- KICTANet - KICTANet

Financial transactions should be private by default
by Alice Munyua 01 Jul '19

01 Jul '19

> > > > > > > > Hey, > > 🍕🥓🍩 = 💸 > > What if all your guilty pleasures were on display for the whole world to see? If you use Venmo, a popular app that lets people send and collect money, there's a good chance they already are. > > Venmo's settings are public by default, so millions of transactions are available for anyone on the web to find. > > Everyone knowing who you shared pizza with last week might seem innocuous enough, but with millions of transactions publicly available there is a huge risk that this data could be used for nefarious purposes. Venmo has transformed the way Americans settle personal debts, and with as many as an estimated 10 million monthly users, how it handles privacy could be the standard for other financial apps.1 > > Sign our petition to tell Venmo that financial transactions should be private. > > Last year, researcher and Mozilla Fellow Hang Do Thi Duc exposed the serious implications of Venmo's settings by uncovering how countless Venmo users' drug habits, junk food vices, personal finances, and fights with significant others are available for all to see.2 > > Under pressure from the slew of news covering Do Thi Duc's work and a Mozilla campaign calling for the company to change its public by default setting, Venmo made a few small changes and restricted the rate at which information could be pulled from its public database of transactions (called an API).3 This change means that sensitive data about your transactions can still be extracted exactly the same way, it will just take a bit longer.4 > > This is not a fix. The privacy of Venmo users remains at risk. Last week, news surfaced that one researcher was able to collect data on 7 MILLION new transactions.5 With this renewed focus again exposing Venmo's terrible privacy practices, we have the opportunity to push the company to finally fix the problem and make privacy its default setting. > > Will you join 25,000 privacy advocates who have already signed our petition telling Venmo to make financial transactions private? Click here to add your name. > > Thank you for helping hold Venmo accountable, > The Mozilla Team > > References: > > Kaya Yurieff, "A researcher studied a year of public Venmo transactions. Here's what she learned," CNN Money, July 17, 2018. > Olivia Solon, "Venmo: how the payment app exposes our private lives," The Guardian, July 17, 2018. > Sarah Perez, "Mozilla pushes PayPal to make Venmo transactions private by default," TechCrunch > Dell Cameron, "Millions of Transactions Scraped in Latest Demonstration of Venmo's Absurd Privacy Policy," Gizmodo, June 17, 2019. > Ibid. > > > > > > Connect with us > > > > Thanks for reading! > You're receiving this email because we think you’re neat, AND you subscribed to hear from us. If our emails aren’t sparking joy, we’ll understand if you unsubscribe. > > You can also update your email preferences at any time. > > > > Donate to Mozilla | Download Firefox > > 331 E. Evelyn Avenue Mountain View CA 94041 > Legal • Privacy

2 1

[ideas] Is there a way we can use our skills/talents to try and help turn our local politics into something more healthy and inclusive?
by Patrick A. M. Maina 29 Jun '19

29 Jun '19

Dear listers, Is there a way we can use our skills/talents to try and help turn our local politics into something more healthy and inclusive? Somalia's 20+ years of lawlessness is a grim reminder that toxic politics can backfire massively in an unpredictable and uncontrollable way that does not yield any winners over very long periods of time. There is no human society that is immune to the dangers of toxic politics, therefore it is important for stakeholders (be they professionals, business people, politicians and/or intellectuals) to voice their good-faith concerns against toxic politics, ideally in good time - when there is still a good chance for the country/leaders to change course, because ultimately we all get to bear the heavy socioeconomic costs associated with political uncertainty and volatility. To quote UNDP (see link #1): "Societies whose political institutions are more inclusive and participatory tend to be more peaceful and resilient, just as societies practicing exclusion tend to be more vulnerable to fragility and conflict." As long as leadership and/or resource/opportunity allocation is associated with ethnic identity, and/or an exclusive mindset, there will always be discontent among the have-nots, which leads to aggressive political competition as different ethnic communities clamor for their "turn to eat". It is therefore in our best interest, as a country that desires stability and prosperity, to push towards inclusive and participatory frameworks of governance (see link #2). Let me open the floor with some ideas / suggestions based on the above-mentioned themes. Hoping we can have a non-partisan idea-focused discussion in the spirit of searching for creative solutions to a shared problem. IDEAS / SUGGESTIONS:-------------------------------- 1. Our country needs moments of guaranteed pause in our politics where everyone (including media) gets to take a break from elective politics and focus on development: doing things that create opportunities and prosperity for all. What if election laws were amended to make campaigning illegal unless it occurs within 18 months prior to an election? 2. What if promises for maendeleo (development) were limited to election time only - and required in writing (lodged at the registrar), with measurable pledges and indicators (e.g. x number of jobs annually) such that the promises form a performance contract between the (winning) politician and voters across the whole country? 3. What if politicians agreed that failure to achieve x% of the committed pledges/targets, without credible extenuating circumstances, would be deemed a fair and reasonable ground for impeachment/recall. This would help minimizefalse/unrealistic promises and help reshape the perceptions of leadership from the more toxic "opportunity to rule", into the healthier opportunity to serve the country. 4. What if politician salaries were pegged to the median salary in the country - and any extra perks (e.g. performance bonus) to be linked, via a tiered system, to the delivery of agreed socio-economic performance targets and paid lumpsum at the end of the political term? This would incentivize a growth mindset and also minimize the perception that politics is a shortcut to easy wealth (meaning politics would attract people who truly want to make a difference; stakes would be lower during elections and we would have more of in-touch leadership styles). 5. What if political leaders and senior administrators were offered actual housing (instead of a monetary allowance) in median level neighborhoods (e.g. Eastlands) - to avoid their developing the out-of-touch elitism that seems to comes with moving to places like Karen or Muthaiga? What if government only offered them cover limited to public health services (I've seen this being discussed in the news)? Perhaps our country will be transformed much faster if our leaders lived among the median demographics and had a personal stake in improving the median standards of living? 6. What if political campaigns were about winning support for a written socio-political strategy and plan; i.e. a competition of ideas - instead of personalities? What if elections were about perceived merits of ideas, implementation strategies or preferred economic direction that the country should take - instead of identities and/or unrealistic promises? 7. All Kenyans have common problems that they would like to hear politicians talking about all the time such as JOBS CREATION and ABUNDANT OPPORTUNITIES for ENTREPRENEURSHIP. I think ICT, manufacturing and agriculture are high-potential drivers where quick results can be attained. How can we encourage politicians to focus on these issues within a nationally inclusive framework? 8. Can/should advertisers influence the News Media to stop fanning divisive narratives, mediocrity, ethnic chauvenism, identity politics and other banal inanities - and focus instead on responsibly shaping the national agenda towards issues that bring growth and prosperity? Can media self-regulate and refocus the Kenyan masses towards sustainable agendas (like entrepreneurship and excellence)? If our media moguls are in doubt about the business case of responsible journalism, I would urge them to study how Somalia's media industry has been performing over the last ~28 years. I think if the clock was pulled back, Somalia's media would think very carefully about the narratives that they want to shape their national discourse. Short term profits can come with a heavy long-term cost. Please consider this. 9. Serializing national goals to maximize focus, prioritize and leverage the domino effect of cumulative wins: Do we really have the capacity to make massively bold and audacious goals that are to be implemented concurrently or are we setting ourselves - and our leaders - up for failure by overreaching far beyond our realistic capabilities and stretching ourselves way too thin? Our economic/policy advisors need to accept the reality - that we are a poor, debt ridden country with crippling levels of corruption, institutionalized mediocrity, short sighted orientation and greater levels of incompetence than competence; a country that seems to be always tittering on the edge of a precipitous political/economic cliff - thus urgently in need of credible stabilizing plans and strategies. I would like to propose the idea of a serial, bite-sized approach to strategic national initiatives, where the main goals (which can still be big and audacious) are smartly serialized for domino effect and pursued, with laser focus, one at a time. For example we can have the entire nation's development agenda focus on creating jobs and opportunities - and nothing else - for the first 5 years, then in the subsequent 5 years the focus can change to boosting growth and efficiency, say via infrastructure upgrades/enhancements. This makes it easy for political manifestos to be guided by realistic 20-30 year economic master-plans (that already have national concensus), rather than arbitrary perceptions about what is popular at election time. It can also help decouple the economy from political transition cycles which would attract high quality FDI. Attempting very wide scope goals in parallel significantly increases costs - without giving the economy time to catch up and create domino effects; it compounds complexity - yet we have limited capacity to manage significant complexity; it increases the likelihood of mega corruption due to greater ambiguity + an overstretched Monitoring and Evaluation framework; it consumes a counterproductive amount of leadership bandwidth - such that unexpected events become more of a challenge than would otherwise be; and it magnifies risk of failing to attain ALL the audacious goals to near certainty levels. CONCLUSION: If we serialize our national goals, we will avoid biting more than we can chew and stretching our resources (or bandwidth) too thin. Being focused will minimize the risk of goal-capture by corruption cartels. By prioritizing wealth creation initiatives, we will give our economy a chance to develop domino effects - building a viable case for increasing capacity via infrastructure enhancements. A period of guaranteed pause in politics will allow the country to focus on development. Elections should be about issues - rather than identity. Performance-linked manifestos will encourage politicians to make realistic promises that they intend (and are able) to keep and be held accountable for their attainment. Media is key to ending negative/exclusive ethnicity as it can shape the national discourse towards less toxic narratives. Research suggests that inclusive, participatory governance models are superior to exclusive ones. Inclusivity creates the right socio-political conditions for sustainable stability and prosperity. Welcoming your thoughts / more ideas on the same. My only request, please, is that we try to have a non-partisan, intellectually honest exchange of creative ideas. Good evening. Brgds,Patrick. Patrick A. M. Maina[Cross-domain Innovator | Independent Public Policy Analyst - Indigenous Innovations] Links / References: 1. Inclusive political processes https://www.undp.org/content/undp/en/home/2030-agenda-for-sustainable-devel… 2. Sustainability and Public Participation: Toward an Inclusive Model of Democracy on JSTOR https://www.jstor.org/stable/25610875?seq=1#metadata_info_tab_contents

2 2

Fwd: [At-Large] GDPR A Year Later in European Jurisdictions
by Barrack Otieno 26 Jun '19

26 Jun '19

Might be of interest. Regards ---------- Forwarded message ---------- From: *Carlton Samuels* <carlton.samuels(a)gmail.com> Date: Tuesday, June 25, 2019 Subject: [At-Large] GDPR A Year Later in European Jurisdictions To: At-Large Worldwide <at-large(a)atlarge-lists.icann.org>, " lac-discuss-en(a)atlarge-lists.icann.org" < lac-discuss-en(a)atlarge-lists.icann.org>, CPWG <cpwg(a)icann.org> The Eurobarometer 487a report offers insight on citizen awareness of the GDPR, individuals’ rights under it, their perception of their ability to control their personal data and their sense of and understanding of the enforcement mechanisms and actors. Read it here: http://ec.europa.eu/commfrontoffice/publicopinion/ index.cfm/ResultDoc/download/DocumentKy/86886 Carlton ============================== *Carlton A Samuels* *Mobile: 876-818-1799Strategy, Process, Governance, Assessment & Turnaround* ============================= -- Barrack O. Otieno +254721325277 +254733206359 Skype: barrack.otieno PGP ID: 0x2611D86A

1 0

Data Visualization through the Use of Excel
by Tracy Nyatoro Weru 26 Jun '19

26 Jun '19

@LabAfrica,Strathmore university in partnership with Sunesis Consulting Limited is organizing a 3-day training course on Excel as a Business Intelligence Tool (Dashboard Reporting). The program will take place @iLabAfrica on 17th - 19th July 2019 at 9:00 am to 4:00 pm. This is a 3-day training that aims at providing business personnel with skills to transform data into decisions using a cost effective tool. The training course is open to all personnel in business related fields who want to leverage on the power of Excel as a Business Intelligence tool. We would be honored to have you participate in this training. If you have further queries, please do not hesitate to contact the event coordinator Getrude on her email address: ggichuhi(a)strathmore.edu <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/1?ta…> The course will help you to: - Explore top 15 advanced data analysis functions that will save your report generation turn-around time! - Move from static, dull reports to interactive and insightful dashboards -learn to apply form controls, slicers, pick lists, and camera tool to create interaction - Show top performers using formulas and YoY% by a click of a mouse - Achieve more with advanced analytical charts -Pareto chart, Scrolling charts, Gauge Charts - Easily spot trends and patterns in your data by using icon sets, traffic lights, Sparklines and Custom Number formats - Creating a dashboard in Excel step-by-step Suitability: - This course is definitely NOT for you if locking cells ($ sign), VLOOKUP & PivotTables are news to you! - You need to have been a regular user of Excel (at least 40% usage in a week), and are comfortable with creating simple lookup formulas and charts, as well as customizing them. - *This course is not suitable for Absolute Beginners in Microsoft Excel.* If you are a beginner, we recommend that you start with less advanced Excel courses. You send an email to Getrude on ggichuhi(a)strathmore.edu <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/2?ta…> with your inquiry. Fee information: Ksh 66,500 which covers the training fee, lunch and refreshments for the three days, as well as the certificate.. -- *Kind Regards,* Tracy Weru Program Manager @iLabAfrica Research Centre Email: tweru(a)strathmore.edu <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/3?ta…> Direct Line: +254 (0) 703 034 621 Ext: 2621 Cell: +254 (0) 724239020 Enquiries: +254 (0) 703-034000/200/300 www.strathmore.edu <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/4?ta…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/5?ta…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/6?ta…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/7?ta…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/8?ta…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/9?ta…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/10?t…> <https://link.aeusercontent.com/mt/lt/D355BBBAC67B2DCE36571561528960260/11?t…> -- *Note: *All emails sent from Strathmore University are subject to Strathmore’s Email Terms & Conditions. Please click here <http://www.strathmore.edu/en/email-policy> to read the policy. * * "Visit our Facebook <https://www.facebook.com/StrathmoreUniversity>Page and Twitter <https://twitter.com/StrathU>Account".

1 0

Re: [kictanet] [Fair Competition Laws will Promote Innovation and Reduce Unfair Market Practices - the bill is not targeting a particular company or product] Safaricom to be compelled to split m-pesa business in new bill
by Patrick A. M. Maina 25 Jun '19

25 Jun '19

Hi Ali, Here we go again... My comment was fair because your points appear to be contradicting themselves - which suggests a limited understanding, either of the overall topic or of the point(s) that you are making. If this is not an accurate assessment, I invite you please to rephrase and present your ideas more congruently to avoid being misundersood. Taking note of past interactions, I am detecting a pattern where you repeatedly claim, without substantiating, to be offended or attacked by intellectually fair comments (e.g. when sincerely called out for contradicting your own points or for demolishing your own arguments) and that makes it quite challenging to debate with you with intellectual candor. Your decision to draw conclusions about a particular entity based on ONE WORD on the subject line does not make sense to me because my plain language *insertions* and use of plural terms in the message body (including the section you quoted) clearly suggests a general discussion. Latching onto one word or phrase while completely ignoring the overall context is not an intellectually honest way to debate. So Ali, the onus is still on you to offer a more substantive substantiation as to why you chose to associate one specific entity with what is clearly a general paragraph, and which you excerpted from what is clearly a general discussion. Debating experts generally advise that participants who take diversionery paths instead of focusing on robust, congruent ideas have no intention to engage in genuine debate but just want create certain perceptions for the moderator/observers or create a dramatic distraction so that important ideas are hidden (muzzled) by the noise. Rather than prevail with the strength of their ideas, intellectually dishonest (or unskilled) debaters try to "win" by muzzling or supressing opposing ideas. This is a troubling pattern that I am detecting in your debating style Ali. Productive mature debating is a skill that can be learned. To learn more about how to have an intellectually honest debate, please read the following articles as a starting point, and then search online for more. https://hbr.org/2019/01/how-to-debate-ideas-productively-at-work https://shane.substack.com/p/how-to-stop-being-intellectually Hope that helps. :-) Please let us be open to diverse opinions, fresh ideas and new ways of thinking. Suppressing ideas when discussing public-interest policy issues is counterproductive because it leads to sub-optimal outcomes. Try not to take an intellectual challenge as a personal affront, or use victimhood as a tactic, otherwise you will miss valuable opportunities to engage in, and learn from, high-quality intellectually honest debates on complex, public-interest topics. Enjoy your day. Brgds,Patrick. Patrick A. M. Maina[Cross-domain Innovator | Independent Public Policy Analyst - Indigenous Innovations] On Tuesday, June 25, 2019, 8:37:45 AM GMT+3, Ali Hussein <ali(a)hussein.me.ke> wrote: Patrick Do you always have to turn a conversation into a personal affront/attack? My limited understanding of State Capture? I will not deign to respond to personal attacks because in my responding I will be making an assumption that you are an expert in the subject of State Capture. Let me instead respond to your question below:- "Perhaps Ali, you can shed more light as to why the name of a particular company - and not any other(s) - came into your mind after reading my general comments about ruthless anti-competitive, anti-poor practices by monopolistic entities. Is there something you have observed or heard about their activities and/or practices?" Simple Patrick. The title of this email thread specifically mentions Safaricom and so the assumption is understandable that you are singling them out. Perhaps you care to respond to that instead of deflecting? I asked a specific question on this. Focus on that, perhaps? AliHussein Principal AHK & Associates Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim 13th Floor , Delta Towers, Oracle Wing, Chiromo Road, Westlands, Nairobi, Kenya. Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Mon, Jun 24, 2019 at 9:36 PM Patrick A. M. Maina <pmaina2000(a)yahoo.com> wrote: Greetings Ali, and many thanks for your thoughts. One key attribute of high value debates is the presence of two (or more) opposing perspectives because diversity of thought often leads to a multi-dimensional understanding of complex issues, which (if leveraged with good intentions) can lead to high quality inputs for policies, strategies, regulations and/or decisions. So I truly welcome and appreciate your counter-perspective and rebuttal efforts. :-) Let me start with an African saying made famous by Chinua Achebe: "An elderly person is always uneasy when dry bones are mentioned in a proverb." Perhaps Ali, you can shed more light as to why the name of a particular company - and not any other(s) - came into your mind after reading my general comments about ruthless anti-competitive, anti-poor practices by monopolistic entities. Is there something you have observed or heard about their activities and/or practices? Why would public-interest regulation be interpreted as targeting specific companies - unless it is some kind of admission or assertion that those companies could indeed be acting (or causing negative externalities) against public interest? Retrogressive externalities could be an unforeseen and/or unintentional by-product of a sub-optimized network-effects success model and poor economic master-planning (see links #1-7). Furthermore corporations, in different parts of the world, have also been known for purposeful malevolent activities when they fear of competition/disruption especially when operating within a weak / outdated institutional / antitrust framework. Specifics would need to be studied on a case by case basis. Have you considered the timing of the bill (in context of recent industry developments)? The proposed rules could actually *benefit* the very local corporate entities that would supposedly be motivated to resist them. In the global scale, our "tech giants" are like MSMEs and they get to be on the receiving end of mega-scale cross-border corporate tyranny. There is an interesting story of certain well known CEO's visit to Africa. A lot of people thought he was coming to look for investment opportunities and they cheerfully welcomed him (full VVIP+ treatment), took him on tours, demoed innovations, snapped selfies and eagerly answered his questions - hoping to dazzle, awe and impress him. Kumbe he was on a mission to gather economic intelligence - and he openly stated so (meaning you can't claim illegality) - leaving people to form their own self-deluded conclusions as to why he was doing it. Several years later, his company launches a product that will directly compete with ours at an unprecedented game-changing scale! There are so many stories like this in Africa, the script remains the same, only the actors, props and victims keep changing. It is quite embarrassing just how easy we make it for others to *repeatedly* plunder our ideas/insights or compete with us unfairly - to our own collective detriment - yet we always speak of a "knowledge economy" without taking time to understand what that *really* means. "Fool me once, shame on you; fool me twice, shame on me." - old proverb. Africa's centuries-old commitment to gullibility and ignorance is unparalleled and quite disturbing (see links #8-15). We are among the very few (if not the only) modern-day societies that never seem to learn from history. We welcome plunderers / economic spies with pomp, ceremony and color, and we happily give them everything they need to subjugate and impoverish us. Like little children, we accept sweet words as proof of benevolent intent and our shallow vanity makes us take pride that everyone is interested in learning from us (surely that means we are very important and smart - if others want to study us and everything we know, right?), yet we don't take as much - or more - interest in learning from them or asking ourselves uncomfortable questions, such as: "why is the student always teaching the teacher?"... and most worryingly, we see voices of reason, desperately scrambling to wake us up - as party-pooping troublemakers. Quite depressing, but I digress.. Ali, your argument on state capture suggests a limited understanding on how state capture comes about or what really it is (see links #8-15). Essentially you are contradicting yourself because it is good (uncorrupted) public-interest regulations, strong government institutions (not beholden to a few private interests) and a socio-political commitment to fair and sensible rules - motivated by public-interest - that minimize the risk of state capture. State capture is enabled by corruption, unchecked corporate power and corporate lobbying against public interest, which leads to regulatory (and market) failure e.g. due to bad laws that have loopholes purposefully designed in to them - or good laws getting blocked from enactment. I urge you to read more on the topic if you are interested in it (there are some good links below that you can start with) to gain a better understanding so you can offer more robust arguments/rebuttals without unwittingly demolishing or contradicting your main argument. Have a great evening. Brgd,Patrick Patrick A. M. Maina[Cross-domain Innovator | Independent Public Policy Analyst - Indigenous Innovations] Links / References: 1. Understanding Network Effects https://saylordotorg.github.io/text_information-systems-a-managers-guide-to… 2. The Dangers of Platform Monopolies https://knowledge.insead.edu/blog/insead-blog/the-dangers-of-platform-monop… 3. UNCTAD: Why competition and consumer protection matter https://unctad.org/en/Pages/DITC/CompetitionLaw/why-competition-matters.aspx 4. Apr. 2016: MIT News: How network effects hurt economieshttp://news.mit.edu/2016/network-effects-hurt-economies-0406 5. Regulating Anticompetitive Behavior – Principles of Economics https://opentextbc.ca/principlesofeconomics/chapter/11-2-regulating-anticom… 6. Monopolies are Destroying our Economy (US centric - but contains valuable insights) https://intpolicydigest.org/2018/05/23/monopolies-are-destroying-our-econom… 7. Apr. 2019: IMF warns that tech giants stifle innovation and threaten stability https://www.theguardian.com/business/2019/apr/03/imf-warns-that-tech-giants… 8. 2017: UN Speakers Stress Need to Address Exploitation of Africa’s Resources, Urging Paradigm Shift, as Economic and Social Council Concludes Segment | Meetings Coverage and Press Releases https://www.un.org/press/en/2017/ecosoc6831.doc.htm 9. Why the richest continent is the poorest https://edition.cnn.com/2016/04/18/africa/looting-machine-tom-burgis-africa… 10. Culture and social environment in the pre-colonial era http://www.scielo.org.za/scielo.php?script=sci_arttext&pid=S0041-476X200900… 11. Why no African country is truly free or independent - THE AFRICAN COURIER. Reporting Africa and its Diaspora! https://www.theafricancourier.de/opinion-analysis/neo-colonialism-in-africa… 12. Exploiting gullible people is a modern form of mininghttps://www.theguardian.com/lifeandstyle/2015/aug/07/exploiting-gulli… 13. Universities and the “democracy of the gullible” https://en.unesco.org/courier/2018-1/universities-and-democracy-gullible 14. The Age of Gullibility https://www.psychologytoday.com/us/blog/one-among-many/201806/the-age-gulli… 15. The Science Of Gullibility: Why We Get Duped https://www.npr.org/templates/transcript/transcript.php?storyId=99160094 16. Corporations and Regulators: The Game of Influence in Regulatory Capture https://www.researchgate.net/publication/257246830_Corporations_and_Regulat… 17. Corruption, Lobbying and State Capture https://www.researchgate.net/publication/304479012_Corruption_Lobbying_and_… 18. Rent-Seeking and Regulatory Capture https://www.e-education.psu.edu/ebf200/book/export/html/160 On Monday, June 24, 2019, 7:57:38 AM GMT+3, Ali Hussein <ali(a)hussein.me.ke> wrote: Patrick >From the context of this headline, I'm curious to see how Safaricom contributes to your quote below:- "...OK to drive mama mbogas (small vegetable sellers), youth-founded startups, indigenous innovators and other MSMEs out of business, by leveraging legal/regulatory loopholes that allow them to distort market forces using their mass-scale market power. " Whilst I generally agree with your thesis below I think it's fair that when we make such accusations in relation to a specific company we quote specific examples. I'm all for ensuring a level playing field across the board and contend that this is a collective effort of Good Citizenry by corporates (which by the way is good for business long term) and robust but fair policies and regulation by government. The world is full of examples where breaking up companies has never achieved the desired effect of creating a level playing field (Standard Oil is probably the best example. Years later these baby Standard Oils are mostly back together in the form of Exxon Mobil. And by the way, the breakup may have made the Rockefellers even more fabulously wealthy). Rather than breaking up companies, the world should address the elephant in the room. State Capture. Boeing is probably the most current example of how government regulation was completely corrupted by a company, resulting in a colossal loss of life. One of my best examples of how governments can reign in bad players is how the fear of breaking up Microsoft and other tech giants in the 90s contributed to the rise of the current #BigTech companies. Maybe the cycle needs to be repeated? Let me reiterate. I'm in general agreement with your post, I'm just concerned we don't specifically target an organization without specific evidence to back it up. Regards AliHussein Principal AHK & Associates Tel: +254 713 601113 Twitter: @AliHKassim Skype: abu-jomo LinkedIn: http://ke.linkedin.com/in/alihkassim 13th Floor , Delta Towers, Oracle Wing, Chiromo Road, Westlands, Nairobi, Kenya. Any information of a personal nature expressed in this email are purely mine and do not necessarily reflect the official positions of the organizations that I work with. On Sun, Jun 23, 2019 at 1:14 AM Patrick A. M. Maina via kictanet <kictanet(a)lists.kictanet.or.ke> wrote: Fair competition laws are long overdue and should be very welcome because, if properly formulated and implemented, such laws will rapidly stimulate economic growth and create millions of new jobs. An objective observer will agree that there is something fundamentally wrong about billion-dollar-revenue companies operating in poverty-ridden low-income countries that find it OK to drive mama mbogas (small vegetable sellers), youth-founded startups, indigenous innovators and other MSMEs out of business, by leveraging legal/regulatory loopholes that allow them to distort market forces using their mass-scale market power. Instead of celebrating a few concentrated pockets of super-profits - we should be concerned as to why such "stellar" performance does not match the overall sector's competitive landscape (especially if everyone else in the sector is making losses) - as well as, the general state of the rest of the economy. Hopefully the relevant parties in legislature will do the right thing for opportunities-starved wananchi and for the struggling economy by passing fair competition laws (I am also hoping that wananchi, politicians, public interest NGOs and activists will add weight to such beneficial initiatives as/when necessary). There is still room for more to be done, however, especially in the six areas below (which if addressed, will create an environment that is even more conducive for prosperity and growth): 1. Contextualized Intellectual Property Protection: This area needs urgent attention to address rampant theft of IP due to obsolete, non-contextualized laws that favor corporate tyranny and plunder. Compelling data-based evidence (see link #1-2) shows that a laissez faire attitude to IP is a top contributor to poverty and low quality FDI in low income countries. Wealthy nations zealously defend their indigenous IP as a critical economic resource that is part of their national security (equivalent importance to oil, mining and financial sectors). Did you know that the top 10 most valuable companies in the world are IP-based (see link #3) and none of them is in oil / gas /precious stones or minerals? Extraction is no longer the secret to prosperity (in fact it only attracts chaos instead nowadays)! Did you know that Apple, the world's most valuable company overall, does not own a single factory (see link #4)? Apple is an IP and distribution company (not a manufacturer) - it is in the business of selling ideas! This should be very interesting for Africa, the fact that high value ICT corporations can be based on ideas, IP and distribution networks alone. Wake up brothers and sisters. We don't have to build physical factories to plug into the global ecosystem. We just need a good framework for monetizing great ideas! Even if we are to choose the harder 19th/20th Century path of traditional own-factory manufacturing (instead of the easier and more profitable logistics-driven 21st Century alternative) path, a conducive IP protection framework still remains an essential must-have prerequisite. Global clients will need strong credible guarantees that there wont be leakage of their designs / prototypes / proprietary tooling etc. 2. Preventing Deceptive PR and Marketing Practices: Weak regulation/enforcement encourages corporations to engage in deceptive PR campaigns (e.g. fake partnership offers or deceptive innovation "competitions" / "boot-camps" / "demo-day" events whose purpose is to facilitate the theft/plunder of IP. We also have anti-poor / anti-socialcompanies which brazenly deceive the public by masquerading as pro-poor / pro-social via dishonest marketing and CSR.). 3. Fast-tracked MSME friendly dispute resolution: Judiciary should consider a dedicated court to handle and fast-track commercial disputes that involve MSMEs v/s large corporations with affirmative action in favor of MSMEs (e.g. state provides litigation assistance and cushions the MSME from legal fees). Currently corporations use their resource-power to bully and steal from MSMEs because the current legal framework has loopholes which allows corporations to subvert justice (e.g. companies steal BILLIONS by delaying MSME invoices to accumulate debt then they declare bankruptcy. This is theft - plain and simple - but the law does not treat it as such. Other corporations use legal technicalities to unjustly drag court proceeding for years - hoping that litigants will run out of resources or give up even if they have a strong case. These kind of dispute resolution loopholes cause great harm to MSMEs. 4. Anti-Price Gouging regulations: Companies that provide essential services to the public (e.g communication / data / e-money) should not price them exorbitantly in order to exploit the must-have nature of the product. This should especially apply when there is limited / ineffective competition or indicators of cartel-like collusion within an industry. Dominant / monopolistic entities that offer essential services to the public should be compelled to publish their audited pricing methodologies every month in a way that shows the profit margin percentage for each product line (after factoring in scale and piggybacking advantages). 5. Anti-predation, anti-usury laws: I believe there are ongoing efforts in this area. The public should not be enticed into odious debt or induced to take on debt that they cannot manage; and the CRB should not be used as a financial weapon for oppressing the poor or entrenching poverty. Maintaining a record for 5 years after someone has cleared a loan is disproportionately punitive and shows a lack empathy with the ordinary mwananchi's economic struggles. CRB rules are anti-poor and punish people for lack of opportunity and a poor education - i.e. things that are not wholly of their own making, in favor of predatory corporations. The financial sector needs more empathy and less greed. By punitively and unreasonably denying people access to opportunities, they unwittingly limit their own growth potential. 6. Regulating non-profit foundations associated with for-profit companies: to limit conflicts of interest. Many (if not all) of these companies are covert vehicles for corruption, lobbying and influence peddling. They subvert agendas in sectors like education, finance, agriculture and health with the goal of creating new markets for affiliated corporations, winning government tenders or creating rent seeking avenues contrary to public interest. Ultimately the country loses because the net effect is wealth extraction. The left hand gives with a big show, and pompous ceremony where everyone is invited, but then, once the lights and cameras go off, the right hand quietly takes it all back, and then takes a lot more (leading to a net-loss). Economic analysts should start conducting net-effect analysis of charitable/donor activities to confirm the growing sense of awareness across Africa that something is not right with the charity/donor model. How can we receive so much "assistance" and yet we never seem to take off? How can countries that literally know everything important that happens within our territory (even before it happens) be completely inept and clueless when it comes to preventing proceeds of corruption from being laundered in their countries? Their economies benefit greatly from our fatuous practices.. could it be that some of them actually want us to stay corrupt? Food for thought. Modern day monopolies do not have to overtly abuse their dominance in order to damage the economy. Any mass-scale business model that is based on network effects is inherently anti-competitive because it locks-in millions of customers to one brand and its associated platforms or products - thereby severely limiting choice, stifling competition and blocking startups with better solutions from gaining market traction due to gatekeeper-effect (which prevents the rise of new ICT-related industries). This has a cascading effect of blocking TRILLIONS in high quality FDI that would have eventually come in via Venture Capital; it also limits the ability of the economy to create an export market - to beef up foreign reserves; limits the number of high-value formal jobs; reduces opportunities to lower government's reliance on debt for budget support; and suppresses the growth of a healthy middle class that is essential for economic and political stability. Anti-competitive practices also contribute to increased economic hardships for citizens (by limiting opportunities to a few connected individuals) and prevent governments from fulfilling their campaign promises to the people (thereby stirring dissent and political volatility risks). Products from dominant companies are priced using anti-poor (zero empathy) methodologies which makes them disproportionately expensive to the poor who comprise the majority (and who often have to make food v/s airtime decisions on a daily basis). The same companies offer exponentially better value for money to the rich (less than 1% of the population) to whom the discount has minimal life impact and who can afford to pay a premium anyway! Yet these companies brand themselves as pro-poor and pro-wananchi (which is evidence of a loophole in advertising regulations that allows for deceptive PR practices). Having concentrated points of failure in critical applications, like Mobile Money, puts our increasingly digital economy at significant risk. There needs to be innovations that decentralize mobile money and disrupt the current rent-seeking / price gouging model which offers ridiculous and unjust margins to companies that are already wealthy anyway. Money is not a product - even in digital form. Exchange of digital cash should be 100% free, with no rent-seeking intermediaries taking an undeserved "private tax" cut off every transaction; money should serve its proper purpose as an economic store of value and trade enabler. With the right framework, such socially beneficial innovations will have room to emerge. Economies grow when innovative MSMEs are given room to bloom, grow and thrive without being crushed by anti-competitive dinosaurs who themselves had benefited from state protection and preferential regulation when they were startups e.g. telecomms operators initially benefited legal limits on the number of competing mobile operator licenses - which gave them breathing room to reach scale and discover a working business model. Dominant corporations have highly competent teams that (ought to) understand the cyclical nature of markets and innovation. They are therefore not sincere when they play "victim" to block public-interest regulation that would be exceedingly beneficial to the overall economy. A big THANK YOU to all government stakeholders who are committed to doing the right (and smart) things for the economy and for wananchi in general. You are the true heroes that our country needs and your efforts are truly appreciated! Brgds,Patrick. Patrick A. M. Maina[Cross-domain Innovator | Independent Public Policy Analyst - Indigenous Innovations] References / Links: 1. Nunnenkamp P, Spatz J; 2004: Intellectual Property Rights and Foreign Direct Investment: A Disaggregated Analysis https://www.jstor.org/stable/40283951?seq=1#metadata_info_tab_contents 2. Contribution of IP in growth of FDI's in India https://www.lexology.com/library/detail.aspx?g=fa4da9e0-029d-4f0a-9f61-bf42… 3. The World's Most Valuable Brands https://www.forbes.com/powerful-brands/list/ 4. Apple's Supply Chain From the Factory Floor to Retail Stores http://s354933259.onlinehome.us/mhi-blog/apples-supply-chain-factory-floor-… On Saturday, June 22, 2019, 5:08:51 PM GMT+3, Mwendwa Kivuva via kictanet <kictanet(a)lists.kictanet.or.ke> wrote: The Kenya Information and Communications (Amendment) Bill 2019, which is sponsored by Gem MP Elisha Odhiambo, is seeking to compel mobile phone companies to form separate arms to manage any other business they engage in outside telecommunications services. They will also be required to "legally split or separate the telecommunciations business from such other business. Besides separating the revenue streams, telcos will also be required to compensate consumers for dropped calls at the rate of Sh10 for every call dropped for up to three dropped calls a day. https://www.businessdailyafrica.com/news/MPesa-Airtel-Money-set-for-split/5… _______________________________________________ kictanet mailing list kictanet(a)lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/pmaina2000%40yahoo.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications. _______________________________________________ kictanet mailing list kictanet(a)lists.kictanet.or.ke https://lists.kictanet.or.ke/mailman/listinfo/kictanet Twitter: http://twitter.com/kictanet Facebook: https://www.facebook.com/KICTANet/ Unsubscribe or change your options at https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform for people and institutions interested and involved in ICT policy and regulation. The network aims to act as a catalyst for reform in the ICT sector in support of the national aim of ICT enabled growth and development. KICTANetiquette : Adhere to the same standards of acceptable behaviors online that you follow in real life: respect people's times and bandwidth, share knowledge, don't flame or abuse or personalize, respect privacy, do not spam, do not market your wares or qualifications.

1 0

Save the Date: the Kenya Internet Governance Forum 2018 (July 19, 2018)
by Grace Githaiga 25 Jun '19

25 Jun '19

Listers Greetings! This is to let you know that the Kenya Internet Governance Forum 2018 is planned to take place on Thursday July 19, 2018. I will send a call shortly to invite volunteers to help in organizing the forum. The organising committee lead by Victor Kapiyo (he will Chair for the 2nd term) will share further details on venue, topics, speakers with us as the process evolves. Looking forward to seeing as many of you on that day. Best regards Githaiga, Grace Co-Convenor Kenya ICT Action Network (KICTANet) Twitter:@ggithaiga Tel: 254722701495 Skype: gracegithaiga Alternate email: ggithaiga(a)hotmail.com Linkedin: https://www.linkedin.com/in/gracegithaiga www.kictanet.or.ke "Change only happens when ordinary people get involved, get engaged and come together to demand it. I am asking you to believe. Not in my ability to bring about change – but in yours"---Barrack Obama.

16 19

Safaricom to be compelled to split m-pesa business in new bill
by Mwendwa Kivuva 25 Jun '19

25 Jun '19

The Kenya Information and Communications (Amendment) Bill 2019, which is sponsored by Gem MP Elisha Odhiambo, is seeking to compel mobile phone companies to form separate arms to manage any other business they engage in outside telecommunications services. They will also be required to "legally split or separate the telecommunciations business from such other business. Besides separating the revenue streams, telcos will also be required to compensate consumers for dropped calls at the rate of Sh10 for every call dropped for up to three dropped calls a day. https://www.businessdailyafrica.com/news/MPesa-Airtel-Money-set-for-split/5…

4 5

Re: [kictanet] Fair Competition Laws will Promote Innovation and Reduce Unfair Market Practices
by Jimmy Gitonga 25 Jun '19

25 Jun '19

Greetings Patrick, Thank you for the robust and thoroughly enlightening discussion / writeup. I have been schooled anew. One day, when (not if) Kenya comes out of this period of blatant state capture, you will be of great use to us. Best Regards, Jimmy Gitonga Web Software Design and Development LinkedIn: Jimmy Gitonga | Twitter: @Afrowave ______________________________________ Web: afroshok.com <http://afroshok.com/> > On 24 Jun 2019, at 9:39 PM, kictanet-request(a)lists.kictanet.or.ke wrote: > > From: "Patrick A. M. Maina" <pmaina2000(a)yahoo.com <mailto:[email protected]>> > To: KICTAnet ICT Policy Discussions <kictanet(a)lists.kictanet.or.ke <mailto:[email protected]>>, > Ali Hussein <ali(a)hussein.me.ke <mailto:[email protected]>> > Subject: Re: [kictanet] [Fair Competition Laws will Promote Innovation > and Reduce Unfair Market Practices - the bill is not targeting a > particular company or product] Safaricom to be compelled to split > m-pesa business in new bill > Message-ID: <244168600.1182915.1561401395341(a)mail.yahoo.com <mailto:[email protected]>> > Content-Type: text/plain; charset="utf-8" > > Greetings Ali, and many thanks for your thoughts. > > One key attribute of high value debates is the presence of two (or more) opposing perspectives because diversity of thought often leads to a multi-dimensional understanding of complex issues, which (if leveraged with good intentions) can lead to high quality inputs for policies, strategies, regulations and/or decisions. So I truly welcome and appreciate your counter-perspective and rebuttal efforts. :-) > > Let me start with an African saying made famous by Chinua Achebe: "An elderly person is always uneasy when dry bones are mentioned in a proverb."? > > Perhaps Ali, you can shed more light as to why the name of a particular company - and not any other(s) - came into your mind after reading my general comments about ruthless anti-competitive, anti-poor practices by monopolistic entities. Is there something you have observed or heard about their activities and/or practices? > > Why would public-interest regulation be interpreted as targeting specific companies - unless it is some kind of admission or assertion that those companies could indeed be acting (or causing negative externalities) against public interest? > > Retrogressive externalities could be an unforeseen and/or unintentional by-product of a sub-optimized network-effects success model and poor economic master-planning (see links #1-7). Furthermore corporations, in different parts of the world, have also been known for purposeful malevolent activities when they fear of competition/disruption especially when operating within a? weak / outdated institutional / antitrust framework. Specifics would need to be studied on a case by case basis. > > Have you considered the timing of the bill (in context of recent industry developments)? The proposed rules could actually *benefit* the very local corporate entities that would supposedly be motivated to resist them. In the global scale, our "tech giants" are like MSMEs and they get to be on the receiving end of mega-scale cross-border corporate tyranny. > > There is an interesting story of certain well known CEO's visit to Africa. A lot of people thought he was coming to look for investment opportunities and they cheerfully welcomed him (full VVIP+ treatment), took him on tours, demoed innovations, snapped selfies and eagerly answered his questions - hoping to dazzle, awe and impress him. Kumbe he was on a mission to gather economic intelligence - and he openly stated so (meaning you can't claim illegality) - leaving people to form their own self-deluded conclusions as to why he was doing it. Several years later, his company launches a product that will directly compete with ours at an unprecedented game-changing scale! There are so many stories like this in Africa, the script remains the same, only the actors, props and victims keep changing. > > It is quite embarrassing just how easy we make it for others to *repeatedly* plunder our ideas/insights or compete with us unfairly - to our own collective detriment - yet we always speak of a "knowledge economy" without taking time to understand what that *really* means. > > "Fool me once, shame on you; fool me twice, shame on me." - old proverb. > > Africa's centuries-old commitment to gullibility and ignorance is unparalleled and quite disturbing (see links #8-15). We are among the very few (if not the only) modern-day societies that never seem to learn from history. We welcome plunderers / economic spies with pomp, ceremony and color, and we happily give them everything they need to subjugate and impoverish us. Like little children, we accept sweet words as proof of benevolent intent and our shallow vanity makes us take pride that everyone is interested in learning from us (surely that means we are very important and smart - if others want to study us and everything we know, right?), yet we don't take as much - or more - interest in learning from them or asking ourselves uncomfortable questions, such as: "why is the student always teaching the teacher?"... and most worryingly, we see voices of reason, desperately scrambling to wake us up - as party-pooping troublemakers. Quite depressing, but I digress.. > > Ali, your argument on state capture suggests a limited understanding on how state capture comes about or what really it is (see links #8-15). Essentially you are contradicting yourself because it is good (uncorrupted) public-interest regulations, strong government institutions (not beholden to a few private interests) and a socio-political commitment to fair and sensible rules - motivated by public-interest? - that minimize the risk of state capture. > > State capture is enabled by corruption, unchecked corporate power and corporate lobbying against public interest, which leads to regulatory (and market) failure e.g. due to bad laws that have loopholes purposefully designed in to them - or good laws getting blocked from enactment. > > I urge you to read more on the topic if you are interested in it (there are some good links below that you can start with) to gain a better understanding so you can offer more robust arguments/rebuttals without unwittingly demolishing or contradicting your main argument. > Have a great evening. > > Brgd,Patrick > > Patrick A. M. Maina[Cross-domain Innovator | Independent Public Policy Analyst - Indigenous Innovations] > Links / References:

2 1

Fwd: [Internet Policy] Is Facebook's proposed cryptocurrency a bad idea?
by Barrack Otieno 20 Jun '19

20 Jun '19

Listers, Might be of interest. Regards ---------- Forwarded message --------- From: Richard Hill via InternetPolicy <internetpolicy(a)elists.isoc.org> Date: Thu, Jun 20, 2019 at 9:43 AM Subject: [Internet Policy] Is Facebook's proposed cryptocurrency a bad idea? To: <internetpolicy(a)elists.isoc.org> Here is the white paper explaining Facebook’s cryptocurrency: https://libra.org/en-US/white-paper/. Here is an article criticising it: https://www.nytimes.com/2019/06/19/opinion/facebook-currency-libra.html : ‘Launching a Global Currency Is a Bold, Bad Move for Facebook The way we structure money and payments is a question for democratic institutions, not technology companies. *By Matt Stoller* Mr. Stoller is a fellow at the Open Markets Institute. · June 19, 2019 · _______________________________________________ To manage your Internet Society subscriptions or unsubscribe, log into the Member Portal at https://admin.internetsociety.org/622619/User/Login and go to the Interests tab within your profile. - View the Internet Society Code of Conduct: https://www.internetsociety.org/become-a-member/code-of-conduct/ -- Barrack O. Otieno +254721325277 +254733206359 Skype: barrack.otieno PGP ID: 0x2611D86A

2 1

Call for volunteers- 2019 KeSIG steering committee
by Grace Bomu 20 Jun '19

20 Jun '19

Afternoon listers, KICTANet wishes to invite volunteers to the steering committee of the Kenya School of Internet Governance (KeSIG). Now in its fourth edition, KeSIG takes place prior to the Kenya IGF, with the aim of introducing beginners in internet governance to basic concepts in internet policy making. This is with the goal of creating and increasing the available expertise for participation in local and global internet governance processes. KeSIG is slotted for 29th to 31st July 2019. Please write to info(a)kictanet.or.ke , with the subject *2019 KeSIG steering committee* if interested in collaboratively organising the school, explaining your interest. Membership to the team is on volunteer basis and we aim to have representation of diverse groups. Find more information on KeSIG <https://kigf.or.ke/kesig/> here. KeSIG Steering Team TORs <https://docs.google.com/document/d/1-TzXUlOI6gIeTK4_fhpzanb6Y8Y-B1rmibSEFfG…> Looking forward to collaboration, Grace B -- Grace Mutung'u Skype: gracebomu @Bomu PGP ID : 0x33A3450F

1 0