resting discussion on where mobile baking is going.... With best wishes, Sophia Support our "YES" to .africa Campaign! www.dotconnectafrica.org Follow us ontwitter and facebookEmail us at:yes2dotafrica@dotconnectafrica.org Visit our press room - Nobody believes the official spokesman...but everybody trusts an unidentified source. -Ron Nesen - They stole without hiding because their father is the chief of police -GR ------------------------------------------------------------------------------------------------------ Sophia Bekele (Ms), BS, MBA, C.I.S.A, C.C.S, CGEIT, CBS International, Inc ,Ca, USA/Africa +1 925-935-1589:US Tel;+1 925-818-4322:US cell; +251-91-120-1449 :ET; +254-703-250 969 Kenya Tel; +254-73695-7584 Cell, skype: sbekele, Bing:"sophia bekele" ________________________________ PRIVILEGED AND CONFIDENTIAL COMMUNICATION NOTICE. The information contained in this email message is legally privileged and confidential, and is intended solely for the uses of the addressee. Any unauthorized dissemination,distribution or copying of this email is expressly prohibited. If you have received this email message in error, please notify the sender immediately and delete this message and any attachments. Thank you. On Tuesday, September 16, 2014 7:52 AM, Ali Hussein via kictanet <kictanet@lists.kictanet.or.ke> wrote:
@Walu
Lets wait and see...Many have written off Safaricom before. What I'm loving about this discussion though is the elephant in the room. I believe Kenyans are waiting for the next big thing. This mobile money thing has been hyped and flogged until its dead. The next big thing is mobile commerce.
And I don't mean the 'Lipa na Mpesa' variety.
I mean real m-commerce enablement - SME supply chain financing, invoice discounting etc. That's where the future is and that's why the KCB tie up is interesting. My only concern with that is that most banks (fortunately for Safaricom) are old school thinkers unwilling to venture into the unknown.
This ship hasn't sailed yet. It remains to be seen who will be at the helm.
Ali Hussein
+254 770 906375 / 0713 601113
Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
"I fear the day technology will surpass human interaction. The world will have a generation of idiots". ~ Albert Einstein
Sent from my iPad
On Sep 16, 2014, at 5:31 PM, Walubengo J <jwalu@yahoo.com> wrote:
@Ali,
Equity is not just after Safaricom lunch, they are after their dinner as well :-).
This thin-SIM technology will do what Number Portability failed to do. People are likely to "Vooka" onto Equity (cheaper) voice services without having to buy two phones or dual-SIM phones. Equity mobile money value proposition, will have the side-effect of knock the breath out of Safaricom's voice revenues...fortunately, Safcom can see this, and they are not taking it kindly :-)
We are indeed living in very interesting times in .Ke
walu. -------------------------------------------- On Tue, 9/16/14, Ali Hussein via kictanet <kictanet@lists.kictanet.or.ke> wrote:
Subject: Re: [kictanet] Equity Bank vs Safaricom :-Round 2 To: jwalu@yahoo.com Date: Tuesday, September 16, 2014, 3:18 PM
Collins Well put. Walu, I'm keen to understand how a technology which is a commodity ( read here that Safaricom can also implement the same technology) can usurp Safaricom's unassailable lead in this space. What's my point? Technology is an accelerator and NOT The Strategy in itself. Assume first that what you can access in the open market (as opposed to restricted technology under patent) your competitors can do so too. We usually forget this but MPesa isn't even the best mobile technology in the country. Not even by a long short! They managed to capture their base through first mover advantage and a positioning statement that was apparently well received by Kenyans. And of course there is the Network Effect of being ubiquitous in the space. Equity needs to execute with excellence and not depend on the Technology to take on Safaricom. Needless to say I would love to be a fly on the wall in the strategy sessions currently going on in both companies. Careers will be made or broken on this..no doubt about that. Ali Hussein +254 770 906375 / 0713 601113 Twitter: @AliHKassimSkype: abu-jomoLinkedIn: http://ke.linkedin.com/in/alihkassimBlog: www.alyhussein.com
"I fear the day technology will surpass human interaction. The world will have a generation of idiots". ~ Albert Einstein Sent from my iPad On Sep 16, 2014, at 1:06 PM, Collins Areba via kictanet <kictanet@lists.kictanet.or.ke> wrote:
"We are glad to use this platform to deliver an extension service to our customers, It is our heartfelt desire to satisfy our customers first, and if technology affords us that opportunity, we are obliged to take up on it. If the same technology should allow us to interact with our customers, and have an opportunity to give them voice and data in the same breath, then why not, those would be extras to the benefit of our client... "
Paraphrased from memory during an interview on Citizen last week. I think this opens the game wide Open, and For the Record, Safaricom should be given a Commercial Banking license.
My 10 Cents.
On Tue, Sep 16, 2014 at 12:06 PM, Walubengo J via kictanet <kictanet@lists.kictanet.or.ke> wrote: Listers,
I thought you might find this interesting,
----------------
After Equity Bank decided to directly play in the mobile money market by issuing its own SIM cards, we debated heatedly in a previous blog whether Safaricom had finally met its match. At the time, it was assumed that Equity would be selling the traditional SIM card, which would require customers to either buy dual SIM-card phones or carry two phones in order to access services from two existing providers.
Even within the inconvenient scenario above, Equity with its large customer base was bound to pose some significant competition to the leading mobile money provider Safaricom. The surprise, it seems, is the secret weapon Equity unveiled recently in the form of a Thin-SIM Card....
------
Read more @
http://www.nation.co.ke/oped/blogs/dot9/walubengo/-/2274560/2453920/-/11d48l...
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