Good point Dr. Ndemo.

My philosophy has been the less human intervention, the better and I agree with you when it comes to automation.

Consumer awareness is also key.

Regards,
Willis Muriu
Rockville Consulting Limited
ICT Consultant

On Mon, May 30, 2022 at 11:12 AM Bitange Ndemo via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
Before we all panic, it is important to dissect the problem here from all sides.  My cousin, a teacher lost Ksh. 57,000 from his bank account. When he called me for help, I asked him many questions. It occurred to me that he had inadvertently given out his data to some unknown people disguising themselves as sales reps marketing a new offer from a competing telecommunications operator. In my view, we need to do the following: take the digital literacy program very seriously, sensitize citizens around data protection laws and leverage artificial intelligence (voice recognition for security purposes) for any withdrawal, especially among the very vulnerable in society.  Institutions like Kenya Power and Lighting Company (virtually every week I receive a fake call from "KPLC") should devise more secure ways of dealing with customers in the digital era.  Since most of the fraud is largely an inside job, much of the backend work should be automated.

Ndemo

On Mon, May 30, 2022 at 10:42 AM Deborah Wanjugu via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
Thank you for this article, Victor. 

This is quite frightening because prepaid customers on Safaricom cannot call 100 and get served by an agent (that was my experience which made me migrate back to postpaid). 

If the gentleman in this article acted as quickly as he possibly could and reached out to Safaricom on Twitter yet did not get the help he needed then something is terribly wrong with that online reporting system. 

I've noticed that when customer service agents respond on social media they respond based on their own perceptions and not what the client tells them. This isn't always the case and I'm not referring to Safaricom alone. As a random example I reported not having received my electricity bill to Kanya Power on Twitter. Instead of sending me my estimate, one of the agents asked for the nearest marker to my place so they could send technical support.

Another problem is when you call to report fraud with your bank then they start asking you questions which feel irrelevant at the time. I once thought my card had been hacked so when I called to report it they asked me some silly questions. I don't remember what they were but I do remember being pissed and having to contain myself under the pressure.

There needs to be a tightening of customer service particularly with respect to online fraud reporting.

I don't know what other pieces need to be fixed. This is where my personal beef is. 

Deborah

On Mon, May 30, 2022, 10:14 Victor Kapiyo via KICTANet <kictanet@lists.kictanet.or.ke> wrote:
Morning Listers,

In the news today:

Farah Bashir is yet to come to terms with how his bank accounts were wiped clean by fraudsters, barely two days after he had landed in Johannesburg for a two-week assignment in February.

He painfully recounted how he watched helplessly as Sh2.6 million was withdrawn by hackers in several transactions from his four different Absa Bank accounts between February 7 and February 9.


SIM Card fraud has been in the bees lately. The sums lost are pretty high. I bet there are many sad tales from individuals who've lost collasal amounts due to sim swap fraud. 

How come we're not able to contain this crimes? I wonder who's the weakest link here that needs to pull up their socks? It's really a big threat to our digital economy if we can't address this growing menace. 

Happy to hear your thoughts on this. 

Regards,

Victor


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