M-PESA charges go up! Effects of taxation on telecoms and fintech.
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%. At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%. Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions? Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva
Dear Listers, Before Dr. Njuguna Ndung’u became the National Treasury CS, in 2019, in a policy brief, he wrote that gains made to advance financial inclusion in Kenya would likely be erased due to the continuous higher taxation of mobile money services. Time will tell now that his team crafted the Finance Act 2023. Here is the brief Taxing mobile phone transactions in Africa: Lessons from Kenya (brookings.edu) <https://www.brookings.edu/wp-content/uploads/2019/08/Taxing_mobile_transactions_20190806.pdf#:~:text=The%20taxation%20on%20mobile%20phone-based%20transactions%20and%20on,on%20internet%20data%20services%20and%20fixed-line%20telephone%20services.> *Kind Regards,* *David Indeje *_____________________________________ +254 (0) 711 385 945 | +254 (0) 734 024 856 <https://www.linkedin.com/in/david-indeje/> On Sat, 29 Jul 2023 at 14:21, Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Could it be deliberate to force us back to the cash economy? Warm regards, Mutemi wa Kiama Team Captain, This Is Africa: https://thisisafrica.me Thoughts become things... choose the good ones! ----------------------------------------------------------------------------------------------------------------------------- Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender, #DevolutionIsRevolution Champion. The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans. https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/ Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com https://www.facebook.com/wanjikurevolutionkenya https://twitter.com/WanjikuRevolt https://twitter.com/MutemiWaKiama http://www.scribd.com/wmkenya "Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead On Sat, Jul 29, 2023, 14:16 Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
Mailing List Posts Online: https://posts.kictanet.or.ke/
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Mutemi I'm trying to understand your conspiracy theory here but I'm left blank! 😅 Why would Safaricom (and the government) want to force us back to the cash economy? As we are oft to say in Kenya - *Hio imeenda! 😀 * Curious, however, to hear your thoughts on why. Regards *Ali Hussein* Fintech | Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Mon, Jul 31, 2023 at 2:57 PM Mutemi wa Kiama via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Could it be deliberate to force us back to the cash economy?
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Sat, Jul 29, 2023, 14:16 Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
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Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Not Safaricom but the government. In this equation Safaricom loses :-) Warm regards, Mutemi wa Kiama Team Captain, This Is Africa: https://thisisafrica.me Thoughts become things... choose the good ones! ----------------------------------------------------------------------------------------------------------------------------- Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender, #DevolutionIsRevolution Champion. The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans. https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/ Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com https://www.facebook.com/wanjikurevolutionkenya https://twitter.com/WanjikuRevolt https://twitter.com/MutemiWaKiama http://www.scribd.com/wmkenya "Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead On Tue, Aug 1, 2023, 10:32 Ali Hussein <ali@hussein.me.ke> wrote:
Mutemi
I'm trying to understand your conspiracy theory here but I'm left blank! 😅 Why would Safaricom (and the government) want to force us back to the cash economy? As we are oft to say in Kenya - *Hio imeenda! 😀 *
Curious, however, to hear your thoughts on why.
Regards
*Ali Hussein*
Fintech | Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Mon, Jul 31, 2023 at 2:57 PM Mutemi wa Kiama via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Could it be deliberate to force us back to the cash economy?
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Sat, Jul 29, 2023, 14:16 Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
Mailing List Posts Online: https://posts.kictanet.or.ke/
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
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Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
Mutemi The government loses more in this case! Cash is the most untraceable form of payment. More untraceable than crypto. FYI. I thought I should let you know. 😅 Regards *Ali Hussein* Fintech | Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Aug 1, 2023 at 10:38 AM Mutemi wa Kiama <eddiekiama@gmail.com> wrote:
Not Safaricom but the government. In this equation Safaricom loses :-)
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Tue, Aug 1, 2023, 10:32 Ali Hussein <ali@hussein.me.ke> wrote:
Mutemi
I'm trying to understand your conspiracy theory here but I'm left blank! 😅 Why would Safaricom (and the government) want to force us back to the cash economy? As we are oft to say in Kenya - *Hio imeenda! 😀 *
Curious, however, to hear your thoughts on why.
Regards
*Ali Hussein*
Fintech | Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Mon, Jul 31, 2023 at 2:57 PM Mutemi wa Kiama via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Could it be deliberate to force us back to the cash economy?
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Sat, Jul 29, 2023, 14:16 Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
Mailing List Posts Online: https://posts.kictanet.or.ke/
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
Mailing List Posts Online: https://posts.kictanet.or.ke/
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
And that my brother Ali, in this wash wash economy, is the point I'm trying to make in a roundabout manner. ;-) Warm regards, Mutemi wa Kiama Team Captain, This Is Africa: https://thisisafrica.me Thoughts become things... choose the good ones! ----------------------------------------------------------------------------------------------------------------------------- Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender, #DevolutionIsRevolution Champion. The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans. https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/ Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com https://www.facebook.com/wanjikurevolutionkenya https://twitter.com/WanjikuRevolt https://twitter.com/MutemiWaKiama http://www.scribd.com/wmkenya "Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead On Tue, Aug 1, 2023, 12:40 Ali Hussein <ali@hussein.me.ke> wrote:
Mutemi
The government loses more in this case! Cash is the most untraceable form of payment. More untraceable than crypto. FYI. I thought I should let you know. 😅
Regards
*Ali Hussein*
Fintech | Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Tue, Aug 1, 2023 at 10:38 AM Mutemi wa Kiama <eddiekiama@gmail.com> wrote:
Not Safaricom but the government. In this equation Safaricom loses :-)
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Tue, Aug 1, 2023, 10:32 Ali Hussein <ali@hussein.me.ke> wrote:
Mutemi
I'm trying to understand your conspiracy theory here but I'm left blank! 😅 Why would Safaricom (and the government) want to force us back to the cash economy? As we are oft to say in Kenya - *Hio imeenda! 😀 *
Curious, however, to hear your thoughts on why.
Regards
*Ali Hussein*
Fintech | Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Mon, Jul 31, 2023 at 2:57 PM Mutemi wa Kiama via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Could it be deliberate to force us back to the cash economy?
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Sat, Jul 29, 2023, 14:16 Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
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KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
😅 Wash Wash ni nini? Ongea lugha tunaelewa. Ni kuenda kwa dobi, ama? 😅 Regards *Ali Hussein* Fintech | Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Aug 1, 2023 at 12:52 PM Mutemi wa Kiama <eddiekiama@gmail.com> wrote:
And that my brother Ali, in this wash wash economy, is the point I'm trying to make in a roundabout manner. ;-)
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Tue, Aug 1, 2023, 12:40 Ali Hussein <ali@hussein.me.ke> wrote:
Mutemi
The government loses more in this case! Cash is the most untraceable form of payment. More untraceable than crypto. FYI. I thought I should let you know. 😅
Regards
*Ali Hussein*
Fintech | Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Tue, Aug 1, 2023 at 10:38 AM Mutemi wa Kiama <eddiekiama@gmail.com> wrote:
Not Safaricom but the government. In this equation Safaricom loses :-)
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Tue, Aug 1, 2023, 10:32 Ali Hussein <ali@hussein.me.ke> wrote:
Mutemi
I'm trying to understand your conspiracy theory here but I'm left blank! 😅 Why would Safaricom (and the government) want to force us back to the cash economy? As we are oft to say in Kenya - *Hio imeenda! 😀 *
Curious, however, to hear your thoughts on why.
Regards
*Ali Hussein*
Fintech | Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
LinkedIn: Ali's Profile <http://ke.linkedin.com/in/alihkassim> <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Mon, Jul 31, 2023 at 2:57 PM Mutemi wa Kiama via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Could it be deliberate to force us back to the cash economy?
Warm regards,
Mutemi wa Kiama
Team Captain, This Is Africa: https://thisisafrica.me
Thoughts become things... choose the good ones!
-----------------------------------------------------------------------------------------------------------------------------
Public Intellectual, Social Justice & Social Accountability Entrepreneur, Strategic Planning & Organizational Development Facilitator, Strategic Communications, Movement Building Coach, Human Rights Defender,
#DevolutionIsRevolution Champion.
The Wanjiku Agenda Kenya Foundation (WAKenya) Ordinary, fearless Kenyans.
https://www.linkedin.com/in/edwin-mutemi-wa-kiama-1aa51615/
Sauti Ya Wanjiku Social Movement www.sautiyawanjiku.com
https://www.facebook.com/wanjikurevolutionkenya
https://twitter.com/WanjikuRevolt
https://twitter.com/MutemiWaKiama
"Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has." ~Margaret Mead
On Sat, Jul 29, 2023, 14:16 Mwendwa Kivuva via KICTANet < kictanet@lists.kictanet.or.ke> wrote:
Safaricom PLC and other mobile money operators have reviewed their charges after the enactment of the Finance Act 2023. M-PESA mobile transfer charges have gone up from 12% to 15%.
At the same time, the excise duty rate for call, SMS, and Internet has gone down from 20% to 15%.
Is Financial inclusion in danger? Will users go back to the cash economy? As we fiddle with taxation in the digital space, is there cost-benefit analysis advising these decisions?
Best Regards, ______________________ Mwendwa Kivuva, Nairobi, Kenya https://www.linkedin.com/in/mwendwa-kivuva _______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
Mailing List Posts Online: https://posts.kictanet.or.ke/
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
_______________________________________________ KICTANet mailing list -- kictanet@lists.kictanet.or.ke To unsubscribe send an email to kictanet-leave@lists.kictanet.or.ke Unsubscribe or change your options at: https://mm3-lists.kictanet.or.ke/mm/lists/kictanet.lists.kictanet.or.ke/
Mailing List Posts Online: https://posts.kictanet.or.ke/
Twitter: https://twitter.com/KICTANet/ Facebook: https://www.facebook.com/KICTANet/ Instagram: https://www.instagram.com/KICTANet/ LinkedIn: https://www.linkedin.com/company/kictanet/ YouTube: https://www.youtube.com/channel/UCbcLVjnPtTGBEeYLGUb2Yow/
KICTANet is a multi-stakeholder Think Tank for people and institutions interested and involved in ICT policy and regulation. KICTANet is a catalyst for reform in the Information and Communication Technology sector. Its work is guided by four pillars of Policy Advocacy, Capacity Building, Research, and Stakeholder Engagement.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
KICTANet - The Power of Communities, is Kenya's premier ICT policy engagement platform.
participants (4)
-
Ali Hussein -
David Indeje -
Mutemi wa Kiama -
Mwendwa Kivuva