry on. > > Thanks, > > Best Regards, > Baiju > > On 22 Jul 2016, at 11:30, Dorcas Muthoni via kictanet < > kictanet(a)lists.kictanet.or.ke> wrote: > > NFC relies on an entire ecosystem. Phones, PDQS/POS terminals are part of > it. > > I said a long time ago that mobile payments would only be global via a > standard based technology like NFC Vs a vendor driven service such as > mpesa. > > I am happy to see Safaricom is now ready to support the standard based > approach to mobile payments too. > On Jul 22, 2016 10:07 AM, "Mwendwa Kivuva via kictanet" < > kictanet(a)lists.kictanet.or.ke> wrote: > >> On Jul 22, 2016 6:51 AM, "Ali Hussein via kictanet" < >> kictanet(a)lists.kictanet.or.ke> wrote: >> > >> > Grace >> > >> > Good point. Definitely food for thought. I'm sure Mpesa has a reason to >> go back to cards when the very nature of mobile money is card less. >> >> Ali, how I understood it is that if your phone is NFC enabled, you would >> not need the card. You would just swipe the phone. Again, the card is >> helpful when you are outside network coverage area, like when you travel >> abroad. >> >> > >> > This will definitely be something to watch keenly. >> > >> > Ali Hussein >> > >> > >> > On Jul 22, 2016 6:46 AM, "Grace Mutung'u (Bomu) via kictanet" < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >> >> >> I wonder if the card will be as fees free to the customer as visa. >> Therein, would be an advantage. For now there are times when paying through >> M-pesa is charged and it is quite inconvenient to send an SMS to find out >> the charges. >> >> But the bigger question would be whether this the real future or the >> full potential of mobile money vis a vis Blockchains... >> >> Regards, >> >> >> >> On 21 Jul 2016 9:28 p.m., "Mwendwa Kivuva via kictanet" < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >>> >> >>> @Barrack, >> >>> >> >>> Imagine just running your NFC phone, or Card at the Point of Sale and >> your purchase is done. Instead of the current method where you have to go >> to an MPESA menu, chose paybill/till, enter paybill number, enter the >> amount, enter pin, confirm, wait for SMS .... >> >>> >> >>> I expect also you can use the card while abroad ... >> >>> >> >>> Choice is good. >> >>> >> >>> >> >>> >> >>> ______________________ >> >>> Mwendwa Kivuva, Nairobi, Kenya >> >>> twitter.com/lordmwesh >> >>> >> >>> >> >>> >> >>> On 21 July 2016 at 19:44, Barrack Otieno via kictanet < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >>>> >> >>>> @ Wash, >> >>>> >> >>>> >> >>>> I wonder if it will add any value. >> >>>> >> >>>> Regards >> >>>> >> >>>> On 7/20/16, Odhiambo Washington via kictanet >> >>>> <kictanet(a)lists.kictanet.or.ke> wrote: >> >>>> > >> http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-car… >> >>>> > >> >>>> > >> >>>> > -- >> >>>> > Best regards, >> >>>> > Odhiambo WASHINGTON, >> >>>> > Nairobi,KE >> >>>> > +254 7 3200 0004/+254 7 2274 3223 >> >>>> > "Oh, the cruft." >> >>>> > >> >>>> >> >>>> >> >>>> -- >> >>>> Barrack O. Otieno >> >>>> +254721325277 >> >>>> +254733206359 >> >>>> Skype: barrack.otieno >> >>>> PGP ID: 0x2611D86A >> >>>> >> >>>> _______________________________________________ >> >>>> kictanet mailing list >> >>>> kictanet(a)lists.kictanet.or.ke >> >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >>>> >> >>>> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldaf… >> >>>> >> >>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder >> platform for people and institutions interested and involved in ICT policy >> and regulation. The network aims to act as a catalyst for reform in the ICT >> sector in support of the national aim of ICT enabled growth and development. >> >>>> >> >>>> KICTANetiquette : Adhere to the same standards of acceptable >> behaviors online that you follow in real life: respect people's times and >> bandwidth, share knowledge, don't flame or abuse or personalize, respect >> privacy, do not spam, do not market your wares or qualifications. >> >>> >> >>> >> >>> >> >>> _______________________________________________ >> >>> kictanet mailing list >> >>> kictanet(a)lists.kictanet.or.ke >> >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >>> >> >>> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/nmutungu%40gmail.com >> >>> >> >>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder >> platform for people and institutions interested and involved in ICT policy >> and regulation. The network aims to act as a catalyst for reform in the ICT >> sector in support of the national aim of ICT enabled growth and development. >> >>> >> >>> KICTANetiquette : Adhere to the same standards of acceptable >> behaviors online that you follow in real life: respect people's times and >> bandwidth, share knowledge, don't flame or abuse or personalize, respect >> privacy, do not spam, do not market your wares or qualifications. >> >> >> >> >> >> _______________________________________________ >> >> kictanet mailing list >> >> kictanet(a)lists.kictanet.or.ke >> >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >> >> >> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >> >> >> >> >> >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder >> platform for people and institutions interested and involved in ICT policy >> and regulation. The network aims to act as a catalyst for reform in the ICT >> sector in support of the national aim of ICT enabled growth and development. >> >> >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors >> online that you follow in real life: respect people's times and bandwidth, >> share knowledge, don't flame or abuse or personalize, respect privacy, do >> not spam, do not market your wares or qualifications. >> > >> > >> > _______________________________________________ >> > kictanet mailing list >> > kictanet(a)lists.kictanet.or.ke >> > https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> > >> > Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldaf… >> > >> > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform >> for people and institutions interested and involved in ICT policy and >> regulation. The network aims to act as a catalyst for reform in the ICT >> sector in support of the national aim of ICT enabled growth and development. >> > >> > KICTANetiquette : Adhere to the same standards of acceptable behaviors >> online that you follow in real life: respect people's times and bandwidth, >> share knowledge, don't flame or abuse or personalize, respect privacy, do >> not spam, do not market your wares or qualifications. >> >> _______________________________________________ >> kictanet mailing list >> kictanet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/dmuthoni%40gmail.com >> >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform >> for people and institutions interested and involved in ICT policy and >> regulation. The network aims to act as a catalyst for reform in the ICT >> sector in support of the national aim of ICT enabled growth and development. >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors >> online that you follow in real life: respect people's times and bandwidth, >> share knowledge, don't flame or abuse or personalize, respect privacy, do >> not spam, do not market your wares or qualifications. >> > _______________________________________________ > kictanet mailing list > kictanet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > Unsubscribe or change your options at > https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.… > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform > for people and institutions interested and involved in ICT policy and > regulation. The network aims to act as a catalyst for reform in the ICT > sector in support of the national aim of ICT enabled growth and development. > > KICTANetiquette : Adhere to the same standards of acceptable behaviors > online that you follow in real life: respect people's times and bandwidth, > share knowledge, don't flame or abuse or personalize, respect privacy, do > not spam, do not market your wares or qualifications. > > > > ---------- Forwarded message ---------- > From: Dennis Muthuri <muthuridennis(a)gmail.com> > To: kictanet(a)lists.kictanet.or.ke > Cc: > Date: Fri, 22 Jul 2016 13:57:53 +0300 > Subject: Re: [kictanet] M-Pesa Debit Card (Elizabeth Rossiello) > Interesting articles there on the blockchain Elizabeth. > > I hope they're fine with the 200 - 800 transaction per second limit the > blockchain imposes due to it's constant confirmation and signing. > > On 7/22/2016 11:35 AM, kictanet-request(a)lists.kictanet.or.ke wrote: > >> Re: M-Pesa Debit Card (Elizabeth Rossiello) >> > > > > > _______________________________________________ > kictanet mailing list > kictanet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > >

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Re: [kictanet] M-Pesa Debit Card (Elizabeth Rossiello)
by Dennis Muthuri 22 Jul '16

22 Jul '16

Interesting articles there on the blockchain Elizabeth. I hope they're fine with the 200 - 800 transaction per second limit the blockchain imposes due to it's constant confirmation and signing. On 7/22/2016 11:35 AM, kictanet-request(a)lists.kictanet.or.ke wrote: > Re: M-Pesa Debit Card (Elizabeth Rossiello)

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Miss.Africa announces 2016, Round II Seed Funding Tech Initiative for Women in Africa
by Gideon 22 Jul '16

22 Jul '16

In a #STEM4girls pan-African campaign, the Miss.Africa program is mobilizing a Round II Seed Fund for Tech initiatives in Africa that will avail small grants to support women and girls in the Science, Technology, Engineering and Mathematics (STEM) fields to launch or expand their own initiatives that will increase digital opportunities in IT related training, jobs and leadership roles. Link: http://archive.constantcontact.com/fs123/1102516344150/archive/112490800759… Regards Gideon Rop DotConnectAfrica

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M-Pesa Debit Card
by Odhiambo Washington 22 Jul '16

22 Jul '16

http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-car… -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254 7 3200 0004/+254 7 2274 3223 "Oh, the cruft."

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UNCTAD 14: New Initiative to Help Developing Countries Grasp $22 Trillion E-Commerce Opportunity
by waudo siganga 21 Jul '16

21 Jul '16

This outcome from the Nairobi talks could be of interest to some: http://witsa.org/witsa-wp-site/global-news/new-initiative-to-help-developin…

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Cybercrime Bill 2016
by Walubengo J 21 Jul '16

21 Jul '16

Listers, I know we have just come from an intensive 2week review of the ICT Policy.But PS Itemere says there is more work need on the Cybercrime Bill @http://www.mygov.go.ke/?p=11234 Plse send your views on the Cyber Crime Bill and spread the word. @ Mose- could u put this up on Jadili as well?@ Skunkworks - Someone forward to these hackers as well. I seem to have been kicked off their list at one point. walu.

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