Re: [kictanet] M-Pesa Debit Card
Why do we have to do anything. Its their business. Whether or not it succeeds is something they and their shareholders will analyse themselves. The regulatory framework allows for then to participate in mobile money. We their customers have been validating the business case over and over. If the physical card one fails i believe its up to them as a business to deal with. I for one am very curious and happy that i might be able to use a card instead of a phone to transact. If i can use my thumb print id be even happier so i never have to carry anything. I have no expectations of its success or failure. I am happy for that choice nonetheless. Jgitau On 22 Jul 2016 23:04, "Baiju Shah via kictanet" < kictanet@lists.kictanet.or.ke> wrote:
Hi Listers,
Maybe Safaricom do not have the skills for launch and manage a mobile app
as they have been too busy photo copying ideas and outsourcing.
Here it is not cannibalising but going after the banks card business
which today is less then 2.5% of the transactional value.
Again, my please to Safaricom management to review the project, and if
they need help in thinking it through I am happy to facilitate, this is called the looking back effect.
Or is there another motive of providing ID, Drivers Licence, Health
insurance and further capture all the transactions that the FI's are doing currently.
CBK, please review and check if this is the way forward for the least
regulated money transaction service in Kenya.
Best Regards, Baiju
On 22 Jul 2016, at 17:23, Ali Hussein via kictanet <
kictanet@lists.kictanet.or.ke> wrote:
Elizabeth raises very valid points. So does Baiju.
I'm curious:-
What stops Safaricom from developing an Mpesa App? What's the fear?
I recall my strategy professor once telling me:-
Better you start cannibalizing yourself then someone else starts taking
Ali Hussein Principal Hussein & Associates +254 0713 601113 / 0770906375
Twitter: @AliHKassim
Skype: abu-jomo
LinkedIn: http://ke.linkedin.com/in/alihkassim
"Discovery consists in seeing what everyone else has seen and thinking
what no one else has thought". ~ Albert Szent-Györgyi
Sent from my iPad
On 22 Jul 2016, at 1:58 PM, Rosemary Koech-Kimwatu via kictanet <
kictanet@lists.kictanet.or.ke> wrote:
Baju I agree,
I really don't think I want another card in my wallet. They are just
too many, right from loyalty cards by various franchises to debit and credit cards. We need a disruptor that will negate the need for all these and that will be the future of innovation.
Kind regards,
Rosemary Koech-Kimwatu Skype:Rosemary Koech-Kimwatu Tel: 0718181644
On Fri, Jul 22, 2016 at 12:14 PM, Baiju Shah via kictanet <
kictanet@lists.kictanet.or.ke> wrote:
Great discussion.
Last mile is all about connectivity. Not too sure the ROI for a card
by safaricom who already have a vibrant agent network, sticky or loyal customers. Today only there are 2-4% transactions on card.
The question is what are they trying to solve with this initiative as
we also do not event have a wide spread of ATMs.
In my personal opinion this is a step back, I think they really need
to rethink on this, but they should look at improving the experience on Mpesa.
There are many applicable technologies, the last mile connect is the
Wow.. What a step back Safaricom please rethink, reset otherwise carry
on.
Thanks,
Best Regards, Baiju
On 22 Jul 2016, at 11:30, Dorcas Muthoni via kictanet <
kictanet@lists.kictanet.or.ke> wrote:
NFC relies on an entire ecosystem. Phones, PDQS/POS terminals are
I said a long time ago that mobile payments would only be global via
a standard based technology like NFC Vs a vendor driven service such as mpesa.
I am happy to see Safaricom is now ready to support the standard
On Jul 22, 2016 10:07 AM, "Mwendwa Kivuva via kictanet" <
kictanet@lists.kictanet.or.ke> wrote:
On Jul 22, 2016 6:51 AM, "Ali Hussein via kictanet" <
kictanet@lists.kictanet.or.ke> wrote:
> > Grace > > Good point. Definitely food for thought. I'm sure Mpesa has a reason to go back to cards when the very nature of mobile money is card less.
Ali, how I understood it is that if your phone is NFC enabled, you would not need the card. You would just swipe the phone. Again, the card is helpful when you are outside network coverage area, like when you travel abroad.
> > This will definitely be something to watch keenly. > > Ali Hussein > > > On Jul 22, 2016 6:46 AM, "Grace Mutung'u (Bomu) via kictanet" < kictanet@lists.kictanet.or.ke> wrote: >> >> I wonder if the card will be as fees free to the customer as visa. Therein, would be an advantage. For now there are times when paying
>> But the bigger question would be whether this the real future or
>> Regards, >> >> On 21 Jul 2016 9:28 p.m., "Mwendwa Kivuva via kictanet" < kictanet@lists.kictanet.or.ke> wrote: >>> >>> @Barrack, >>> >>> Imagine just running your NFC phone, or Card at the Point of Sale and your purchase is done. Instead of the current method where you have to go to an MPESA menu, chose paybill/till, enter paybill number, enter the amount, enter pin, confirm, wait for SMS .... >>> >>> I expect also you can use the card while abroad ... >>> >>> Choice is good. >>> >>> >>> >>> ______________________ >>> Mwendwa Kivuva, Nairobi, Kenya >>> twitter.com/lordmwesh >>> >>> >>> >>> On 21 July 2016 at 19:44, Barrack Otieno via kictanet < kictanet@lists.kictanet.or.ke> wrote: >>>> >>>> @ Wash, >>>> >>>> >>>> I wonder if it will add any value. >>>> >>>> Regards >>>> >>>> On 7/20/16, Odhiambo Washington via kictanet >>>> <kictanet@lists.kictanet.or.ke> wrote: >>>> > http://qz.com/734842/mobile-money-giant-m-pesa-is-getting-its-own-debit-card... >>>> > >>>> > >>>> > -- >>>> > Best regards, >>>> > Odhiambo WASHINGTON, >>>> > Nairobi,KE >>>> > +254 7 3200 0004/+254 7 2274 3223 >>>> > "Oh, the cruft." >>>> > >>>> >>>> >>>> -- >>>> Barrack O. Otieno >>>> +254721325277 >>>> +254733206359 >>>> Skype: barrack.otieno >>>> PGP ID: 0x2611D86A >>>> >>>> _______________________________________________ >>>> kictanet mailing list >>>> kictanet@lists.kictanet.or.ke >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>> >>>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldafr... >>>> >>>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
>>>> >>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect
>>> >>> >>> >>> _______________________________________________ >>> kictanet mailing list >>> kictanet@lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> >>> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/nmutungu%40gmail.com >>> >>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
>>> >>> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect
>> >> >> _______________________________________________ >> kictanet mailing list >> kictanet@lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> >> Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >> >> >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
>> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect
> > > _______________________________________________ > kictanet mailing list > kictanet@lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/kivuva%40transworldafr... > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
> > KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/dmuthoni%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
KICTANetiquette : Adhere to the same standards of acceptable
behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.k...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
KICTANetiquette : Adhere to the same standards of acceptable
behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at
https://lists.kictanet.or.ke/mailman/options/kictanet/chemukoechk%40gmail.co...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder
bite size chunks out of you while you are still alive!! problem Safaricom has solved, but to build into the network of expensive PDQ machines does make sense if you have already replaced them with a $10 - $15 unit. part of it. based approach to mobile payments too. through M-pesa is charged and it is quite inconvenient to send an SMS to find out the charges. the full potential of mobile money vis a vis Blockchains... platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. privacy, do not spam, do not market your wares or qualifications. platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. privacy, do not spam, do not market your wares or qualifications. platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. privacy, do not spam, do not market your wares or qualifications. platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. privacy, do not spam, do not market your wares or qualifications. platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. privacy, do not spam, do not market your wares or qualifications. platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. privacy, do not spam, do not market your wares or qualifications. platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors
online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/baiju%40telemedia.co.k...
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
_______________________________________________ kictanet mailing list kictanet@lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet
Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/jgitau%40gmail.com
The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development.
KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.
participants (1)
-
John Gitau