Phares,
The difference is, they compete against each other in the market and hence push the market and innovations forward.
Think of it this way, what if Telkom Kenya hadn't been broken up? There would not have been a Safaricom.
IMO, Safaricom should not be curtailed, but broken into two:
1. Safaricom Telcom: Mobile Voice, Data etc Services
2. Safaricom Money: Mpesa, Mshwari etcSafaricom Money as an independent entity should then be a BFF to every Telcom local and International in Money Transfer.
Following Ali's argument, this is the company to promote and it could easily be the first Kenyan Company in Fortune 100.
But as long as its inside Safaricom where its used as a competetive tool against local competition, it will always remain a small operation internationally and with
time it will stifle local creativity in Mobile Money.