On 6 August 2013 15:50, Edwin Onchari <eonchari@lynxbits.com> wrote:

As many have pointed out, opening up Mpesa will benefit Safcom in the long
run. As some have quoted the case of AT&T, if Safcom were to open up Mpesa,
and may I suggest even setup Mpesa as a separate organization, the growth
will enormous. I can foresee a scenario where the platform will penetrate
the market segments that have eluded other electronic money transfer
providers such as Visa/Mastercard- or even have collaborations with them.
Imagine having someone deposit money into my Mpesa account in Nyamira- Kenya
and be able to use my visa card at a shop in Helsinki! I only see benefits
accruing to Safcom on this

Kind regards,
Edwin

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Sent: Tuesday, August 06, 2013 12:54 PM
To: Edwin
Subject: kictanet Digest, Vol 75, Issue 17

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Today's Topics:

1. Re: [ISOC_KE] Fwd: [IRPCoalition] will happen - IGF Bali
(Ali Hussein)
2. Re: Equity says M-Pesa lines should be open (Ali Hussein)

----------------------------------------------------------------------

Message: 1
Date: Tue, 6 Aug 2013 12:27:49 +0300
From: Ali Hussein <ali@hussein.me.ke>
To: "Grace Mutung'u (Bomu)" <nmutungu@gmail.com>
Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke>,
"isoc@orion.my.co.ke" <isoc@orion.my.co.ke>
Subject: Re: [kictanet] [ISOC_KE] Fwd: [IRPCoalition] will happen -
IGF Bali
Message-ID: <3CDA412A-EE1C-469C-B0D3-5020B77FB4F1@hussein.me.ke>
Content-Type: text/plain; charset="us-ascii"

:)

Thanks

Ali Hussein
CEO | 3mice interactive media Ltd
Principal | Telemedia Africa Ltd

+254 713 601113/ 0770 906375

"The future belongs to him who knows how to wait." - Russian Proverb

Sent from my iPad

On Aug 6, 2013, at 9:29 AM, "Grace Mutung'u (Bomu)" <nmutungu@gmail.com>
wrote:

> Thats Indonesian (I think)
> You can get it translated on Google Translate...but the gist of it is that
the local organising committee has confirmed that IGF will happen as
scheduled.
> Thanks!
>
>
> 2013/8/5 Ali Hussein <ali@hussein.me.ke>
>> Yawa Grace! :)
>>
>> Na hio ni lugha gain?

>>
>> Ali Hussein
>> CEO | 3mice interactive media Ltd
>> Principal | Telemedia Africa Ltd
>>
>> +254 713 601113/ 0770 906375
>>
>> "The future belongs to him who knows how to wait." - Russian Proverb
>>
>> Sent from my iPad
>>

>> On Aug 5, 2013, at 3:55 PM, "Grace Mutung'u (Bomu)" <nmutungu@gmail.com>
wrote:
>>
>>>
>>>
>>> Forwarded Message:
>>>
>>> Just got this news from a friend that its now official that IGF Bali
will be organized as planned.
>>>
>>> http://m.kominfo.go.id/berita/detail/4095/Siaran+Pers+No.+61-PIH-KOM
>>> INFO-8-2013+tentang+Indonesia+Bersama+Komunitas+Internet+Multi-Stake
>>> holder+Global+Siap+Menjadi+Tuan+Rumah+IGF+2013+-+Bali
>>>
>>> Congratulations everyone, who have been working very hard behind the
scenes to make it happen.
>>>
>>> More power to you all,
>>>
>>> Best wishes and regards
>>> Shahzad
>>>
>>>
>>>
>>>
>>> --
>>> Carolina Rossini
>>> Project Director, Latin America Resource Center Open Technology
>>> Institute New America Foundation // http://carolinarossini.net/
>>> + 1 6176979389
>>> *carolina.rossini@gmail.com*
>>> skype: carolrossini
>>> @carolinarossini
>>>
>>>
>>> _______________________________________________
>>> IRP mailing list
>>> IRP@lists.internetrightsandprinciples.org
>>> http://lists.internetrightsandprinciples.org/cgi-bin/mailman/listinf
>>> o/irp
>>>
>>>
>>>
>>>
>>> --
>>> Grace L.N. Mutung'u (Bomu)
>>> Kenya
>>> Skype: gracebomu
>>> Twitter: @Bomu
>>> Website: http://www.diplointernetgovernance.org/profile/GraceMutungu
>>> _______________________________________________
>>> isoc mailing list
>>> isoc@orion.my.co.ke
>>> http://orion.my.co.ke/cgi-bin/mailman/listinfo/isoc
>
>
>
> --
> Grace L.N. Mutung'u (Bomu)
> Kenya
> Skype: gracebomu
> Twitter: @Bomu
> Website: http://www.diplointernetgovernance.org/profile/GraceMutungu
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Message: 2
Date: Tue, 6 Aug 2013 12:46:31 +0300
From: Ali Hussein <ali@hussein.me.ke>
To: James Mbugua <jgmbugua@gmail.com>
Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke>

Subject: Re: [kictanet] Equity says M-Pesa lines should be open

Message-ID: <0126DB5E-5E6E-479E-B7ED-5CB6473C6925@hussein.me.ke>
Content-Type: text/plain; charset="us-ascii"

James ad all

Well put. The difference though is that industry's open up themselves for
open standards. Rarely do companies.

Its incumbent upon TESPOK to convince Safaricom to open up its Mpesa system
'fully' as many listers have suggested. The fact is that the Safaricom chaps
are clever enough to see this coming (and if they are not unfortunately they
will go the way of Telkom Kenya).

Rarely has government intervention in open standards helped the people they
are supposed to help. Even the Banking sector clearing house is run by
Bankers with the hawkish eyes of central bankers looking on.

Safaricom will open up Mpesa fully - when they are good and ready and not a
moment sooner. That's my take.

Ali Hussein
CEO | 3mice interactive media Ltd
Principal | Telemedia Africa Ltd

+254 713 601113/ 0770 906375

"The future belongs to him who knows how to wait." - Russian Proverb

Sent from my iPad

On Aug 6, 2013, at 11:15 AM, James Mbugua <jgmbugua@gmail.com> wrote:

> Openness
>
> I have always felt very strongly about this issue and I agree M-PESA
should be open. I used to barge Michael Joseph relentlessly about this. Open
first in the sense that third parties can interface their products on their
API but secondly and more importantly, open to talk to other platforms the
way banks talk to each other. I can withdraw money from Pesa Point or
another non-Barclays quite easily.
>
> The fact is we cannot let platforms that stifle innovation continue to
prosper. AT&T was finally split up in 1984 not because of its overwhelming
market dominance, but that IT WAS REFUSING TO ALLOW NEW INNOVATIONS TO WORK
ON ITS PLATFORMS thus overall stifling technology.
>
> In the same way, this is not a sustainable position for M-PESA if it
projects its medium to long-term horizon, surely it must see that even the
government will not be comfortable constantly hearing that this % of our GDP
passes through M-PESA.
>
> If I was Safaricom I would be strategizing on how to open up the platform
as painlessly as possible before the combination of disruptive market forces
and government national security interests converge.
>
> Already I can deposit money into my bank account with M-PESA and withdraw
it with Airtel Money. Surely, you don't need to be a genius to see that you
don't need that middle man called the bank if the demand for the service is
there.
>
> Regards
>
> James
>
>
> On Tue, Aug 6, 2013 at 9:15 AM, Mark Mwangi <mwangy@gmail.com> wrote:
>> In my opinion what Equity is asking for is for a common platform aka a
common account that can be credited and debited by airtel money, yu cash
orange money, tangaza etc in the manner that a visa credit card is open game
for any merchant, bank etc. This way M-pesa becomes a platform and not a
safaricom product.
>>
>> I actually don't see how Safaricom looses in this scenario. Exponentially
more transaction fee collections, Increased dependence by industry players,
maintain the intellectual property and ownership of the platform etc.
>>
>> Maybe they are reluctant due to technological immaturity. I also wouldn't
want to embarrass myself after being feted worldwide.
>>
>>
>> On Mon, Aug 5, 2013 at 8:31 PM, Kivuva <Kivuva@transworldafrica.com>
wrote:
>>> @areba, what Equity wants, if I'm not wrong is the ability for you
>>> to setup a club within MPESA where you can use the platform to
>>> transfer funds without them passing through Safaricom.
>>>
>>> The MPESA platform becomes an enabler. Unless anybody else has a
>>> better understanding.
>>>
>>> --
>>> ______________________
>>> Mwendwa Kivuva
>>> twitter.com/lordmwesh
>>> kenya.or.ke | The Kenya we know
>>>
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>>
>>
>>
>> --
>> Regards,
>>
>> Mark Mwangi
>>
>> markmwangi.me.ke
>>
>>
>>
>>
>>
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for people and institutions interested and involved in ICT policy and
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sector in support of the national aim of ICT enabled growth and development.
>>
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sector in support of the national aim of ICT enabled growth and development.
>
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