Waithaka, you would be jobless if you were not solving digital problems :-) To follow up on Dr. Ndemo's timely observation, a new law has been put in place and will take effect by June where 1. All PSVs must implement cashless paymeny system for bus fare 2. All PSVs to be fit with fleet management systems where overspeeding will be checked from system logs, not on speed cameras 3. All PSVs to have surveillance cameras to reduce carjackings and petty crimes. This will see Beba Pay and Mpesa fight for supremacy. I'm keen to see what card Safaricom has on it's deck. This is a great opportunity for payment system innovators to comeup with exciting products, and also for fleet management system companies to have regular work. The commuter on the other hand will dig dipper in his pockets to pay for the services. And finally, the government has a way of collecting taxes on the Ksh 250Billion industry http://mobile.nation.co.ke/business/New-law-on-technology-to-transform-PSV-s... This development deserves a new thread, which I'm starting. -- ______________________ Mwendwa Kivuva, Nairobi, Kenya twitter.com/lordmwesh kenya.or.ke | The Kenya we know