To add to Ali and Mbugua's comments is have looked at the regulatory and risk related constraints. Regulatory - have to be compliant. Risk departments are working on an analogue and semi digital risk martrix, they have be able assess New in coming technology. What training and evangelizing is IT sector providing to the poor chaps to enable them to be able to provide the right risk management approach and further enable them to mitigate the risks. 

Thanks,

Best Regards,
Baiju

On 15 Mar 2017, at 15:30, Mbugua Njihia via kictanet <kictanet@lists.kictanet.or.ke> wrote:

There have been many suitors to the millennial throne, trying to rush through the phases of brand love for financial products and services. While commerce powers our day to day, the relationships that inform these transactions cannot be ignored as they form the scaffolding of how we live and ultimately how we spend. Curious to see how CBA's Loop service does over time. It reminded me of NIC Bank's move brand.
More here ~ https://goo.gl/wNqZZI

Regards,
Mbugua Njihia


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