Happy Sunday! I see an opportunity to create the ideal mobile money bond issue formulae; Q1. A. Similar to issue of shares and bonds, make a call for lead broker, transaction advisor or a consortium that gives the best package and handles the full job Package gauged on; outreach, PR activation, ease of use, cost,fee of service, data administration, refund policy B. Do away with the above and each Wanjiku becomes 'his own broker, advisor'. Upload Terms and Conditions and enable opening of bond accounts-online and mobile with ability to buy and sell. The Government PR mechanism activates the public. I see even beyond the telecoms, people like JamboPay being able to engage here Q2. Commissions Back to Q1. What is the fee by the consortium?This is about volume of transactions. Whether if telcoms are engaged they would bill per sms or transaction value is a legit enquiry as it affects the cost to Wanjiku, thus the coins available to invest and ultimately returns Into the future, Blessed day. Regards/WangariOn Mar 12, 2016 07:55, Ali Hussein via kictanet <kictanet@lists.kictanet.or.ke> wrote:

Walu

Thanks for sharing. Pertinent questions you raise. 

...

1. Will Wanjiku be allowed to participate from ANY mobile network or is this thing is ONLY available on one of the Telco players?

This should be a network agnostic product. Just like normal treasury bonds are bank/broker agnostic. This question really shouldn't even arise. It's should be the default position. Otherwise we will saying that if I have a Safaricom line and the product is only on Airtel I can't participate.  

...

2. What are the 'commissions' like?  Will the mobile operators charge based on transaction value and yet their role is simply to deliver a simple SMS to Central Bank /Treasury servers?

Walu..Surely..:-) you just didn't say that..:-) Kwani an SMS is sent through thin air? Ok..it is :-) but there is a network that it is sent from and through and that network costs billions of shillings to set up and maintain. The Piper and all that..

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On 11 Mar 2016, at 4:09 PM, Walubengo J via kictanet <kictanet@lists.kictanet.or.ke> wrote: