Hustler Fund and the data protection implications
Dear listers, The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective. https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund... -- Kind Regards Tevin Mwenda Gitonga
These are very important questions Tevin. Which policy is the Hustler Fund under? Which government agency is housing it? On Thu, 1 Dec 2022 at 10:28, tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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-- Best regards. Liz. PGP ID: 0x1F3488BF
The Hustler Fund is under the National Treasury. On Thu, Dec 1, 2022, 10:55 AM Liz Orembo via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
These are very important questions Tevin. Which policy is the Hustler Fund under? Which government agency is housing it?
On Thu, 1 Dec 2022 at 10:28, tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
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--
Best regards. Liz.
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In addition, ICT is playing a key role in disbursement which brings to the fore whether the technology being used guarantees inclusion of all citizens. Do we have infrastructure coverage that will ensure no one is left behind. I guess this is where Waziri Odalo comes into the picture. Sent from my iPad
On 1 Dec 2022, at 10:59, David Indeje via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
The Hustler Fund is under the National Treasury.
On Thu, Dec 1, 2022, 10:55 AM Liz Orembo via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
These are very important questions Tevin. Which policy is the Hustler Fund under? Which government agency is housing it?
On Thu, 1 Dec 2022 at 10:28, tevin mwenda via KICTANet <kictanet@lists.kictanet.or.ke> wrote: Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. --
Best regards. Liz.
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Correction Waziri Odalo On Thu, 1 Dec 2022 at 11:20, Barrack Otieno via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
In addition, ICT is playing a key role in disbursement which brings to the fore whether the technology being used guarantees inclusion of all citizens. Do we have infrastructure coverage that will ensure no one is left behind. I guess this is where Waziri Odalo comes into the picture.
Sent from my iPad
On 1 Dec 2022, at 10:59, David Indeje via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
The Hustler Fund is under the National Treasury.
On Thu, Dec 1, 2022, 10:55 AM Liz Orembo via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
These are very important questions Tevin. Which policy is the Hustler Fund under? Which government agency is housing it?
On Thu, 1 Dec 2022 at 10:28, tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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--
Best regards. Liz.
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-- Barrack O. Otieno +254721325277 +254733206359 Skype: barrack.otieno PGP ID: 0x2611D86A
Queries about the hustlers fund; 1. Who provides the fund for loans? 2. Whose money do the banks give? 3. Who keeps the savings deducted from your loans; say ksh 50 from 1K? 4. What does the govt do with all the savings from your loans? Say 100b per year? 5. Who is to be held accountable for the savings from your loans? Any laws regulating the use of the savings ? Kind Regards, Paul Magacha. Sent from my iPhone
On 1 Dec 2022, at 11:20, Barrack Otieno via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
In addition, ICT is playing a key role in disbursement which brings to the fore whether the technology being used guarantees inclusion of all citizens. Do we have infrastructure coverage that will ensure no one is left behind. I guess this is where Waziri Odalo comes into the picture.
Sent from my iPad
On 1 Dec 2022, at 10:59, David Indeje via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
The Hustler Fund is under the National Treasury.
On Thu, Dec 1, 2022, 10:55 AM Liz Orembo via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
These are very important questions Tevin. Which policy is the Hustler Fund under? Which government agency is housing it?
On Thu, 1 Dec 2022 at 10:28, tevin mwenda via KICTANet <kictanet@lists.kictanet.or.ke> wrote: Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. --
Best regards. Liz.
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in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government) in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
@ Alex, I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-) Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized. walu-- On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote: in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government) in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet <kictanet@lists.kictanet.or.ke> wrote: Dear listers, The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective. https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund... -- Kind Regards Tevin Mwenda Gitonga_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
I tried to get the terms and conditions from the link given on mobile and something else showed up. On Thu, 1 Dec 2022, 16:44 Walubengo J via KICTANet, < kictanet@lists.kictanet.or.ke> wrote:
@ Alex,
I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-)
Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized.
walu -- On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services
i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government)
in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good
On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/vkapiyo%40gmail.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Listers, I just tried in the morning to register through *254# which accepted and indicated that they will respond after 2 hours. Now in the evening, there is no response. Data infringement is on the loose; were my data rights accessed? The cost for the process is Kshs 10; if 1 million tried the process and are waiting. Who benefits from the revenue generated by the SMS? Rapudo Hawi | Team Lead | Director +254(0) 720975498 | <http://www.kijijiyeetu.co.ke> www.kijijiyeetu.co.ke Catholic Nurses Association- Diani Rd, Nairobi From: KICTANet <kictanet-bounces+rapudohawi=kijijiyeetu.co.ke@lists.kictanet.or.ke> On Behalf Of Victor Kapiyo via KICTANet Sent: Thursday, December 1, 2022 5:08 PM To: rapudohawi@kijijiyeetu.co.ke Cc: Victor Kapiyo <vkapiyo@gmail.com>; Alex Watila <awatila@gmail.com> Subject: Re: [kictanet] Hustler Fund and the data protection implications I tried to get the terms and conditions from the link given on mobile and something else showed up. On Thu, 1 Dec 2022, 16:44 Walubengo J via KICTANet, <kictanet@lists.kictanet.or.ke <mailto:kictanet@lists.kictanet.or.ke> > wrote: @ Alex, I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-) Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized. walu -- On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke <mailto:kictanet@lists.kictanet.or.ke> > wrote: in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government) in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet <kictanet@lists.kictanet.or.ke <mailto:kictanet@lists.kictanet.or.ke> > wrote: Dear listers, The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective. https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund... -- Kind Regards Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke <mailto:KICTANet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke <mailto:KICTANet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke <mailto:KICTANet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/vkapiyo%40gmail.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
probably poor capacity planning. maybe they exhausted the number of bulk SMSes they ordered media is reporting that 1.14 million Kenyans registered (they would have had to have ordered bulk smses in excess of that) and so far KES 408 Million has been disbursed I don't think they are charging on the client side (it looks toll-free and is not even eaten by fuliza) - it was probably part of the agreement that the government had with the providers that wanted to be part of the fund Regards, On Thu, Dec 1, 2022 at 5:29 PM <rapudohawi@kijijiyeetu.co.ke> wrote:
Listers,
I just tried in the morning to register through *254# which accepted and indicated that they will respond after 2 hours. Now in the evening, there is no response.
Data infringement is on the loose; were my data rights accessed? The cost for the process is Kshs 10; if 1 million tried the process and are waiting. Who benefits from the revenue generated by the SMS?
*Rapudo Hawi | **Team Lead **|** Director*
+254(0) 720975498 | www.kijijiyeetu.co.ke
Catholic Nurses Association- Diani Rd, Nairobi
*From:* KICTANet <kictanet-bounces+rapudohawi= kijijiyeetu.co.ke@lists.kictanet.or.ke> *On Behalf Of *Victor Kapiyo via KICTANet *Sent:* Thursday, December 1, 2022 5:08 PM *To:* rapudohawi@kijijiyeetu.co.ke *Cc:* Victor Kapiyo <vkapiyo@gmail.com>; Alex Watila <awatila@gmail.com> *Subject:* Re: [kictanet] Hustler Fund and the data protection implications
I tried to get the terms and conditions from the link given on mobile and something else showed up.
On Thu, 1 Dec 2022, 16:44 Walubengo J via KICTANet, < kictanet@lists.kictanet.or.ke> wrote:
@ Alex,
I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-)
Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized.
walu
--
On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services
i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government)
in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good
On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
--
Kind Regards
Tevin Mwenda Gitonga
_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/vkapiyo%40gmail.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
a news article on what they are using the mpesa pin for The PIN is required to authenticate the owner of the Hustler Fund account where the loan will be disbursed. https://www.the-star.co.ke/news/realtime/2022-12-01-why-m-pesa-pin-is-requir... On Thu, Dec 1, 2022, 17:53 Alex Watila <awatila@gmail.com> wrote:
probably poor capacity planning.
maybe they exhausted the number of bulk SMSes they ordered
media is reporting that 1.14 million Kenyans registered (they would have had to have ordered bulk smses in excess of that) and so far KES 408 Million has been disbursed
I don't think they are charging on the client side (it looks toll-free and is not even eaten by fuliza) - it was probably part of the agreement that the government had with the providers that wanted to be part of the fund
Regards,
On Thu, Dec 1, 2022 at 5:29 PM <rapudohawi@kijijiyeetu.co.ke> wrote:
Listers,
I just tried in the morning to register through *254# which accepted and indicated that they will respond after 2 hours. Now in the evening, there is no response.
Data infringement is on the loose; were my data rights accessed? The cost for the process is Kshs 10; if 1 million tried the process and are waiting. Who benefits from the revenue generated by the SMS?
*Rapudo Hawi | **Team Lead **|** Director*
+254(0) 720975498 | www.kijijiyeetu.co.ke
Catholic Nurses Association- Diani Rd, Nairobi
*From:* KICTANet <kictanet-bounces+rapudohawi= kijijiyeetu.co.ke@lists.kictanet.or.ke> *On Behalf Of *Victor Kapiyo via KICTANet *Sent:* Thursday, December 1, 2022 5:08 PM *To:* rapudohawi@kijijiyeetu.co.ke *Cc:* Victor Kapiyo <vkapiyo@gmail.com>; Alex Watila <awatila@gmail.com> *Subject:* Re: [kictanet] Hustler Fund and the data protection implications
I tried to get the terms and conditions from the link given on mobile and something else showed up.
On Thu, 1 Dec 2022, 16:44 Walubengo J via KICTANet, < kictanet@lists.kictanet.or.ke> wrote:
@ Alex,
I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-)
Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized.
walu
--
On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services
i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government)
in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good
On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
--
Kind Regards
Tevin Mwenda Gitonga
_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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Listers, This podcast will be a good refresher to us: Kenya' Data protection law and why it matters you https://youtu.be/hBzrK-yJo9s On Fri, Dec 2, 2022, 5:30 AM Alex Watila via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
a news article on what they are using the mpesa pin for
The PIN is required to authenticate the owner of the Hustler Fund account where the loan will be disbursed. https://www.the-star.co.ke/news/realtime/2022-12-01-why-m-pesa-pin-is-requir...
On Thu, Dec 1, 2022, 17:53 Alex Watila <awatila@gmail.com> wrote:
probably poor capacity planning.
maybe they exhausted the number of bulk SMSes they ordered
media is reporting that 1.14 million Kenyans registered (they would have had to have ordered bulk smses in excess of that) and so far KES 408 Million has been disbursed
I don't think they are charging on the client side (it looks toll-free and is not even eaten by fuliza) - it was probably part of the agreement that the government had with the providers that wanted to be part of the fund
Regards,
On Thu, Dec 1, 2022 at 5:29 PM <rapudohawi@kijijiyeetu.co.ke> wrote:
Listers,
I just tried in the morning to register through *254# which accepted and indicated that they will respond after 2 hours. Now in the evening, there is no response.
Data infringement is on the loose; were my data rights accessed? The cost for the process is Kshs 10; if 1 million tried the process and are waiting. Who benefits from the revenue generated by the SMS?
*Rapudo Hawi | **Team Lead **|** Director*
+254(0) 720975498 | www.kijijiyeetu.co.ke
Catholic Nurses Association- Diani Rd, Nairobi
*From:* KICTANet <kictanet-bounces+rapudohawi= kijijiyeetu.co.ke@lists.kictanet.or.ke> *On Behalf Of *Victor Kapiyo via KICTANet *Sent:* Thursday, December 1, 2022 5:08 PM *To:* rapudohawi@kijijiyeetu.co.ke *Cc:* Victor Kapiyo <vkapiyo@gmail.com>; Alex Watila <awatila@gmail.com> *Subject:* Re: [kictanet] Hustler Fund and the data protection implications
I tried to get the terms and conditions from the link given on mobile and something else showed up.
On Thu, 1 Dec 2022, 16:44 Walubengo J via KICTANet, < kictanet@lists.kictanet.or.ke> wrote:
@ Alex,
I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-)
Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized.
walu
--
On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services
i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government)
in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good
On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
--
Kind Regards
Tevin Mwenda Gitonga
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
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Dear Walu, It's one of those theories of why governments are needed. according to him, life was *“solitary, poor, nasty, brutish, and short”. It is a war “of every man against every man”.* because of that humans agreed to form governments and ceded some of their rights e.g. agreeing to be taxed Anyway, in data protection speak, doesn't the government have a legitimate need to collect the hustler fund data? in addition, the citizen does opt in and provide consent for their data to be collected. I doubt the mpesa pin leaves the Safaricom network as it is being used to verify your identity (Your telephone lines are registered and linked to your identification documents) Regards, Alex On Thu, Dec 1, 2022 at 4:35 PM Walubengo J <jwalu@yahoo.com> wrote:
@ Alex,
I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-)
Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized.
walu -- On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services
i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government)
in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good
On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Indeed Government (and any other registered Data Controllers/Data processors for that matter) would have legitimate needs/reasons to collect citizen or customer personal data. But the right to collect is NOT exactly the same as having the right to abuse/violate your privacy rights thereafter ;-) You as a citizen (or customer) now have a say on every step of the long personal data life cycle that includes Collecting, Processing, Sharing, Retention/Retiring, Accessing, Securing amongst others (ref: KE Data Protection Act, 2019) You just need to know, then exercise your personal data rights - as and when required. walu On Thursday, December 1, 2022 at 05:19:47 PM GMT+3, Alex Watila <awatila@gmail.com> wrote: Dear Walu,It's one of those theories of why governments are needed. according to him, life was “solitary, poor, nasty, brutish, and short”. It is a war “of every man against every man”. because of that humans agreed to form governments and ceded some of their rights e.g. agreeing to be taxed Anyway, in data protection speak, doesn't the government have a legitimate need to collect the hustler fund data? in addition, the citizen does opt in and provide consent for their data to be collected. I doubt the mpesa pin leaves the Safaricom network as it is being used to verify your identity (Your telephone lines are registered and linked to your identification documents) Regards, Alex On Thu, Dec 1, 2022 at 4:35 PM Walubengo J <jwalu@yahoo.com> wrote: @ Alex, I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-) Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized. walu-- On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote: in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government) in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet <kictanet@lists.kictanet.or.ke> wrote: Dear listers, The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective. https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund... -- Kind Regards Tevin Mwenda Gitonga_______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform. _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jwalu%40yahoo.com KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Alex, Data protection laws mostly aruse out of need to protect the people from The State. You will find out, that Germany, after the profiling and invasion of privacy of citizens during the Nazi regime, was the first to institute privacy laws. Europe itself, leads in data protection legislation because if that, and under scores privacy and data protection as fundamental human rights in its EU Charter. It accelerated adoption of the GDPR, after Eric Snowden leaked the mass surveillance of EU, and other citizens of the world, by US agencies. The gridlock between the YS and the EU post-Schrems II decision by the European Court of Justice is still about State access to personal information. The Huduma Number case here in Kenya, was largely about the same violations of processing of personal data. Indeed, as Justice Jairis Ngaah, noted, privacy is enshrined in our Constitution. Article 31. Purposive interpretation of the same will tell us that it was not merely a copy paste job from the UDHR, the ICCPR or even the EUCHR. It was also informed by pervasive state intrusion into people's privacy and communications by the Kenyan State especially during the KANU era. Which is why Article 31 sits alongside 33 and 35 on freedom of speech, the press, access to information etc We could write a book about this but the key point remains, the State does not have unlimited use of your personal information or to invade your privacy without due reasons. The Limitations Clause, Article 24 explains when this may occurr. Article 47-50 expound on this. So, under the DPA, 2019 as it finds anchor in Art. 31, limitation and indeed enforceability action can be brought to bear as against the State in such matters. Regards, JG On Thu, 1 Dec 2022, 17:32 Alex Watila via KICTANet, < kictanet@lists.kictanet.or.ke> wrote:
Dear Walu, It's one of those theories of why governments are needed.
according to him, life was *“solitary, poor, nasty, brutish, and short”. It is a war “of every man against every man”.* because of that humans agreed to form governments and ceded some of their rights e.g. agreeing to be taxed
Anyway, in data protection speak, doesn't the government have a legitimate need to collect the hustler fund data? in addition, the citizen does opt in and provide consent for their data to be collected.
I doubt the mpesa pin leaves the Safaricom network as it is being used to verify your identity (Your telephone lines are registered and linked to your identification documents)
Regards,
Alex
On Thu, Dec 1, 2022 at 4:35 PM Walubengo J <jwalu@yahoo.com> wrote:
@ Alex,
I am still stuck on this statement:
i am still not convinced a citizen can demand privacy from the government since the basics of government >>>is that citizens ceded private rights in return for the public good (Hobbes theory of government)
I don't know who 'Hobbes' is or was but please avoid him or her ;-)
Your right to privacy is baked into your 2010 Constitution and even the government should not take it away. Emphasis is of course on 'should not' - the fact that most governments regularly do and violate citizen privacy should never, ever be normalized.
walu -- On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
in terms of data privacy the government has legitimate right to access your information since you require them to provide you with services
i am still not convinced a citizen can demand privacy from the government since the basics of government is that citizens ceded private rights in return for public good (Hobbes theory of government)
in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an existing platform (shared services concept we have been pushing) to deliver a public good
On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/awatila%40gmail.com
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
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KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Is the Hustler Fund Registered as a Data Controller? A quick such on the Data Commissioner’s list of registered data entities, could not establish whether Hustler Fund was registered. Part of the challenge is that it needs to be clarified whether the Hustler Fund is being run under the Ministry of Finance, the Ministry of Cooperatives, or some other government agency. Mr John Walubengo once more shares the finer details we have all been missing: https://bit.ly/3hIr3Se -- *Kind Regards,* *David Indeje* *KICTANet Communications *_____________________________________ +254 (0) 711 385 945 | +254 (0) 734 024 856 KICTANet portals KICTANet.or.ke <https://kictanet.or.ke/> | Twitter <https://twitter.com/kictanet> | LinkedIn <https://www.linkedin.com/company/18428106/admin/> | Facebook <https://www.facebook.com/KICTANet/>
Hi Listers, I wonder what's the way forward for this: This morning I received a call from a lady called Maureen. She claimed to be calling from Safaricom while the number used was 020 2082004. She asked questions about registration of my safaricom line. She claimed she needed to confirm all my details as per my file in safaricom. If the details did not match, my line would be suspended and issued to another (given)name. So going through the ordeal and finally asking her to suspend the line, I communicated with my spouse and learnt that all members of the family who were listed as next of kin or as alternate numbers had been called simultaneously. As soon as I ended the call with her, I received a text message from Safaricom confirming my registered lines. So my question: How did she have all the details What does one do about such spammers I tweeted @DCI and @Safaricom_Care but to no avail. Would like to know my data privacy rights in this situation. Thanking you Kind Regards Anuradha Khoda, PhD Information Systems https://www.linkedin.com/in/anuradha-khoda On Thu, 1 Dec 2022, 10:23 tevin mwenda via KICTANet, < kictanet@lists.kictanet.or.ke> wrote:
Dear listers,
The Kenyan Government launched the much hyped hustler fund a digital lending platform. Credit will be accessible through various lending platforms such as M-PESA. Out of curiosity I can not help but wonder what are the data protection implications of the system. For example what data will be used as baseline to determine your credit worthiness. Is it data held by government, credit reference bureaus, the lending companies or we are starting from scratch ? Who will be the main data controller of the data collected is it government is it the companies. If it’s the government how much data will they have on Kenya and their credit worthiness and what are the implications of that. Who will store this data? Are their any data sharing agreements in place between the entities involved. What data subject rights have been provided and does the consumer understand them? It will be intresting to see how this develops and the discussion from a data protection perspective.
https://nation.africa/kenya/news/game-changer-president-unveils-hustler-fund...
-- Kind Regards
Tevin Mwenda Gitonga _______________________________________________ KICTANet mailing list KICTANet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
participants (13)
-
Alex Watila -
Anuradha Khoda -
Barrack Otieno -
Barrack Otieno -
David Indeje -
David Indeje -
James Mbugua -
Liz Orembo -
Paul Magacha -
rapudohawi＠kijijiyeetu.co.ke -
tevin mwenda -
Victor Kapiyo -
Walubengo J