Even with corruption, did not think the most populous nation in Africa (which has even launched satellites) would demonstrate such a lack of local initiative/ethics ):

Nigeria govt, Mastercard partner to pilot electronic IDs with e-payment functionality

http://www.cio.co.ke/news/main-stories/nigeria-govt,-mastercard-partner-to-pilot-electronic-ids-with-e-payment-functionality

http://www.zdnet.com/nigeria-launches-new-biometric-id-card-brought-to-you-by-mastercard-7000033133/

"Mastercard does not handle the biometric data," she said. "We are strictly confined to the payment technology on the chip."

It is not clear if Mastercard has developed an actual payment/verification network in Nigeria, after registering a local firm/subsidiary in Nigeria.

In another (long article, last few paragraphs) article, the largest US retailer is building their own payment network (a very expensive venture)...

http://www.washingtonpost.com/blogs/wonkblog/wp/2014/02/20/mastercard-visa-explain-why-your-credit-card-isnt-safer/

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