Edwin, Even before Andrea answers, I need to politely ask, why is this a Safaricom issue really? YOu or someone could create this system - innovate. MPESA is open enough to allow for this. Infact, I&M Bank have this service running with MPESA today. If you mpesa any amount to paybill 510510 and enter my I&M visa card number, that amount will reflect on my visa account and I can shop worldwide with it. Kind Regards, Bernard Kioko -----Original Message----- From: kictanet [mailto:kictanet-bounces+bkioko=bernsoft.com@lists.kictanet.or.ke] On Behalf Of Edwin Onchari Sent: Tuesday, August 06, 2013 4:12 PM To: bkioko@bernsoft.com Cc: KICTAnet ICT Policy Discussions Subject: Re: [kictanet] Equity says M-Pesa lines should be open Andrea, You mean to say that if I go to an Mpesa outlet in a remote location such as Nyamira on a Sunday evening, I can deposit money into my friend's Visa/Mastercard to get me an Eagles T-shirt from Philly without the need for me to have a safcom line or go to a bank? If so, then my suggestion is time barred, otherwise, that is the kind of innovation I meant Edwin -----Original Message----- From: kictanet [mailto:kictanet-bounces+eonchari=lynxbits.com@lists.kictanet.or.ke] On Behalf Of kictanet-request@lists.kictanet.or.ke Sent: Tuesday, August 06, 2013 3:54 PM To: Edwin Subject: kictanet Digest, Vol 75, Issue 21 Send kictanet mailing list submissions to kictanet@lists.kictanet.or.ke To subscribe or unsubscribe via the World Wide Web, visit https://lists.kictanet.or.ke/mailman/listinfo/kictanet or, via email, send a message with subject or body 'help' to kictanet-request@lists.kictanet.or.ke You can reach the person managing the list at kictanet-owner@lists.kictanet.or.ke When replying, please edit your Subject line so it is more specific than "Re: Contents of kictanet digest..." Today's Topics: 1. Re: Equity says M-Pesa lines should be open (Andrea Bohnstedt) ---------------------------------------------------------------------- Message: 1 Date: Tue, 6 Aug 2013 15:53:46 +0300 From: Andrea Bohnstedt <andrea.bohnstedt@ratio-magazine.com> To: Edwin Onchari <eonchari@lynxbits.com> Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> Subject: Re: [kictanet] Equity says M-Pesa lines should be open Message-ID: <CAFaobUCDn=RuA-ih6nmd-rp5Ji10X32Lonp9shYDYnKbRCnxaQ@mail.gmail.com> Content-Type: text/plain; charset="iso-8859-1" Safaricom/Visa co-operation was launched in early 2011, so shop away in Helsinki! On 6 August 2013 15:50, Edwin Onchari <eonchari@lynxbits.com> wrote:
As many have pointed out, opening up Mpesa will benefit Safcom in the long run. As some have quoted the case of AT&T, if Safcom were to open up Mpesa, and may I suggest even setup Mpesa as a separate organization, the growth will enormous. I can foresee a scenario where the platform will penetrate the market segments that have eluded other electronic money transfer providers such as Visa/Mastercard- or even have
collaborations with them. > Imagine having someone deposit money into my Mpesa account in Nyamira- > Kenya and be able to use my visa card at a shop in Helsinki! I only > see benefits accruing to Safcom on this > > Kind regards, > Edwin > > -----Original Message----- > From: kictanet > [mailto:kictanet-bounces+eonchari=lynxbits.com@lists.kictanet.or.ke] > On Behalf Of kictanet-request@lists.kictanet.or.ke > Sent: Tuesday, August 06, 2013 12:54 PM > To: Edwin > Subject: kictanet Digest, Vol 75, Issue 17 > > Send kictanet mailing list submissions to > kictanet@lists.kictanet.or.ke > > To subscribe or unsubscribe via the World Wide Web, visit > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > or, via email, send a message with subject or body 'help' to > kictanet-request@lists.kictanet.or.ke > > You can reach the person managing the list at > kictanet-owner@lists.kictanet.or.ke > > When replying, please edit your Subject line so it is more specific > than > "Re: Contents of kictanet digest..." > > > Today's Topics: > > 1. Re: [ISOC_KE] Fwd: [IRPCoalition] will happen - IGF Bali > (Ali Hussein) > 2. Re: Equity says M-Pesa lines should be open (Ali Hussein) > > > ---------------------------------------------------------------------- > > Message: 1 > Date: Tue, 6 Aug 2013 12:27:49 +0300 > From: Ali Hussein <ali@hussein.me.ke> > To: "Grace Mutung'u (Bomu)" <nmutungu@gmail.com> > Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke>, > "isoc@orion.my.co.ke" <isoc@orion.my.co.ke> > Subject: Re: [kictanet] [ISOC_KE] Fwd: [IRPCoalition] will happen - > IGF Bali > Message-ID: <3CDA412A-EE1C-469C-B0D3-5020B77FB4F1@hussein.me.ke> > Content-Type: text/plain; charset="us-ascii" > > :) > > Thanks > > Ali Hussein > CEO | 3mice interactive media Ltd > Principal | Telemedia Africa Ltd > > +254 713 601113/ 0770 906375 > > "The future belongs to him who knows how to wait." - Russian Proverb > > Sent from my iPad > > On Aug 6, 2013, at 9:29 AM, "Grace Mutung'u (Bomu)" > <nmutungu@gmail.com> > wrote: > > > Thats Indonesian (I think) > > You can get it translated on Google Translate...but the gist of it > > is > that > the local organising committee has confirmed that IGF will happen as > scheduled. > > Thanks! > > > > > > 2013/8/5 Ali Hussein <ali@hussein.me.ke> > >> Yawa Grace! :) > >> > >> Na hio ni lugha gain? > >> > >> Ali Hussein > >> CEO | 3mice interactive media Ltd > >> Principal | Telemedia Africa Ltd > >> > >> +254 713 601113/ 0770 906375 > >> > >> "The future belongs to him who knows how to wait." - Russian > >> Proverb > >> > >> Sent from my iPad > >> > >> On Aug 5, 2013, at 3:55 PM, "Grace Mutung'u (Bomu)" > >> <nmutungu@gmail.com > > > wrote: > >> > >>> > >>> > >>> Forwarded Message: > >>> > >>> Just got this news from a friend that its now official that IGF > >>> Bali > will be organized as planned. > >>> > >>> http://m.kominfo.go.id/berita/detail/4095/Siaran+Pers+No.+61-PIH-K > >>> OM > >>> INFO-8-2013+tentang+Indonesia+Bersama+Komunitas+Internet+Multi-Sta > >>> INFO-8-2013+tentang+Indonesia+Bersama+Komunitas+Internet+ke > >>> holder+Global+Siap+Menjadi+Tuan+Rumah+IGF+2013+-+Bali > >>> > >>> Congratulations everyone, who have been working very hard behind > >>> the > scenes to make it happen. > >>> > >>> More power to you all, > >>> > >>> Best wishes and regards > >>> Shahzad > >>> > >>> > >>> > >>> > >>> -- > >>> Carolina Rossini > >>> Project Director, Latin America Resource Center Open Technology > >>> Institute New America Foundation // http://carolinarossini.net/ > >>> + 1 6176979389 > >>> *carolina.rossini@gmail.com* > >>> skype: carolrossini > >>> @carolinarossini > >>> > >>> > >>> _______________________________________________ > >>> IRP mailing list > >>> IRP@lists.internetrightsandprinciples.org > >>> http://lists.internetrightsandprinciples.org/cgi-bin/mailman/listi > >>> nf > >>> o/irp > >>> > >>> > >>> > >>> > >>> -- > >>> Grace L.N. Mutung'u (Bomu) > >>> Kenya > >>> Skype: gracebomu > >>> Twitter: @Bomu > >>> Website: > >>> http://www.diplointernetgovernance.org/profile/GraceMutungu > >>> _______________________________________________ > >>> isoc mailing list > >>> isoc@orion.my.co.ke > >>> http://orion.my.co.ke/cgi-bin/mailman/listinfo/isoc > > > > > > > > -- > > Grace L.N. Mutung'u (Bomu) > > Kenya > > Skype: gracebomu > > Twitter: @Bomu > > Website: http://www.diplointernetgovernance.org/profile/GraceMutungu > -------------- next part -------------- An HTML attachment was > scrubbed... > URL: > < > https://lists.kictanet.or.ke/pipermail/kictanet/attachments/20130806/f > 38f9d > ec/attachment-0001.html> > > ------------------------------ > > Message: 2 > Date: Tue, 6 Aug 2013 12:46:31 +0300 > From: Ali Hussein <ali@hussein.me.ke> > To: James Mbugua <jgmbugua@gmail.com> > Cc: KICTAnet ICT Policy Discussions <kictanet@lists.kictanet.or.ke> > Subject: Re: [kictanet] Equity says M-Pesa lines should be open > Message-ID: <0126DB5E-5E6E-479E-B7ED-5CB6473C6925@hussein.me.ke> > Content-Type: text/plain; charset="us-ascii" > > James ad all > > Well put. The difference though is that industry's open up themselves > for open standards. Rarely do companies. > > Its incumbent upon TESPOK to convince Safaricom to open up its Mpesa > system 'fully' as many listers have suggested. The fact is that the > Safaricom chaps are clever enough to see this coming (and if they are > not unfortunately they will go the way of Telkom Kenya). > > Rarely has government intervention in open standards helped the people > they are supposed to help. Even the Banking sector clearing house is > run by Bankers with the hawkish eyes of central bankers looking on. > > Safaricom will open up Mpesa fully - when they are good and ready and > not a moment sooner. That's my take. > > Ali Hussein > CEO | 3mice interactive media Ltd > Principal | Telemedia Africa Ltd > > +254 713 601113/ 0770 906375 > > "The future belongs to him who knows how to wait." - Russian Proverb > > Sent from my iPad > > On Aug 6, 2013, at 11:15 AM, James Mbugua <jgmbugua@gmail.com> wrote: > > > Openness > > > > I have always felt very strongly about this issue and I agree M-PESA > should be open. I used to barge Michael Joseph relentlessly about this. > Open > first in the sense that third parties can interface their products on > their API but secondly and more importantly, open to talk to other > platforms the way banks talk to each other. I can withdraw money from > Pesa Point or another non-Barclays quite easily. > > > > The fact is we cannot let platforms that stifle innovation continue > > to > prosper. AT&T was finally split up in 1984 not because of its > overwhelming market dominance, but that IT WAS REFUSING TO ALLOW NEW > INNOVATIONS TO WORK ON ITS PLATFORMS thus overall stifling technology. > > > > In the same way, this is not a sustainable position for M-PESA if it > projects its medium to long-term horizon, surely it must see that even > the government will not be comfortable constantly hearing that this % > of our GDP passes through M-PESA. > > > > If I was Safaricom I would be strategizing on how to open up the > > platform > as painlessly as possible before the combination of disruptive market > forces and government national security interests converge. > > > > Already I can deposit money into my bank account with M-PESA and > > withdraw > it with Airtel Money. Surely, you don't need to be a genius to see > that you don't need that middle man called the bank if the demand for > the service is there. > > > > Regards > > > > James > > > > > > On Tue, Aug 6, 2013 at 9:15 AM, Mark Mwangi <mwangy@gmail.com> wrote: > >> In my opinion what Equity is asking for is for a common platform > >> aka a > common account that can be credited and debited by airtel money, yu > cash orange money, tangaza etc in the manner that a visa credit card > is open game for any merchant, bank etc. This way M-pesa becomes a > platform and not a safaricom product. > >> > >> I actually don't see how Safaricom looses in this scenario. > Exponentially > more transaction fee collections, Increased dependence by industry > players, maintain the intellectual property and ownership of the > platform etc. > >> > >> Maybe they are reluctant due to technological immaturity. I also > wouldn't > want to embarrass myself after being feted worldwide. > >> > >> > >> On Mon, Aug 5, 2013 at 8:31 PM, Kivuva > >> <Kivuva@transworldafrica.com> > wrote: > >>> @areba, what Equity wants, if I'm not wrong is the ability for you > >>> to setup a club within MPESA where you can use the platform to > >>> transfer funds without them passing through Safaricom. > >>> > >>> The MPESA platform becomes an enabler. Unless anybody else has a > >>> better understanding. > >>> > >>> -- > >>> ______________________ > >>> Mwendwa Kivuva > >>> twitter.com/lordmwesh > >>> kenya.or.ke | The Kenya we know > >>> > >>> _______________________________________________ > >>> kictanet mailing list > >>> kictanet@lists.kictanet.or.ke > >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet > >>> > >>> Unsubscribe or change your options at > >>> https://lists.kictanet.or.ke/mailman/options/kictanet/mwangy%40gma > >>> il > >>> .com > >>> > >>> > >>> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder > >>> platform > for people and institutions interested and involved in ICT policy and > regulation. The network aims to act as a catalyst for reform in the > ICT sector in support of the national aim of ICT enabled growth and > development. > >>> > >>> KICTANetiquette : Adhere to the same standards of acceptable > >>> behaviors > online that you follow in real life: respect people's times and > bandwidth, share knowledge, don't flame or abuse or personalize, > respect privacy, do not spam, do not market your wares or qualifications. > >> > >> > >> > >> -- > >> Regards, > >> > >> Mark Mwangi > >> > >> markmwangi.me.ke > >> > >> > >> > >> > >> > >> _______________________________________________ > >> kictanet mailing list > >> kictanet@lists.kictanet.or.ke > >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet > >> > >> Unsubscribe or change your options at > >> https://lists.kictanet.or.ke/mailman/options/kictanet/jgmbugua%40gm > >> ai > >> l.com > >> > >> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder > >> platform > for people and institutions interested and involved in ICT policy and > regulation. The network aims to act as a catalyst for reform in the > ICT sector in support of the national aim of ICT enabled growth and > development. > >> > >> KICTANetiquette : Adhere to the same standards of acceptable > >> behaviors > online that you follow in real life: respect people's times and > bandwidth, share knowledge, don't flame or abuse or personalize, > respect privacy, do not spam, do not market your wares or qualifications. > > > > _______________________________________________ > > kictanet mailing list > > kictanet@lists.kictanet.or.ke > > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > > > Unsubscribe or change your options at > > https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhuss > > ei > > n.com > > > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder > > platform > for people and institutions interested and involved in ICT policy and > regulation. The network aims to act as a catalyst for reform in the > ICT sector in support of the national aim of ICT enabled growth and > development. > > > > KICTANetiquette : Adhere to the same standards of acceptable > > behaviors > online that you follow in real life: respect people's times and > bandwidth, share knowledge, don't flame or abuse or personalize, > respect privacy, do not spam, do not market your wares or qualifications. > -------------- next part -------------- An HTML attachment was > scrubbed... > URL: > < > https://lists.kictanet.or.ke/pipermail/kictanet/attachments/20130806/e > 4a57b > 51/attachment.html> > > ------------------------------ > > Subject: Digest Footer > > _______________________________________________ > kictanet mailing list > kictanet@lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > > ------------------------------ > > End of kictanet Digest, Vol 75, Issue 17 > **************************************** > > > _______________________________________________ > kictanet mailing list > kictanet@lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > > Unsubscribe or change your options at > https://lists.kictanet.or.ke/mailman/options/kictanet/andrea.bohnstedt > %40ratio-magazine.com > > The Kenya ICT Action Network (KICTANet) is a multi-stakeholder > platform for people and institutions interested and involved in ICT > policy and regulation. The network aims to act as a catalyst for > reform in the ICT sector in support of the national aim of ICT enabled growth and development. > > KICTANetiquette : Adhere to the same standards of acceptable behaviors > online that you follow in real life: respect people's times and > bandwidth, share knowledge, don't flame or abuse or personalize, > respect privacy, do not spam, do not market your wares or qualifications. >
-- Andrea Bohnstedt <http://ke.linkedin.com/in/andreabohnstedt> Publisher www.ratio-magazine.com www.africa-assets.com