Here's a thought. Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life. Not true. I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money. Pipe dream?
I have a friend working on such an enterprise. M-Pesa is the payment platform for now, so it basically locks the deal to safcom :( On Thu, Sep 3, 2009 at 3:58 PM, Rad! <conradakunga@gmail.com> wrote:
Here's a thought.
Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life.
Not true.
I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money.
Pipe dream? _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet
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Hi, great thinking!! For such a thing to succeed, we need to create a spirit of collaboration rather than competition. Let's see if our telcos are ready for that! Blessings, Inge 2009/9/3 Phares Kariuki <pkariuki@gmail.com>:
I have a friend working on such an enterprise. M-Pesa is the payment platform for now, so it basically locks the deal to safcom :(
On Thu, Sep 3, 2009 at 3:58 PM, Rad! <conradakunga@gmail.com> wrote:
Here's a thought.
Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life.
Not true.
I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money.
Pipe dream? _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet
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-- With Regards,
Phares Kariuki
| T: +254 734 810 802 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares |
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co-opetition? - a relationship between two companies involving competition in some segments and cooperation in others would change historical "winner takes all" culture. On Thu, Sep 3, 2009 at 4:09 PM, Inge Vervloesem<ivervloesem@gmail.com> wrote:
Hi, great thinking!!
For such a thing to succeed, we need to create a spirit of collaboration rather than competition. Let's see if our telcos are ready for that!
Blessings, Inge
2009/9/3 Phares Kariuki <pkariuki@gmail.com>:
I have a friend working on such an enterprise. M-Pesa is the payment platform for now, so it basically locks the deal to safcom :(
On Thu, Sep 3, 2009 at 3:58 PM, Rad! <conradakunga@gmail.com> wrote:
Here's a thought.
Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life.
Not true.
I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money.
Pipe dream? _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet
This message was sent to: pkariuki@gmail.com Unsubscribe or change your options at http://lists.kictanet.or.ke/mailman/options/kictanet/pkariuki%40gmail.com
-- With Regards,
Phares Kariuki
| T: +254 734 810 802 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares |
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I don't see why it must be restricted to MPesa. All the telcos have or are developing payment technologies. In any case, there's always the route of asking end users to send an SMS to a premium rate number and get payment that way. Let getting the actual payment be the telco's problem. On Thu, Sep 3, 2009 at 4:07 PM, Phares Kariuki <pkariuki@gmail.com> wrote:
I have a friend working on such an enterprise. M-Pesa is the payment platform for now, so it basically locks the deal to safcom :(
On Thu, Sep 3, 2009 at 3:58 PM, Rad! <conradakunga@gmail.com> wrote:
Here's a thought.
Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life.
Not true.
I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money.
Pipe dream?
I don't see why it must be restricted to MPesa. All the telcos have or are developing payment technologies. In any case, there's always the route of asking end users to send an SMS to a premium rate number and get payment that way. Let getting the actual payment be the telco's problem.
Well, getting premium rate numbers is a little expensive for your average small scale developer. The easiest thing to do was leach of M-Pesa's payment system for the time being. I can get more details as to why they chose to go down the M-Pesa road as well. Excellent suggestion though... -- With Regards, Phares Kariuki | T: +254 734 810 802 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares |
I didn't mean the developers set up the numbers, I meant the vendors. They could set up this scheme 0000 - 50/- 0001 - 100/- 0002 - 150/- etc So to buy an app that the developer wants 50 bob SMS to 0000 and enter the returned code somewehre to unlock the download. But like I said, let collecting the money be the telco's problem. Let the developer just code, uplaod his app and indicate what price he wants. The telco should collect the money from buyers and bank it/ otherwise deposit the developer's cut where he wants it. On Thu, Sep 3, 2009 at 4:33 PM, Phares Kariuki <pkariuki@gmail.com> wrote:
I don't see why it must be restricted to MPesa. All the telcos have or are
developing payment technologies. In any case, there's always the route of asking end users to send an SMS to a premium rate number and get payment that way. Let getting the actual payment be the telco's problem.
Well, getting premium rate numbers is a little expensive for your average small scale developer. The easiest thing to do was leach of M-Pesa's payment system for the time being. I can get more details as to why they chose to go down the M-Pesa road as well. Excellent suggestion though...
-- With Regards,
Phares Kariuki
| T: +254 734 810 802 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares |
I wouldn't hold my breath when it comes to local telcos (unless I have an elephant's lungs!). I think Nokia would be a better bet. They already have a store running and they seem interested in apps from Africa. --- On Thu, 9/3/09, Phares Kariuki <pkariuki@gmail.com> wrote: From: Phares Kariuki <pkariuki@gmail.com> Subject: Re: [kictanet] Idea To: kiriinya2000@yahoo.com Cc: "Skunkworks forum" <skunkworks@lists.my.co.ke>, "KICTAnet ICT Policy Discussions" <kictanet@lists.kictanet.or.ke> Date: Thursday, September 3, 2009, 4:07 PM I have a friend working on such an enterprise. M-Pesa is the payment platform for now, so it basically locks the deal to safcom :( On Thu, Sep 3, 2009 at 3:58 PM, Rad! <conradakunga@gmail.com> wrote: Here's a thought. Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life. Not true. I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money. Pipe dream? _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet This message was sent to: pkariuki@gmail.com Unsubscribe or change your options at http://lists.kictanet.or.ke/mailman/options/kictanet/pkariuki%40gmail.com -- With Regards, Phares Kariuki | T: +254 734 810 802 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares | -----Inline Attachment Follows----- _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet This message was sent to: kiriinya2000@yahoo.com Unsubscribe or change your options at http://lists.kictanet.or.ke/mailman/options/kictanet/kiriinya2000%40yahoo.co...
This is an excellent thought. These organizations and many more with high technology dependency are in a good position to stimulate the local sector. I have seen this succeed in South Africa On Thu, Sep 3, 2009 at 3:58 PM, Rad! <conradakunga@gmail.com> wrote:
Here's a thought.
Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life.
Not true.
I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money.
Pipe dream? _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet
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-- Paul Kukubo Chief Executive Officer, Kenya ICT Board PO Box 27150 - 00100 Nairobi, Kenya 12th Floor, Teleposta Towers Koinange Street Tel +254 20 2089061, +254 20 2211960 Fax: +254 20 2211962 Cell: + 254 735 180001 website: www.ict.go.ke skype: kukubopaul googletalk: pkukubo
This portal exists. Please contact KDN. Kai _____ From: kictanet-bounces+kai.wulff=kdn.co.ke@lists.kictanet.or.ke [mailto:kictanet-bounces+kai.wulff=kdn.co.ke@lists.kictanet.or.ke] On Behalf Of Rad! Sent: Thursday, September 03, 2009 15:58 To: kai.wulff@kdn.co.ke Cc: KICTAnet ICT Policy Discussions Subject: [kictanet] Idea Here's a thought. Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life. Not true. I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money. Pipe dream?
Interesting! If KDN has an intergrated payment solution then that's great. I believe there are lots of great apps that would benefit from a payment platform with an API for developers to plug into, and a reasonable revenue share between the platform provider and the developer. That is the last mile for developers. Developers can now reach the increasing number of consumers getting online, thanks to the fibre and its good tidings, but they can't get money from the consumers! A platform that allows a consumer to click 'Buy Now' from a webpage, a computer application or a mobile application and the necessary money transfer is done would be indeed awesome. Hopefully KDN, Access Kenya or some large ICT company will set up such a payment platform. Developers (and businesses they serve) will worship you for months and years to come, and so will consumers (indirectly)! Kenyans from abroad can purchase local stuff for their loved ones in Kenya, ... I believe this is the next thing past the money transfer solutions offered by our Telcos. O_O --- On Thu, 9/3/09, kai wulff <kai.wulff@kdn.co.ke> wrote: From: kai wulff <kai.wulff@kdn.co.ke> Subject: Re: [kictanet] Idea To: kiriinya2000@yahoo.com Cc: "'KICTAnet ICT Policy Discussions'" <kictanet@lists.kictanet.or.ke> Date: Thursday, September 3, 2009, 4:45 PM This portal exists. Please contact KDN. Kai From: kictanet-bounces+kai.wulff=kdn.co.ke@lists.kictanet.or.ke [mailto:kictanet-bounces+kai.wulff=kdn.co.ke@lists.kictanet.or.ke] On Behalf Of Rad! Sent: Thursday, September 03, 2009 15:58 To: kai.wulff@kdn.co.ke Cc: KICTAnet ICT Policy Discussions Subject: [kictanet] Idea Here's a thought. Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life. Not true. I wonder if Safaricom, Orange , Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money. Pipe dream? -----Inline Attachment Follows----- _______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke http://lists.kictanet.or.ke/mailman/listinfo/kictanet This message was sent to: kiriinya2000@yahoo.com Unsubscribe or change your options at http://lists.kictanet.or.ke/mailman/options/kictanet/kiriinya2000%40yahoo.co...
True Wesley, Recalling that over 75% of global financial transactions take place over the internet. Alex On Thu, Sep 3, 2009 at 8:08 PM, wesley kirinya<kiriinya2000@yahoo.com> wrote:
Interesting! If KDN has an intergrated payment solution then that's great. I believe there are lots of great apps that would benefit from a payment platform with an API for developers to plug into, and a reasonable revenue share between the platform provider and the developer. That is the last mile for developers. Developers can now reach the increasing number of consumers getting online, thanks to the fibre and its good tidings, but they can't get money from the consumers! A platform that allows a consumer to click 'Buy Now' from a webpage, a computer application or a mobile application and the necessary money transfer is done would be indeed awesome. Hopefully KDN, Access Kenya or some large ICT company will set up such a payment platform. Developers (and businesses they serve) will worship you for months and years to come, and so will consumers (indirectly)! Kenyans from abroad can purchase local stuff for their loved ones in Kenya, ... I believe this is the next thing past the money transfer solutions offered by our Telcos. O_O
--- On Thu, 9/3/09, kai wulff <kai.wulff@kdn.co.ke> wrote:
From: kai wulff <kai.wulff@kdn.co.ke> Subject: Re: [kictanet] Idea To: kiriinya2000@yahoo.com Cc: "'KICTAnet ICT Policy Discussions'" <kictanet@lists.kictanet.or.ke> Date: Thursday, September 3, 2009, 4:45 PM
This portal exists. Please contact KDN.
Kai
________________________________
From: kictanet-bounces+kai.wulff=kdn.co.ke@lists.kictanet.or.ke [mailto:kictanet-bounces+kai.wulff=kdn.co.ke@lists.kictanet.or.ke] On Behalf Of Rad! Sent: Thursday, September 03, 2009 15:58 To: kai.wulff@kdn.co.ke Cc: KICTAnet ICT Policy Discussions Subject: [kictanet] Idea
Here's a thought.
Most Kenyans labour under the mistaken impression that to succeed you have to do it using the one-big-deal-that-sorts-you-out-for-life.
Not true.
I wonder if Safaricom, Orange , Zain & Yu would consider setting up application portals -- something like the apple app store. Local developers would submit applications that would be vetted and if approved, availed on the portals for download to their customers. There would then be revenue share between developers and the telcos. Everyone wins. Jobs created. Innovation fostered. Telcos make money.
Pipe dream?
On Thu, Sep 3, 2009 at 3:58 PM, Rad!<conradakunga@gmail.com> wrote:
I wonder if Safaricom, Orange, Zain & Yu would consider setting up application portals -- something like the apple app store.
3G Telcoms (An M-Pesa Agent) and i360 Ltd did develop an online payment gateway working seamlessly with M-Pesa. The transaction flow process was that...say...if you wanted to order a 'stocks report' online, one would select the particular publication on the website, then send the money to our PayBill number 100800. After receiving the confirmation code from Safaricom of the transaction, the next step was to enter the 8 digit alphanumeric code on the website. Our portal would then compare the alphanumeric code and the amount of cash sent and if it tallied, you would enter your email address as the 'Account Number'. The report would thus be sent to your email....essentially automating the entire process. The Catch.... The 'Enter Account Field' is built on the sim card and only takes up to 16 characters. 75% of our subscribers had email addresses of more than 16 characters and could not utilize the payment gateway because of this. If the design of the sim card is changed to accommodate at least 25-30 characters we would have managed to automate internet payment via mpesa with our 'stock reports' being sent straight into the subscribers email account. We are still pondering if anyone has managed to circumvent this handicap and would be very willing to learn. Otherwise, Safaricom did take the issue into consideration and promised to look into the matter though the solution will not be short-term since the sim card has to be re-designed. I hope listers here could enlighten us with alternatives of concluding an internet transaction despite this physical limitation on the sim card. Bill Chairman 3G Telcoms Ltd
participants (8)
-
Bill Kagai
-
Gakuru Alex
-
Inge Vervloesem
-
kai wulff
-
Paul Kukubo
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Phares Kariuki
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Rad!
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wesley kirinya