Disruptive technology: Facebook launches Payments on WhatsApp
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp. It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul. Sent from my iPhone
The Bloggers Association of Kenya (BAKE) has opened applications for the 2020 Digital Literacy and Fake News Virtual Training. The training aims at creating awareness and stimulating conversations targeting the youth on governance issues such as anti-corruption, accountability, elections, fake news, digital rights and media freedoms. The training targets 75 youth, 25 each in Nairobi, Kisumu and Eldoret counties. Apply here before *Friday 19th June 2020 at 11 am * https://www.blog.bake.co.ke/2020/06/15/callout-digital-literacy-and-fake-new...
This is interesting, however why only Nairobi, Kisumu and Eldoret? [image: Mailtrack] <https://mailtrack.io?utm_source=gmail&utm_medium=signature&utm_campaign=signaturevirality5&> Sender notified by Mailtrack <https://mailtrack.io?utm_source=gmail&utm_medium=signature&utm_campaign=signaturevirality5&> 06/16/20, 09:23:13 PM On Tue, Jun 16, 2020 at 11:19 AM Wamathai (HapaKenya) via kictanet < kictanet@lists.kictanet.or.ke> wrote:
The Bloggers Association of Kenya (BAKE) has opened applications for the 2020 Digital Literacy and Fake News Virtual Training.
The training aims at creating awareness and stimulating conversations targeting the youth on governance issues such as anti-corruption, accountability, elections, fake news, digital rights and media freedoms.
The training targets 75 youth, 25 each in Nairobi, Kisumu and Eldoret counties.
Apply here before *Friday 19th June 2020 at 11 am * https://www.blog.bake.co.ke/2020/06/15/callout-digital-literacy-and-fake-new... _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/twahir%40hussein.me.ke
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Good question Twahir. Especially since its virtual learning? 😀 Sometimes its best to be silent, be a rebel. Just mobilize youth wherever and let them register - Unless of course, Bake's platform has Geo-Blocked this to only Nairobi, Kisumu, and Eldoret? 😀 Seriously though, Bake, hebu tuelezeni nini sababu ya kubaguana? Is there a solid reason for just locking this important training to these three counties? Regards *Ali Hussein* Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Jun 16, 2020 at 9:24 PM Twahir Hussein Kassim via kictanet < kictanet@lists.kictanet.or.ke> wrote:
This is interesting, however why only Nairobi, Kisumu and Eldoret?
[image: Mailtrack] <https://mailtrack.io?utm_source=gmail&utm_medium=signature&utm_campaign=signaturevirality5&> Sender notified by Mailtrack <https://mailtrack.io?utm_source=gmail&utm_medium=signature&utm_campaign=signaturevirality5&> 06/16/20, 09:23:13 PM
On Tue, Jun 16, 2020 at 11:19 AM Wamathai (HapaKenya) via kictanet < kictanet@lists.kictanet.or.ke> wrote:
The Bloggers Association of Kenya (BAKE) has opened applications for the 2020 Digital Literacy and Fake News Virtual Training.
The training aims at creating awareness and stimulating conversations targeting the youth on governance issues such as anti-corruption, accountability, elections, fake news, digital rights and media freedoms.
The training targets 75 youth, 25 each in Nairobi, Kisumu and Eldoret counties.
Apply here before *Friday 19th June 2020 at 11 am * https://www.blog.bake.co.ke/2020/06/15/callout-digital-literacy-and-fake-new... _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/twahir%40hussein.me.ke
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Listers, Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen. The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg. Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear. Eric On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Eric, True, this is an interesting development and definitely appropriate for the demographic that heavily depends on WhatsApp. For me WhatsApp doesn’t really lend itself well for the kind of e-commerce engagement I’m used to but I definitely see it’s been working well for early adopters populations. For example, Kenyans seem to respond well to WhatsApp groups vs Facebook groups. Whereas Facebook allowed threaded conversations which are easy to follow,WhatsApp does yet Kenyans and others are ok having 20 different active conversations going on in the group. It’s personally too exhausting for me. If the WhatsApp for business offers better conversations moderation then that’d work. Anyway, I am not their demographic so I can’t relate to this product. But again for Kenya we still have a large Kabambe population so mpesa is more practical for that market. I’m sure safaricom is going to work hard to defend that market. Paul. Sent from my iPhone
On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet <kictanet@lists.kictanet.or.ke> wrote:
Listers,
Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen.
The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg.
Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear.
Eric
On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, <kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/magacha.cirrus.techvue...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Listers My thoughts. Whatsapp Pay is just riding on existing Financial Services Infrastructure with its attendant costs, limitations, and regulatory snafus. The only great innovation here is that they have 2 billion users. See link below to an ongoing discussion on Linkedin. WhatsApp launches WhatsApp Pay in Brazil <https://www.linkedin.com/feed/update/urn:li:activity:6678522294119350272/> Regards *Ali Hussein* Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Jun 16, 2020 at 11:44 AM Paul Magacha via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Eric, True, this is an interesting development and definitely appropriate for the demographic that heavily depends on WhatsApp.
For me WhatsApp doesn’t really lend itself well for the kind of e-commerce engagement I’m used to but I definitely see it’s been working well for early adopters populations. For example, Kenyans seem to respond well to WhatsApp groups vs Facebook groups. Whereas Facebook allowed threaded conversations which are easy to follow,WhatsApp does yet Kenyans and others are ok having 20 different active conversations going on in the group. It’s personally too exhausting for me.
If the WhatsApp for business offers better conversations moderation then that’d work. Anyway, I am not their demographic so I can’t relate to this product.
But again for Kenya we still have a large Kabambe population so mpesa is more practical for that market. I’m sure safaricom is going to work hard to defend that market. Paul.
Sent from my iPhone
On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Listers,
Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen.
The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg.
Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear.
Eric
On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/magacha.cirrus.techvue...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Ali It seems that way, as reliant as whatsapp is on local banks in each country (which limits how many Kenyans have bank accounts and could use it). So if anything maybe whatsapp pay would be a partner for mpesa, and ride on mpesa’s registered user base and APIs etc? Adam From: kictanet [mailto:kictanet-bounces+adam.lane=huawei.com@lists.kictanet.or.ke] On Behalf Of Ali Hussein via kictanet Sent: Tuesday, June 16, 2020 12:11 PM To: Adam Lane <adam.lane@huawei.com> Cc: Ali Hussein <ali@hussein.me.ke> Subject: Re: [kictanet] Disruptive technology: Facebook launches Payments on WhatsApp Listers My thoughts. Whatsapp Pay is just riding on existing Financial Services Infrastructure with its attendant costs, limitations, and regulatory snafus. The only great innovation here is that they have 2 billion users. See link below to an ongoing discussion on Linkedin. WhatsApp launches WhatsApp Pay in Brazil<https://www.linkedin.com/feed/update/urn:li:activity:6678522294119350272/> Regards Ali Hussein Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Jun 16, 2020 at 11:44 AM Paul Magacha via kictanet <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> wrote: Eric, True, this is an interesting development and definitely appropriate for the demographic that heavily depends on WhatsApp. For me WhatsApp doesn’t really lend itself well for the kind of e-commerce engagement I’m used to but I definitely see it’s been working well for early adopters populations. For example, Kenyans seem to respond well to WhatsApp groups vs Facebook groups. Whereas Facebook allowed threaded conversations which are easy to follow,WhatsApp does yet Kenyans and others are ok having 20 different active conversations going on in the group. It’s personally too exhausting for me. If the WhatsApp for business offers better conversations moderation then that’d work. Anyway, I am not their demographic so I can’t relate to this product. But again for Kenya we still have a large Kabambe population so mpesa is more practical for that market. I’m sure safaricom is going to work hard to defend that market. Paul. Sent from my iPhone On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> wrote: Listers, Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen. The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg. Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear. Eric On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, <kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke>> wrote: Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp. It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul. Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/magacha.cirrus.techvue... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke<mailto:kictanet@lists.kictanet.or.ke> https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Adam Exactly! *Ali Hussein* Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Jun 16, 2020 at 12:26 PM Adam Lane <adam.lane@huawei.com> wrote:
Ali
It seems that way, as reliant as whatsapp is on local banks in each country (which limits how many Kenyans have bank accounts and could use it). So if anything maybe whatsapp pay would be a partner for mpesa, and ride on mpesa’s registered user base and APIs etc?
Adam
*From:* kictanet [mailto:kictanet-bounces+adam.lane= huawei.com@lists.kictanet.or.ke] *On Behalf Of *Ali Hussein via kictanet *Sent:* Tuesday, June 16, 2020 12:11 PM *To:* Adam Lane <adam.lane@huawei.com> *Cc:* Ali Hussein <ali@hussein.me.ke> *Subject:* Re: [kictanet] Disruptive technology: Facebook launches Payments on WhatsApp
Listers
My thoughts.
Whatsapp Pay is just riding on existing Financial Services Infrastructure with its attendant costs, limitations, and regulatory snafus. The only great innovation here is that they have 2 billion users. See link below to an ongoing discussion on Linkedin.
WhatsApp launches WhatsApp Pay in Brazil <https://www.linkedin.com/feed/update/urn:li:activity:6678522294119350272/>
Regards
*Ali Hussein*
Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
Skype: abu-jomo
LinkedIn: http://ke.linkedin.com/in/alihkassim
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Tue, Jun 16, 2020 at 11:44 AM Paul Magacha via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Eric,
True, this is an interesting development and definitely appropriate for the demographic that heavily depends on WhatsApp.
For me WhatsApp doesn’t really lend itself well for the kind of e-commerce engagement I’m used to but I definitely see it’s been working well for early adopters populations.
For example, Kenyans seem to respond well to WhatsApp groups vs Facebook groups. Whereas Facebook allowed threaded conversations which are easy to follow,WhatsApp does yet Kenyans and others are ok having 20 different active conversations going on in the group. It’s personally too exhausting for me.
If the WhatsApp for business offers better conversations moderation then that’d work. Anyway, I am not their demographic so I can’t relate to this product.
But again for Kenya we still have a large Kabambe population so mpesa is more practical for that market. I’m sure safaricom is going to work hard to defend that market.
Paul.
Sent from my iPhone
On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Listers,
Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen.
The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg.
Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear.
Eric
On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/magacha.cirrus.techvue...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Greetings Listers!! Ever-since WA was acquired by FB everyone was curious to understand what was Business Plan behind it. I think to be success in Digital Business working with the end goal in mind is very important. When banks were busy digitizing their internal systems and maximizing on branchless banking introducing Mobile Banking little did they realize that indirectly they were all helping companies like Google, Amazon, Alibaba, Apple and Facebook by breaking the stereotypes on conventional banking giving consumers comfort of banking from their comfort and at their convenience. What the tech companies are doing today is riding that digital wave created by the banks to beat the banks in their turf. We will be seeing a lot of collaboration between tech companies and bankers across the globe a potential win for Banker, Consumer and Tech Co. Though it is not simple to do away with conventional banks but it is a brutal fact that definitely we will not be needing a lot of Banks at a scale they are today; so a massive wave of consolidation in Banking Sector is expected at a global level in this decade. I had this idea in 2017/18 building a platform that’s the begin all and end all of B2C not just limited to remittances, unsecured SME loans and utility payments but an e-commerce platform for MSMEs to be able to serve the need of their customers and helping customers find the best that suits their need. But it never developed beyond the brain cell it was created and never saw light of day; I realized only ideas don’t get you anywhere but no regrets whatsoever. 😃 Today couple of years down the line it just gives me pure joy that my ideas were already part of someone’s plan. It also motivates me to think more further and more strategic. WA pay in Brazil, India and Jio Mart on WA in India are simple ideas that will revolutionize the consumer and consumption behavior. It will alleviate millions of people from the clutches of poverty. We need the same wave to hit us in Africa but with African ingenuity keeping the Ubuntu nature intact. The beauty of all this is how technology is transforming lives and more importantly the wider gamut of opportunities that this is creating. I am just loving the Digital Space, there’s so much that’s coming up. Exciting times ahead! Stay Safe!! Sincere RegardsArun Nair I like to stay foolish, hungry and passionate about People & Mathematics. Sent from Yahoo Mail for iPhone On Tuesday, June 16, 2020, 12:45 PM, Ali Hussein via kictanet <kictanet@lists.kictanet.or.ke> wrote: Adam Exactly! AliHussein Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Jun 16, 2020 at 12:26 PM Adam Lane <adam.lane@huawei.com> wrote: Ali It seems that way, as reliant as whatsapp is on local banks in each country (which limits how many Kenyans have bank accounts and could use it). So if anything maybe whatsapp pay would be a partner for mpesa, and ride on mpesa’s registered user base and APIs etc? Adam From: kictanet [mailto:kictanet-bounces+adam.lane=huawei.com@lists.kictanet.or.ke]On Behalf Of Ali Hussein via kictanet Sent: Tuesday, June 16, 2020 12:11 PM To: Adam Lane <adam.lane@huawei.com> Cc: Ali Hussein <ali@hussein.me.ke> Subject: Re: [kictanet] Disruptive technology: Facebook launches Payments on WhatsApp Listers My thoughts. Whatsapp Pay is just riding on existing Financial Services Infrastructure with its attendant costs, limitations, and regulatory snafus. The only great innovation here is that they have 2 billion users. See link below to an ongoing discussion on Linkedin. WhatsApp launches WhatsApp Pay in Brazil Regards Ali Hussein Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn:http://ke.linkedin.com/in/alihkassim Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Tue, Jun 16, 2020 at 11:44 AM Paul Magacha via kictanet <kictanet@lists.kictanet.or.ke> wrote: Eric, True, this is an interesting development and definitely appropriate for the demographic that heavily depends on WhatsApp. For me WhatsApp doesn’t really lend itself well for the kind of e-commerce engagement I’m used to but I definitely see it’s been working well for early adopters populations. For example, Kenyans seem to respond well to WhatsApp groups vs Facebook groups. Whereas Facebook allowed threaded conversations which are easy to follow,WhatsApp does yet Kenyans and others are ok having 20 different active conversations going on in the group. It’s personally too exhausting for me. If the WhatsApp for business offers better conversations moderation then that’d work. Anyway, I am not their demographic so I can’t relate to this product. But again for Kenya we still have a large Kabambe population so mpesa is more practical for that market. I’m sure safaricom is going to work hard to defend that market. Paul. Sent from my iPhone On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet <kictanet@lists.kictanet.or.ke> wrote: Listers, Unless govt uses tax mechanisms to make WhatsApp unfavourable in this market, if they were to appear on our shores then it would be Checkmate Safcom, but we all know that can't happen. The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P transactions but we are still charged an arm and a leg. Payments of the future are lifestyle based where the friction between entertainment and purchasing does not exist. We have to move beyond SMS based payments. That vertical simply is for yesteryear. Eric On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, <kictanet@lists.kictanet.or.ke> wrote: Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp. It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul. Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/magacha.cirrus.techvue... The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/arunnairp%40yahoo.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
My partner is looking for coders/ programmers. If you know someone who is interested please ask them to send their CV to Samuel.Muchiri@bbraun.com Eric On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/erick.mwangi%40gmail.c...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Listers, Lest we forget! Safaricom had such a product, may be it was fought. Kenya, the land of contrasts. https://techcrunch.com/2018/04/30/safaricom-rolls-out-bonga-social-networkin... On Tue, Jun 16, 2020, 11:15 AM Paul Magacha via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/davidindeje%40gmail.co...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Yes. It was fought. But not the way you think. 😀 In the land of the green, there once lived a beautiful maiden called Alfa <https://www.linkedin.com/company/safaricom-alpha/?originalSubdomain=ke>. Alas, because she was too boisterous, annoying, and too innovative (tongue in cheek) 😀 she couldn't cope with the other wives in the homestead she was married into. Finally, the other co-wives maneuvered and had her kicked out of the homestead - together with her kids. One of those kids was called Bonga... End of story. Regards *Ali Hussein* Digital Transformation Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim <http://ke.linkedin.com/in/alihkassim> Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Wed, Jun 17, 2020 at 11:17 AM David Indeje via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Listers,
Lest we forget!
Safaricom had such a product, may be it was fought. Kenya, the land of contrasts.
https://techcrunch.com/2018/04/30/safaricom-rolls-out-bonga-social-networkin...
On Tue, Jun 16, 2020, 11:15 AM Paul Magacha via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/davidindeje%40gmail.co...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
Ali, On Wed, Jun 17, 2020, 12:18 PM Ali Hussein <ali@hussein.me.ke> wrote:
Yes. It was fought. But not the way you think. 😀
In the land of the green, there once lived a beautiful maiden called Alfa <https://www.linkedin.com/company/safaricom-alpha/?originalSubdomain=ke>. Alas, because she was too boisterous, annoying, and too innovative (tongue in cheek) 😀 she couldn't cope with the other wives in the homestead she was married into. Finally, the other co-wives maneuvered and had her kicked out of the homestead - together with her kids. One of those kids was called Bonga...
End of story.
Regards
*Ali Hussein*
Digital Transformation
Tel: +254 713 601113
Twitter: @AliHKassim
Skype: abu-jomo
LinkedIn: http://ke.linkedin.com/in/alihkassim <http://ke.linkedin.com/in/alihkassim>
Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with.
On Wed, Jun 17, 2020 at 11:17 AM David Indeje via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Listers,
Lest we forget!
Safaricom had such a product, may be it was fought. Kenya, the land of contrasts.
https://techcrunch.com/2018/04/30/safaricom-rolls-out-bonga-social-networkin...
On Tue, Jun 16, 2020, 11:15 AM Paul Magacha via kictanet < kictanet@lists.kictanet.or.ke> wrote:
Dear Listers, Another disruption in the mobile payments market. Who will be the biggest winners? Biggest losers? Partner or compete? Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay. "We're making sending and receiving money as easy as sharing photos." They are also enabling small businesses to make sales right within WhatsApp.
It rolls out in Brazil today but Asia and Africa will soon follow as they are the biggest markets for Facebook. Interesting times ahead.. Regards, Paul.
Sent from my iPhone _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/davidindeje%40gmail.co...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
participants (8)
-
Adam Lane -
Ali Hussein -
Arun Nair -
David Indeje -
Erick Mwangi -
Paul Magacha -
Twahir Hussein Kassim -
Wamathai (HapaKenya)