Re: [kictanet] My take: IG Discussion 2009, Day 10 of 10 - ePayment Systems and Regulation
On Fri, May 8, 2009 at 12:27 PM, Barrack Otieno <otieno.barrack@gmail.com>wrote:
Victor i disagree with your position. Security is a very complicated area and requires a multistakeholder approach, there has to be a clearly defined system made up of state and non state actors. The much Dr Ndemo Ndemo can do is to Facilitate, in any case his work is to implement policies (I may be wrong). We have very skilled personell in and out of governmnet, what is failing us is our inability to tap into their knowledge. We can only do this through institutions
On Fri, May 8, 2009 at 12:20 PM, Victor Gathara <v-gathara@dfid.gov.uk>wrote:
Imoh, Ministry of Info and Comms should take the lead in legislation affecting the ICT sector and have an overall management role in it. I think some sort of IT security czar is required (or already exists) and may rightly sit in the CCK. The ministry should up its communication strategy even now to alert all on where we are regarding ICT security. All seems unclear because we (or maybe I) am unaware of what laws/structures are in place in government to address this issue.
Over to you Dr Ndemo!
Victor
-----Original Message----- From: kictanet-bounces+v-gathara=dfid.gov.uk@lists.kictanet.or.ke [mailto:kictanet-bounces+v-gathara <kictanet-bounces%2Bv-gathara>= dfid.gov.uk@lists.kictanet.or.ke] On Behalf Of John Walubengo Sent: 08 May 2009 08:27 To: Victor Gathara Cc: KICTAnet ICT Policy Discussions Subject: Re: [kictanet] IG Discussion 2009,Day 10 of 10 - ePayment Systems and Regulation
Thanx Mwende for your 4day moderation on Security issues. Ofcourse more credit to the contributors whose insights am sure are being digested by stakeholders...feel free to make belated contributions.
Today I want to introduce the second last theme before Mwende takes us through the Closure and Way forward on Monday 11th May 2009. Basically, we want to review the various "hybrid" electronic payments systems and their corresponding legal and regulatory frameworks.
Hybrid electronic payment system exclude the traditional banking systmes which do have time-tested and proven legal/ regulatory frameworks. Typically they refer to emerging e-Payment systems that have been best exemplified by the MPESA/Zap phenomena. Such systems cut accross multiple industries (Banking, Telecommunication and IT) and present a huge challenge in terms of regulation/legislation.
In developed economies, such systems have multiple legislation/regulation that demands that the entities involved in such ePayment services abide by strict Data Protection Acts which protect the customer data/privacy as well as other eLegislation (eCrime, eTransaction) that provides deterrence and assurance mechanism.
In layman terms, consider an MPESA/ZAP User who sends value of 30,000Ksh from their mobile phone account to the parents upcountry when the following happens: 1. Disaster strikes and the electronic records are lost (whose liable?-it happened in 9/11, Tsunami, etc) 2. The Parents claim that they didnt recieve the money or worse still the sender claim they never send the money (non-repudiation issues) 3. An eCrime suspect is charged with altering ePayments records at the source (inside job/judicial issues)
In general, do we have frameworks to protect consumers and businesses against such risks above and do we have investigative and judicial capacity to administer e-Crime related justice? What role should the Regulator (CCK), Banking (CBK), Police and Judiciary (NOT) have in these frameworks?
Lets try and give views within today (1day)...
walu.
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-- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254733206359 http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa
-- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254733206359 http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa
Barrack I do agree that a multi-stakeholder approach is needed but the buck has to stop with someone. And in my view this someone has to be in government as the custodian of the 'sword'. Its up to us as stakeholders to ensure that whoever wields the said 'sword' wields it sensibly and for our common good and we do this by engaging with government through the various fora available including through this list. Victor ________________________________ From: Barrack Otieno [mailto:otieno.barrack@gmail.com] Sent: 08 May 2009 12:28 To: Victor Gathara Cc: KICTAnet ICT Policy Discussions Subject: Re: [kictanet] My take: IG Discussion 2009, Day 10 of 10 - ePayment Systems and Regulation On Fri, May 8, 2009 at 12:27 PM, Barrack Otieno <otieno.barrack@gmail.com> wrote: Victor i disagree with your position. Security is a very complicated area and requires a multistakeholder approach, there has to be a clearly defined system made up of state and non state actors. The much Dr Ndemo Ndemo can do is to Facilitate, in any case his work is to implement policies (I may be wrong). We have very skilled personell in and out of governmnet, what is failing us is our inability to tap into their knowledge. We can only do this through institutions On Fri, May 8, 2009 at 12:20 PM, Victor Gathara <v-gathara@dfid.gov.uk> wrote: Imoh, Ministry of Info and Comms should take the lead in legislation affecting the ICT sector and have an overall management role in it. I think some sort of IT security czar is required (or already exists) and may rightly sit in the CCK. The ministry should up its communication strategy even now to alert all on where we are regarding ICT security. All seems unclear because we (or maybe I) am unaware of what laws/structures are in place in government to address this issue. Over to you Dr Ndemo! Victor -----Original Message----- From: kictanet-bounces+v-gathara=dfid.gov.uk@lists.kictanet.or.ke [mailto:kictanet-bounces+v-gathara <mailto:kictanet-bounces%2Bv-gathara> =dfid.gov.uk@lists.kictanet.or.ke] On Behalf Of John Walubengo Sent: 08 May 2009 08:27 To: Victor Gathara Cc: KICTAnet ICT Policy Discussions Subject: Re: [kictanet] IG Discussion 2009,Day 10 of 10 - ePayment Systems and Regulation Thanx Mwende for your 4day moderation on Security issues. Ofcourse more credit to the contributors whose insights am sure are being digested by stakeholders...feel free to make belated contributions. Today I want to introduce the second last theme before Mwende takes us through the Closure and Way forward on Monday 11th May 2009. Basically, we want to review the various "hybrid" electronic payments systems and their corresponding legal and regulatory frameworks. Hybrid electronic payment system exclude the traditional banking systmes which do have time-tested and proven legal/ regulatory frameworks. Typically they refer to emerging e-Payment systems that have been best exemplified by the MPESA/Zap phenomena. Such systems cut accross multiple industries (Banking, Telecommunication and IT) and present a huge challenge in terms of regulation/legislation. In developed economies, such systems have multiple legislation/regulation that demands that the entities involved in such ePayment services abide by strict Data Protection Acts which protect the customer data/privacy as well as other eLegislation (eCrime, eTransaction) that provides deterrence and assurance mechanism. In layman terms, consider an MPESA/ZAP User who sends value of 30,000Ksh from their mobile phone account to the parents upcountry when the following happens: 1. Disaster strikes and the electronic records are lost (whose liable?-it happened in 9/11, Tsunami, etc) 2. The Parents claim that they didnt recieve the money or worse still the sender claim they never send the money (non-repudiation issues) 3. An eCrime suspect is charged with altering ePayments records at the source (inside job/judicial issues) In general, do we have frameworks to protect consumers and businesses against such risks above and do we have investigative and judicial capacity to administer e-Crime related justice? What role should the Regulator (CCK), Banking (CBK), Police and Judiciary (NOT) have in these frameworks? Lets try and give views within today (1day)... walu. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet This message was sent to: v-gathara@dfid.gov.uk Unsubscribe or change your options at http://lists.kictanet.or.ke/mailman/options/kictanet/v-gathara%40dfid.go v.uk ________________________________________________________________________ This e-mail has been scanned for all viruses by Star. The service is powered by MessageLabs. For more information on a proactive anti-virus service working around the clock, around the globe, visit: http://www.star.net.uk ________________________________________________________________________ DFID, the Department for International Development: leading the British Government's fight against world poverty. Find out more about the major global poverty challenges and get the facts on what DFID is doing to fight them: http://www.dfid.gov.uk ______________________________________________________________________ This e-mail has been scanned for all viruses by Peapod. The service is powered by MessageLabs. For more information on a proactive anti-virus service working around the clock, around the globe, visit: http://www.peapod.co.uk/cleanmail _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet This message was sent to: otieno.barrack@gmail.com Unsubscribe or change your options at http://lists.kictanet.or.ke/mailman/options/kictanet/otieno.barrack%40gm ail.com -- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254733206359 http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa -- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254733206359 http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa ________________________________________________________________________ This e-mail has been scanned for all viruses by Star. The service is powered by MessageLabs. For more information on a proactive anti-virus service working around the clock, around the globe, visit: http://www.star.net.uk ________________________________________________________________________ DFID, the Department for International Development: leading the British Government's fight against world poverty. Find out more about the major global poverty challenges and get the facts on what DFID is doing to fight them: http://www.dfid.gov.uk ______________________________________________________________________ This e-mail has been scanned for all viruses by Peapod. The service is powered by MessageLabs. For more information on a proactive anti-virus service working around the clock, around the globe, visit: http://www.peapod.co.uk/cleanmail
participants (2)
-
Barrack Otieno -
Victor Gathara