Michael, if i want to send money to my mom upcountry, the MPESA application requires me to jot down her n0 (instead of just allowing me to pick it from my address book).  Jotting down the n0 is not only inconveniencing but also prone error.  Why cant your software team sort this out or just ask the young turks at skunkworks to do it for a small Xmas fee? walu.