April 2022 - KICTANet

Re: [kictanet] KICTANet Digest, Vol 170, Issue 29
by Adrian Teri 13 Apr '22

13 Apr '22

Good day Ali, You stated M-Pesa is a bank but I digress. Let's wait and see what tomorrow brings on the fuel crisis with GOK having outstanding payments of KES ~14.5B to OMCs and most likely sharp price increases from the scrap of the subsidy all together. On a light note - Mpesa doesn't need a banking license. It's already a > bank! whether they admit it or not. There is an English saying that goes - > If it walks like a duck and quacks like a duck, then it is likely that it > is a duck! 😅 > Regards, Adrian Teri ---------- Forwarded message ---------- > From: Ali Hussein <ali(a)hussein.me.ke> > To: Adrian Teri <adriateri(a)gmail.com> > Cc: "Kenya's premier ICT Policy engagement platform" < > kictanet(a)lists.kictanet.or.ke> > Bcc: > Date: Wed, 13 Apr 2022 14:44:32 +0300 > Subject: Re: [kictanet] KICTANet Digest, Vol 170, Issue 24 > Adrian > > I'm going to try and see if I can explain a few things for you and others > that may think that Mpesa is some magical thingi and the greatest Houdini > in the financial world. 😅 > > *1. Adrian:* It might quack like a duck but the holy grail is the ability > to create currency out of thin air via lending. m-pesa is a mobile money > service. In addition, why do they need CBA which became NCBA for m-shwari > (A deposits and loan facility)? Also with KCB and the former for Fuliza(An > overdraft facility)? Lastly, why does #Saf operate under a special license > from the CBK, unlike the rest who have banking sector charters? > > *Answer:* Whatever money you have in your Mpesa account is > mirrored accurately in some custodial accounts in a bank (in this case KCB > and NCBA). Mpesa is a bank in as much as the tech powers mobile money and > mobile banking for banks. However, it is NOT A BANK in the traditional > manner therefore it CAN NOT lend money or accept deposits hence the > partnership with NCBA (for Mshwari) and KCB (for KCB Mpesa). Borrowing and > lending are a function of a bank whose regulator in Kenya is the Central > Bank of Kenya. Mpesa on the other hand has a PSP (Payment Service > Provider) <http://goog_1756310681>License. > <https://www.centralbank.go.ke/wp-content/uploads/2020/06/Payment-Service-Pr…> > from the CBK. > > 2. Adrian: The surprise is how this moat has been built under the noses of > traditional banks. The unbanked will be now banked and I don't see a reason > for the CBK to refuse such a proposition for financial inclusion and better > visibility of what is commonly phrased as "Kenya's hidden economy". > > *Answer: *You are absolutely correct in this observation. Banks across > Africa have been caught napping. The Mobile Money space, however, is > entering dangerous ground from the face of it. Mpesa now has a 99.5% market > share of the market. On the face of it. If you dig deeper, however, you > will find that despite Mpesa's phenomenal success, cash is still king in > Kenya. > <https://www.the-star.co.ke/business/kenya/2019-08-19-cash-payment-still-kin…> So > instead of competitors complaining let them go and convert the remaining > customers into Mobile Money users. > > 3. Developments I have seen today across the continent - *https://www.businessdailyafrica.com/bd/corporate/companies/south-african-telco-mtn-gets-approval-to-open-a-bank-in-nigeria-3779704 > <https://www.businessdailyafrica.com/bd/corporate/companies/south-african-te…>* > > *Answer*: True. In Nigeria however, they took the India Model. The > Payment Service Banks are not true banks. They are just glorified, Mobile > Money Operators. :-) See below:- > > MTN granted a PSB License by the Central Bank of Nigeria > <https://www.linkedin.com/posts/alihkassim_mpesa-momo-mpesa-activity-6919287…> > > > > *Ali Hussein* > > Fintech | Digital Transformation > > > Tel: +254 713 601113 > > Twitter: @AliHKassim > > Skype: abu-jomo > > LinkedIn: http://ke.linkedin.com/in/alihkassim > <http://ke.linkedin.com/in/alihkassim> > > > > > Any information of a personal nature expressed in this email are purely > mine and do not necessarily reflect the official positions of the > organizations that I work with. > > > On Tue, Apr 12, 2022 at 11:14 PM Adrian Teri <adriateri(a)gmail.com> wrote: > >> Good day Ali, >> >> Surprised you haven't watched this piece by #KTNNews. >> >> *https://youtu.be/5nG2Dq_GuFE <https://youtu.be/5nG2Dq_GuFE>* >> >> It might quack like a duck but the holy grail is the ability to create >> currency out of thin air via lending. m-pesa is a mobile money service. In >> addition, why do they need CBA which became NCBA for m-shwari(A deposits >> and loan facility)? Also with KCB and the former for Fuliza(An overdraft >> facility)? Lastly, why does #Saf operate under a special licence from the >> CBK unlike the rest who have banking sector charters? >> >> The surprise is how this moat has been built under the noses of >> traditional banks. The unbanked will be now banked and I don't see a reason >> for the CBK to refuse such a proposition for financial inclusion and better >> visibility to what is commonly phrased as "Kenya's hidden economy". >> >> Developments I have seen today across the continent - *https://www.businessdailyafrica.com/bd/corporate/companies/south-african-telco-mtn-gets-approval-to-open-a-bank-in-nigeria-3779704 >> <https://www.businessdailyafrica.com/bd/corporate/companies/south-african-te…>* >> >> I have been saying the following 3 things for some time though in shorter >> prose and pple don't seem to get them*. *Each can span a hearty >> afternoon's conversation ... >> >> *"Gov'ts, especially federal/national ones, don't need taxes to fund >> spending. In fact, spending comes first then taxes are coerced and >> collected later! Paper notes are burnt and coins restamped!"* >> >> >> * &&* >> >> *"Banks don't lend deposits, It's reserves! *They need them to balance >> their books & comply with the law! The Money Multiplier myth is moot as >> loans create deposits.The conversation delves much deeper but The sole & >> meaningful issuer of currency is the gov't and its designated >> agents(Central Banks) who create money when they spend. They are a literal >> monopoly of a nation's currency!*"* >> >> * &&* >> >> *"The gov't is neither a private company, household nor an individual. >> Stop dumbing down economic discussions with such analogies/examples!"* >> >> >> Regards, >> Adrian Teri >> >> >> On Tue, 12 Apr 2022 at 15:59, <kictanet-request(a)lists.kictanet.or.ke> >> wrote: >> >>> Send KICTANet mailing list submissions to >>> kictanet(a)lists.kictanet.or.ke >>> >>> To subscribe or unsubscribe via the World Wide Web, visit >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> or, via email, send a message with subject or body 'help' to >>> kictanet-request(a)lists.kictanet.or.ke >>> >>> You can reach the person managing the list at >>> kictanet-owner(a)lists.kictanet.or.ke >>> >>> When replying, please edit your Subject line so it is more specific >>> than "Re: Contents of KICTANet digest..." >>> Today's Topics: >>> >>> 1. Re: KICTANet Digest, Vol 170, Issue 17 (Ali Hussein) >>> >>> >>> >>> ---------- Forwarded message ---------- >>> From: Ali Hussein <ali(a)hussein.me.ke> >>> To: "Kenya's premier ICT Policy engagement platform" < >>> kictanet(a)lists.kictanet.or.ke> >>> Cc: Adrian Teri <adriateri(a)gmail.com> >>> Bcc: >>> Date: Tue, 12 Apr 2022 15:57:34 +0300 >>> Subject: Re: [kictanet] KICTANet Digest, Vol 170, Issue 17 >>> Adrian >>> >>> Just curious about your statement below:- >>> >>> *"...but It's apparent even from MJ's interview with #KTNNews that >>> m-pesa is seeking to transition to be a fully-fledged bank."* end >>> quote. >>> >>> Could you kindly give us some more information on this? Where did you >>> get this idea from? And if you have it, could you share MJ's clip on this >>> particular subject? >>> >>> My understanding about banking licensing is that you don't start >>> collecting customer information before you are authorized to do so. >>> Generally, prudential guidelines are very strict on this. >>> >>> On a light note - Mpesa doesn't need a banking license. It's already a >>> bank! whether they admit it or not. There is an English saying that goes - >>> If it walks like a duck and quacks like a duck, then it is likely that >>> it is a duck! 😅 >>> >>> >>> *Ali Hussein* >>> >>> Fintech | Digital Transformation >>> >>> >>> Tel: +254 713 601113 >>> >>> Twitter: @AliHKassim >>> >>> Skype: abu-jomo >>> >>> LinkedIn: http://ke.linkedin.com/in/alihkassim >>> <http://ke.linkedin.com/in/alihkassim> >>> >>> >>> >>> >>> Any information of a personal nature expressed in this email are purely >>> mine and do not necessarily reflect the official positions of the >>> organizations that I work with. >>> >>> >>> On Tue, Apr 12, 2022 at 3:29 PM Adrian Teri via KICTANet < >>> kictanet(a)lists.kictanet.or.ke> wrote: >>> >>>> Seems like #Saf suffers from the same ailments like GOK in >>>> communicating effectively? Or were they taking advantage of the situation >>>> as citizens fear gov't? The Chief of Risk Management & Security at #Saf >>>> points to enhancing security but It's apparent even from MJ's interview >>>> with #KTNNews that m-pesa is seeking to transition to be a fully fledged >>>> bank. >>>> >>>> >>>> https://www.businessdailyafrica.com/bd/videos/sim-card-registration-why-saf… >>>> >>>> Regards, >>>> Adrian Teri >>>> >>>> >>>> ---------- Forwarded message ---------- >>>>> From: Adrian Teri <adriateri(a)gmail.com> >>>>> To: "Kenya's premier ICT Policy engagement platform" < >>>>> kictanet(a)lists.kictanet.or.ke> >>>>> Cc: >>>>> Bcc: >>>>> Date: Sun, 10 Apr 2022 13:07:04 +0300 >>>>> Subject: Re: [kictanet] KICTANet Digest, Vol 170, Issue 11 >>>>> Good day all, >>>>> >>>>> There is something remiss and I see it unravelling rather quickly and >>>>> badly. The CA is a gov't commission, essentially a creature of GoK. What's >>>>> the purpose of Huduma namba while one still pays a facilitation fee of >>>>> 1,050/= for numerous services in ecitizen only for them to collect the same >>>>> data they did for the mass registration of huduma namba(fingerprints, photo >>>>> and I even think an e signature was part of it too)? A Déjà vu to the >>>>> Huduma Namba exercise where the gov't was simply unable to communicate that >>>>> were upgrading our IDs from biographic to biometrics? >>>>> >>>>> Why waste productive capacity and man hours to duplicate data multiple >>>>> times? Are your fingerprints & birth certificate changing? And even in >>>>> aspects that do like your area of residence, contact details, marital >>>>> status, assets etc. if there are 2 or more institutions requiring such info >>>>> will you continue to trudge across all of them to update your details? >>>>> >>>>> I do believe the CA has technical people and in IT we know you can >>>>> design an IDP or SSO-like system where you centralize(Just like the Huduma >>>>> namba's aka "single source of truth") storage and management of your user's >>>>> digital identities. In this analogy it would be a gov't institution/corp >>>>> asserting you are who you claim to be(authentication). >>>>> >>>>> Regards, >>>>> Adrian Teri >>>>> >>>>> >>>>> >>>>> ---------- Forwarded message ---------- >>>>>> From: Mwendwa Kivuva <Kivuva(a)transworldafrica.com> >>>>>> To: "Kenya's premier ICT Policy engagement platform" < >>>>>> kictanet(a)lists.kictanet.or.ke> >>>>>> Cc: >>>>>> Bcc: >>>>>> Date: Fri, 8 Apr 2022 21:07:03 +0300 >>>>>> Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, >>>>>> 2019 >>>>>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>>>>>> Gobsmaked in deed 💯 >>>>>>> >>>>>>> The CA has finally stated today that kica SIM registration regs does >>>>>>> not require photo of subscriber to be taken >>>>>>> >>>>>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>>>>> >>>>>> >>>>>> >>>>>> Meaning then if you ever registered, you will not need to >>>>>> re-register. Because photograph was the only missing link that was never >>>>>> taken in previous initial registration >>>>>> >>>>>> >>>>>> >>>>>> ---------- Forwarded message ---------- >>>>>> From: Kathy Mwai <kathymwai(a)gmail.com> >>>>>> To: "Kenya's premier ICT Policy engagement platform" < >>>>>> kictanet(a)lists.kictanet.or.ke> >>>>>> Cc: >>>>>> Bcc: >>>>>> Date: Fri, 8 Apr 2022 21:47:46 +0300 >>>>>> Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, >>>>>> 2019 >>>>>> @Mwendwa, apparently there's an electronic signature as well. I >>>>>> called Safaricom earlier this is what they told me: They will scan the ID, >>>>>> take a passport photo, and electronic signature 🤔 >>>>>> >>>>>> On Fri, 8 Apr 2022 at 21:08, Mwendwa Kivuva via KICTANet < >>>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>>>>>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>>>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>>>> >>>>>>>> Gobsmaked in deed 💯 >>>>>>>> >>>>>>>> The CA has finally stated today that kica SIM registration regs >>>>>>>> does not require photo of subscriber to be taken >>>>>>>> >>>>>>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>>>>>> >>>>>>> >>>>>>> >>>>>>> Meaning then if you ever registered, you will not need to >>>>>>> re-register. Because photograph was the only missing link that was never >>>>>>> taken in previous initial registration >>>>>>> _______________________________________________ >>>>>>> KICTANet mailing list >>>>>>> KICTANet(a)lists.kictanet.or.ke >>>>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>>> Twitter: http://twitter.com/kictanet >>>>>>> Facebook: https://www.facebook.com/KICTANet/ >>>>>>> >>>>>>> Unsubscribe or change your options at >>>>>>> https://lists.kictanet.or.ke/mailman/options/kictanet/kathymwai%40gmail.com >>>>>>> >>>>>>> >>>>>>> KICTANet is a multi-stakeholder Think Tank for people and >>>>>>> institutions interested and involved in ICT policy and regulation. KICTANet >>>>>>> is a catalyst for reform in the Information and Communication Technology >>>>>>> sector. Its work is guided by four pillars of Policy Advocacy, Capacity >>>>>>> Building, Research, and Stakeholder Engagement. >>>>>>> >>>>>>> KICTANetiquette : Adhere to the same standards of acceptable >>>>>>> behaviors online that you follow in real life: respect people's times and >>>>>>> bandwidth, share knowledge, don't flame or abuse or personalize, respect >>>>>>> privacy, do not spam, do not market your wares or qualifications. >>>>>>> >>>>>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>>>>> engagement platform. >>>>>>> >>>>>> >>>>>> >>>>>> -- >>>>>> *Dream and Your Dreams Will Fall Short <kathymwai(a)gmail.com>...* >>>>>> >>>>>> _______________________________________________ >>>>>> KICTANet mailing list >>>>>> KICTANet(a)lists.kictanet.or.ke >>>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> >>>>> >>>>> >>>>> “The Communications Authority did not order the telecommunications >>>>>> companies to register all SIM card holders afresh,” Chiloba exclusively >>>>>> told *The Standard.* >>>>>> >>>>>> >>>>>> *Chiloba said the telecommunications companies that asked all Kenyans >>>>>> to re-register their lines, were “overzealous”, saying: “That’s not what we >>>>>> asked them to do.”* >>>>>> >>>>>> >>>>>> *The Director-General says the mobile service providers opted for a >>>>>> knee-jerk reaction after CA demanded that all the service providers must >>>>>> provide updated lists of all their registered customers by April 15, 2022.* >>>>>> >>>>>> On Sat, Apr 9, 2022 at 12:19 AM Gachungi, Lydia via KICTANet < >>>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>>> >>>>>>> Good people, so what is the current position?. Asking from Addis and >>>>>>> wondering since my sim card was already registered and when I dial *106# it >>>>>>> verifies I am registered, do I need to re-register? >>>>>>> >>>>>>> >>>>>>> >>>>>>> Kind regards >>>>>>> >>>>>>> >>>>>>> >>>>>>> Lydia >>>>>>> >>>>>>> >>>>>>> >>>>>>> *From:* KICTANet <kictanet-bounces+l.gachungi= >>>>>>> unesco.org(a)lists.kictanet.or.ke> *On Behalf Of *Mwendwa Kivuva via >>>>>>> KICTANet >>>>>>> *Sent:* 08 April 2022 21:07 >>>>>>> *To:* Gachungi, Lydia <l.gachungi(a)unesco.org> >>>>>>> *Cc:* Mwendwa Kivuva <Kivuva(a)transworldafrica.com> >>>>>>> *Subject:* Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION >>>>>>> ACT, 2019 >>>>>>> >>>>>>> >>>>>>> >>>>>>> CAUTION: This email is external from UNESCO. Please be vigilant on >>>>>>> its sender and content. ATTENTION : Cet e-mail est externe à >>>>>>> l'UNESCO. Soyez vigilant sur son expéditeur et contenu. >>>>>>> >>>>>>> >>>>>>> >>>>>>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>>>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>>>> >>>>>>> Gobsmaked in deed 💯 >>>>>>> >>>>>>> >>>>>>> >>>>>>> The CA has finally stated today that kica SIM registration regs does >>>>>>> not require photo of subscriber to be taken >>>>>>> >>>>>>> >>>>>>> >>>>>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> Meaning then if you ever registered, you will not need to >>>>>>> re-register. Because photograph was the only missing link that was never >>>>>>> taken in previous initial registration >>>>>>> _______________________________________________ >>>>>>> KICTANet mailing list >>>>>>> KICTANet(a)lists.kictanet.or.ke >>>>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>>> Twitter: http://twitter.com/kictanet >>>>>>> Facebook: https://www.facebook.com/KICTANet/ >>>>>>> >>>>>>> Unsubscribe or change your options at >>>>>>> https://lists.kictanet.or.ke/mailman/options/kictanet/ggithaiga%40kictanet.… >>>>>>> >>>>>>> >>>>>>> KICTANet is a multi-stakeholder Think Tank for people and >>>>>>> institutions interested and involved in ICT policy and regulation. KICTANet >>>>>>> is a catalyst for reform in the Information and Communication Technology >>>>>>> sector. Its work is guided by four pillars of Policy Advocacy, Capacity >>>>>>> Building, Research, and Stakeholder Engagement. >>>>>>> >>>>>>> KICTANetiquette : Adhere to the same standards of acceptable >>>>>>> behaviors online that you follow in real life: respect people's times and >>>>>>> bandwidth, share knowledge, don't flame or abuse or personalize, respect >>>>>>> privacy, do not spam, do not market your wares or qualifications. >>>>>>> >>>>>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>>>>> engagement platform. >>>>>>> >>>>>> >>>>>> >>>>>> -- >>>>>> Grace Githaiga >>>>>> KICTANet Convenor >>>>>> >>>>>> KICTANet portals >>>>>> KICTANet.or.ke <https://kictanet.or.ke/> | Twitter >>>>>> <https://twitter.com/kictanet> | LinkedIn >>>>>> <https://www.linkedin.com/company/18428106/admin/> | Facebook >>>>>> <https://www.facebook.com/KICTANet/> >>>>>> _______________________________________________ >>>>>> KICTANet mailing list >>>>>> KICTANet(a)lists.kictanet.or.ke >>>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>>> Twitter: http://twitter.com/kictanet >>>>>> Facebook: https://www.facebook.com/KICTANet/ >>>>>> >>>>>> Unsubscribe or change your options at >>>>>> https://lists.kictanet.or.ke/mailman/options/kictanet/josiah.mugambi%40gmai… >>>>>> >>>>>> >>>>>> KICTANet is a multi-stakeholder Think Tank for people and >>>>>> institutions interested and involved in ICT policy and regulation. KICTANet >>>>>> is a catalyst for reform in the Information and Communication Technology >>>>>> sector. Its work is guided by four pillars of Policy Advocacy, Capacity >>>>>> Building, Research, and Stakeholder Engagement. >>>>>> >>>>>> KICTANetiquette : Adhere to the same standards of acceptable >>>>>> behaviors online that you follow in real life: respect people's times and >>>>>> bandwidth, share knowledge, don't flame or abuse or personalize, respect >>>>>> privacy, do not spam, do not market your wares or qualifications. >>>>>> >>>>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>>>> engagement platform. >>>>>> >>>>> >>>>> >>>>> -- >>>>> Josiah Mugambi >>>>> _______________________________________________ >>>>> KICTANet mailing list >>>>> KICTANet(a)lists.kictanet.or.ke >>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>> >>>> _______________________________________________ >>>> KICTANet mailing list >>>> KICTANet(a)lists.kictanet.or.ke >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>> Twitter: http://twitter.com/kictanet >>>> Facebook: https://www.facebook.com/KICTANet/ >>>> >>>> Unsubscribe or change your options at >>>> https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >>>> >>>> >>>> KICTANet is a multi-stakeholder Think Tank for people and institutions >>>> interested and involved in ICT policy and regulation. KICTANet is a >>>> catalyst for reform in the Information and Communication Technology sector. >>>> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >>>> Research, and Stakeholder Engagement. >>>> >>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors >>>> online that you follow in real life: respect people's times and bandwidth, >>>> share knowledge, don't flame or abuse or personalize, respect privacy, do >>>> not spam, do not market your wares or qualifications. >>>> >>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>> engagement platform. >>>> >>> _______________________________________________ >>> KICTANet mailing list >>> KICTANet(a)lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> >> _______________________________________________ > KICTANet mailing list > KICTANet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet >

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Re: [kictanet] KICTANet Digest, Vol 170, Issue 24
by Adrian Teri 13 Apr '22

13 Apr '22

Good day Ali, Surprised you haven't watched this piece by #KTNNews. *https://youtu.be/5nG2Dq_GuFE <https://youtu.be/5nG2Dq_GuFE>* It might quack like a duck but the holy grail is the ability to create currency out of thin air via lending. m-pesa is a mobile money service. In addition, why do they need CBA which became NCBA for m-shwari(A deposits and loan facility)? Also with KCB and the former for Fuliza(An overdraft facility)? Lastly, why does #Saf operate under a special licence from the CBK unlike the rest who have banking sector charters? The surprise is how this moat has been built under the noses of traditional banks. The unbanked will be now banked and I don't see a reason for the CBK to refuse such a proposition for financial inclusion and better visibility to what is commonly phrased as "Kenya's hidden economy". Developments I have seen today across the continent - *https://www.businessdailyafrica.com/bd/corporate/companies/south-african-telco-mtn-gets-approval-to-open-a-bank-in-nigeria-3779704 <https://www.businessdailyafrica.com/bd/corporate/companies/south-african-te…>* I have been saying the following 3 things for some time though in shorter prose and pple don't seem to get them*. *Each can span a hearty afternoon's conversation ... *"Gov'ts, especially federal/national ones, don't need taxes to fund spending. In fact, spending comes first then taxes are coerced and collected later! Paper notes are burnt and coins restamped!"* * &&* *"Banks don't lend deposits, It's reserves! *They need them to balance their books & comply with the law! The Money Multiplier myth is moot as loans create deposits.The conversation delves much deeper but The sole & meaningful issuer of currency is the gov't and its designated agents(Central Banks) who create money when they spend. They are a literal monopoly of a nation's currency!*"* * &&* *"The gov't is neither a private company, household nor an individual. Stop dumbing down economic discussions with such analogies/examples!"* Regards, Adrian Teri On Tue, 12 Apr 2022 at 15:59, <kictanet-request(a)lists.kictanet.or.ke> wrote: > Send KICTANet mailing list submissions to > kictanet(a)lists.kictanet.or.ke > > To subscribe or unsubscribe via the World Wide Web, visit > https://lists.kictanet.or.ke/mailman/listinfo/kictanet > or, via email, send a message with subject or body 'help' to > kictanet-request(a)lists.kictanet.or.ke > > You can reach the person managing the list at > kictanet-owner(a)lists.kictanet.or.ke > > When replying, please edit your Subject line so it is more specific > than "Re: Contents of KICTANet digest..." > Today's Topics: > > 1. Re: KICTANet Digest, Vol 170, Issue 17 (Ali Hussein) > > > > ---------- Forwarded message ---------- > From: Ali Hussein <ali(a)hussein.me.ke> > To: "Kenya's premier ICT Policy engagement platform" < > kictanet(a)lists.kictanet.or.ke> > Cc: Adrian Teri <adriateri(a)gmail.com> > Bcc: > Date: Tue, 12 Apr 2022 15:57:34 +0300 > Subject: Re: [kictanet] KICTANet Digest, Vol 170, Issue 17 > Adrian > > Just curious about your statement below:- > > *"...but It's apparent even from MJ's interview with #KTNNews that m-pesa > is seeking to transition to be a fully-fledged bank."* end quote. > > Could you kindly give us some more information on this? Where did you get > this idea from? And if you have it, could you share MJ's clip on this > particular subject? > > My understanding about banking licensing is that you don't start > collecting customer information before you are authorized to do so. > Generally, prudential guidelines are very strict on this. > > On a light note - Mpesa doesn't need a banking license. It's already a > bank! whether they admit it or not. There is an English saying that goes - > If it walks like a duck and quacks like a duck, then it is likely that it > is a duck! 😅 > > > *Ali Hussein* > > Fintech | Digital Transformation > > > Tel: +254 713 601113 > > Twitter: @AliHKassim > > Skype: abu-jomo > > LinkedIn: http://ke.linkedin.com/in/alihkassim > <http://ke.linkedin.com/in/alihkassim> > > > > > Any information of a personal nature expressed in this email are purely > mine and do not necessarily reflect the official positions of the > organizations that I work with. > > > On Tue, Apr 12, 2022 at 3:29 PM Adrian Teri via KICTANet < > kictanet(a)lists.kictanet.or.ke> wrote: > >> Seems like #Saf suffers from the same ailments like GOK in communicating >> effectively? Or were they taking advantage of the situation as citizens >> fear gov't? The Chief of Risk Management & Security at #Saf points to >> enhancing security but It's apparent even from MJ's interview with #KTNNews >> that m-pesa is seeking to transition to be a fully fledged bank. >> >> >> https://www.businessdailyafrica.com/bd/videos/sim-card-registration-why-saf… >> >> Regards, >> Adrian Teri >> >> >> ---------- Forwarded message ---------- >>> From: Adrian Teri <adriateri(a)gmail.com> >>> To: "Kenya's premier ICT Policy engagement platform" < >>> kictanet(a)lists.kictanet.or.ke> >>> Cc: >>> Bcc: >>> Date: Sun, 10 Apr 2022 13:07:04 +0300 >>> Subject: Re: [kictanet] KICTANet Digest, Vol 170, Issue 11 >>> Good day all, >>> >>> There is something remiss and I see it unravelling rather quickly and >>> badly. The CA is a gov't commission, essentially a creature of GoK. What's >>> the purpose of Huduma namba while one still pays a facilitation fee of >>> 1,050/= for numerous services in ecitizen only for them to collect the same >>> data they did for the mass registration of huduma namba(fingerprints, photo >>> and I even think an e signature was part of it too)? A Déjà vu to the >>> Huduma Namba exercise where the gov't was simply unable to communicate that >>> were upgrading our IDs from biographic to biometrics? >>> >>> Why waste productive capacity and man hours to duplicate data multiple >>> times? Are your fingerprints & birth certificate changing? And even in >>> aspects that do like your area of residence, contact details, marital >>> status, assets etc. if there are 2 or more institutions requiring such info >>> will you continue to trudge across all of them to update your details? >>> >>> I do believe the CA has technical people and in IT we know you can >>> design an IDP or SSO-like system where you centralize(Just like the Huduma >>> namba's aka "single source of truth") storage and management of your user's >>> digital identities. In this analogy it would be a gov't institution/corp >>> asserting you are who you claim to be(authentication). >>> >>> Regards, >>> Adrian Teri >>> >>> >>> >>> ---------- Forwarded message ---------- >>>> From: Mwendwa Kivuva <Kivuva(a)transworldafrica.com> >>>> To: "Kenya's premier ICT Policy engagement platform" < >>>> kictanet(a)lists.kictanet.or.ke> >>>> Cc: >>>> Bcc: >>>> Date: Fri, 8 Apr 2022 21:07:03 +0300 >>>> Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, >>>> 2019 >>>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>> >>>>> Gobsmaked in deed 💯 >>>>> >>>>> The CA has finally stated today that kica SIM registration regs does >>>>> not require photo of subscriber to be taken >>>>> >>>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>>> >>>> >>>> >>>> Meaning then if you ever registered, you will not need to re-register. >>>> Because photograph was the only missing link that was never taken in >>>> previous initial registration >>>> >>>> >>>> >>>> ---------- Forwarded message ---------- >>>> From: Kathy Mwai <kathymwai(a)gmail.com> >>>> To: "Kenya's premier ICT Policy engagement platform" < >>>> kictanet(a)lists.kictanet.or.ke> >>>> Cc: >>>> Bcc: >>>> Date: Fri, 8 Apr 2022 21:47:46 +0300 >>>> Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, >>>> 2019 >>>> @Mwendwa, apparently there's an electronic signature as well. I called >>>> Safaricom earlier this is what they told me: They will scan the ID, take a >>>> passport photo, and electronic signature 🤔 >>>> >>>> On Fri, 8 Apr 2022 at 21:08, Mwendwa Kivuva via KICTANet < >>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>> >>>>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>> >>>>>> Gobsmaked in deed 💯 >>>>>> >>>>>> The CA has finally stated today that kica SIM registration regs does >>>>>> not require photo of subscriber to be taken >>>>>> >>>>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>>>> >>>>> >>>>> >>>>> Meaning then if you ever registered, you will not need to re-register. >>>>> Because photograph was the only missing link that was never taken in >>>>> previous initial registration >>>>> _______________________________________________ >>>>> KICTANet mailing list >>>>> KICTANet(a)lists.kictanet.or.ke >>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>> Twitter: http://twitter.com/kictanet >>>>> Facebook: https://www.facebook.com/KICTANet/ >>>>> >>>>> Unsubscribe or change your options at >>>>> https://lists.kictanet.or.ke/mailman/options/kictanet/kathymwai%40gmail.com >>>>> >>>>> >>>>> KICTANet is a multi-stakeholder Think Tank for people and institutions >>>>> interested and involved in ICT policy and regulation. KICTANet is a >>>>> catalyst for reform in the Information and Communication Technology sector. >>>>> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >>>>> Research, and Stakeholder Engagement. >>>>> >>>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors >>>>> online that you follow in real life: respect people's times and bandwidth, >>>>> share knowledge, don't flame or abuse or personalize, respect privacy, do >>>>> not spam, do not market your wares or qualifications. >>>>> >>>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>>> engagement platform. >>>>> >>>> >>>> >>>> -- >>>> *Dream and Your Dreams Will Fall Short <kathymwai(a)gmail.com>...* >>>> >>>> _______________________________________________ >>>> KICTANet mailing list >>>> KICTANet(a)lists.kictanet.or.ke >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>> >>> >>> >>> “The Communications Authority did not order the telecommunications >>>> companies to register all SIM card holders afresh,” Chiloba exclusively >>>> told *The Standard.* >>>> >>>> >>>> *Chiloba said the telecommunications companies that asked all Kenyans >>>> to re-register their lines, were “overzealous”, saying: “That’s not what we >>>> asked them to do.”* >>>> >>>> >>>> *The Director-General says the mobile service providers opted for a >>>> knee-jerk reaction after CA demanded that all the service providers must >>>> provide updated lists of all their registered customers by April 15, 2022.* >>>> >>>> On Sat, Apr 9, 2022 at 12:19 AM Gachungi, Lydia via KICTANet < >>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>> >>>>> Good people, so what is the current position?. Asking from Addis and >>>>> wondering since my sim card was already registered and when I dial *106# it >>>>> verifies I am registered, do I need to re-register? >>>>> >>>>> >>>>> >>>>> Kind regards >>>>> >>>>> >>>>> >>>>> Lydia >>>>> >>>>> >>>>> >>>>> *From:* KICTANet <kictanet-bounces+l.gachungi= >>>>> unesco.org(a)lists.kictanet.or.ke> *On Behalf Of *Mwendwa Kivuva via >>>>> KICTANet >>>>> *Sent:* 08 April 2022 21:07 >>>>> *To:* Gachungi, Lydia <l.gachungi(a)unesco.org> >>>>> *Cc:* Mwendwa Kivuva <Kivuva(a)transworldafrica.com> >>>>> *Subject:* Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION >>>>> ACT, 2019 >>>>> >>>>> >>>>> >>>>> CAUTION: This email is external from UNESCO. Please be vigilant on >>>>> its sender and content. ATTENTION : Cet e-mail est externe à >>>>> l'UNESCO. Soyez vigilant sur son expéditeur et contenu. >>>>> >>>>> >>>>> >>>>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>>>> kictanet(a)lists.kictanet.or.ke> wrote: >>>>> >>>>> Gobsmaked in deed 💯 >>>>> >>>>> >>>>> >>>>> The CA has finally stated today that kica SIM registration regs does >>>>> not require photo of subscriber to be taken >>>>> >>>>> >>>>> >>>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> Meaning then if you ever registered, you will not need to re-register. >>>>> Because photograph was the only missing link that was never taken in >>>>> previous initial registration >>>>> _______________________________________________ >>>>> KICTANet mailing list >>>>> KICTANet(a)lists.kictanet.or.ke >>>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>>> Twitter: http://twitter.com/kictanet >>>>> Facebook: https://www.facebook.com/KICTANet/ >>>>> >>>>> Unsubscribe or change your options at >>>>> https://lists.kictanet.or.ke/mailman/options/kictanet/ggithaiga%40kictanet.… >>>>> >>>>> >>>>> KICTANet is a multi-stakeholder Think Tank for people and institutions >>>>> interested and involved in ICT policy and regulation. KICTANet is a >>>>> catalyst for reform in the Information and Communication Technology sector. >>>>> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >>>>> Research, and Stakeholder Engagement. >>>>> >>>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors >>>>> online that you follow in real life: respect people's times and bandwidth, >>>>> share knowledge, don't flame or abuse or personalize, respect privacy, do >>>>> not spam, do not market your wares or qualifications. >>>>> >>>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>>> engagement platform. >>>>> >>>> >>>> >>>> -- >>>> Grace Githaiga >>>> KICTANet Convenor >>>> >>>> KICTANet portals >>>> KICTANet.or.ke <https://kictanet.or.ke/> | Twitter >>>> <https://twitter.com/kictanet> | LinkedIn >>>> <https://www.linkedin.com/company/18428106/admin/> | Facebook >>>> <https://www.facebook.com/KICTANet/> >>>> _______________________________________________ >>>> KICTANet mailing list >>>> KICTANet(a)lists.kictanet.or.ke >>>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>>> Twitter: http://twitter.com/kictanet >>>> Facebook: https://www.facebook.com/KICTANet/ >>>> >>>> Unsubscribe or change your options at >>>> https://lists.kictanet.or.ke/mailman/options/kictanet/josiah.mugambi%40gmai… >>>> >>>> >>>> KICTANet is a multi-stakeholder Think Tank for people and institutions >>>> interested and involved in ICT policy and regulation. KICTANet is a >>>> catalyst for reform in the Information and Communication Technology sector. >>>> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >>>> Research, and Stakeholder Engagement. >>>> >>>> KICTANetiquette : Adhere to the same standards of acceptable behaviors >>>> online that you follow in real life: respect people's times and bandwidth, >>>> share knowledge, don't flame or abuse or personalize, respect privacy, do >>>> not spam, do not market your wares or qualifications. >>>> >>>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>>> engagement platform. >>>> >>> >>> >>> -- >>> Josiah Mugambi >>> _______________________________________________ >>> KICTANet mailing list >>> KICTANet(a)lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> >> _______________________________________________ >> KICTANet mailing list >> KICTANet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> Twitter: http://twitter.com/kictanet >> Facebook: https://www.facebook.com/KICTANet/ >> >> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/info%40alyhussein.com >> >> >> KICTANet is a multi-stakeholder Think Tank for people and institutions >> interested and involved in ICT policy and regulation. KICTANet is a >> catalyst for reform in the Information and Communication Technology sector. >> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >> Research, and Stakeholder Engagement. >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors >> online that you follow in real life: respect people's times and bandwidth, >> share knowledge, don't flame or abuse or personalize, respect privacy, do >> not spam, do not market your wares or qualifications. >> >> KICTANet - The Power of Communities, is Kenya's premier ICT policy >> engagement platform. >> > _______________________________________________ > KICTANet mailing list > KICTANet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet >

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Re: [kictanet] KICTANet Digest, Vol 170, Issue 17
by Adrian Teri 13 Apr '22

13 Apr '22

Seems like #Saf suffers from the same ailments like GOK in communicating effectively? Or were they taking advantage of the situation as citizens fear gov't? The Chief of Risk Management & Security at #Saf points to enhancing security but It's apparent even from MJ's interview with #KTNNews that m-pesa is seeking to transition to be a fully fledged bank. https://www.businessdailyafrica.com/bd/videos/sim-card-registration-why-saf… Regards, Adrian Teri ---------- Forwarded message ---------- > From: Adrian Teri <adriateri(a)gmail.com> > To: "Kenya's premier ICT Policy engagement platform" < > kictanet(a)lists.kictanet.or.ke> > Cc: > Bcc: > Date: Sun, 10 Apr 2022 13:07:04 +0300 > Subject: Re: [kictanet] KICTANet Digest, Vol 170, Issue 11 > Good day all, > > There is something remiss and I see it unravelling rather quickly and > badly. The CA is a gov't commission, essentially a creature of GoK. What's > the purpose of Huduma namba while one still pays a facilitation fee of > 1,050/= for numerous services in ecitizen only for them to collect the same > data they did for the mass registration of huduma namba(fingerprints, photo > and I even think an e signature was part of it too)? A Déjà vu to the > Huduma Namba exercise where the gov't was simply unable to communicate that > were upgrading our IDs from biographic to biometrics? > > Why waste productive capacity and man hours to duplicate data multiple > times? Are your fingerprints & birth certificate changing? And even in > aspects that do like your area of residence, contact details, marital > status, assets etc. if there are 2 or more institutions requiring such info > will you continue to trudge across all of them to update your details? > > I do believe the CA has technical people and in IT we know you can design > an IDP or SSO-like system where you centralize(Just like the Huduma namba's > aka "single source of truth") storage and management of your user's digital > identities. In this analogy it would be a gov't institution/corp asserting > you are who you claim to be(authentication). > > Regards, > Adrian Teri > > > > ---------- Forwarded message ---------- >> From: Mwendwa Kivuva <Kivuva(a)transworldafrica.com> >> To: "Kenya's premier ICT Policy engagement platform" < >> kictanet(a)lists.kictanet.or.ke> >> Cc: >> Bcc: >> Date: Fri, 8 Apr 2022 21:07:03 +0300 >> Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, 2019 >> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >>> Gobsmaked in deed 💯 >>> >>> The CA has finally stated today that kica SIM registration regs does not >>> require photo of subscriber to be taken >>> >>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>> >> >> >> Meaning then if you ever registered, you will not need to re-register. >> Because photograph was the only missing link that was never taken in >> previous initial registration >> >> >> >> ---------- Forwarded message ---------- >> From: Kathy Mwai <kathymwai(a)gmail.com> >> To: "Kenya's premier ICT Policy engagement platform" < >> kictanet(a)lists.kictanet.or.ke> >> Cc: >> Bcc: >> Date: Fri, 8 Apr 2022 21:47:46 +0300 >> Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, 2019 >> @Mwendwa, apparently there's an electronic signature as well. I called >> Safaricom earlier this is what they told me: They will scan the ID, take a >> passport photo, and electronic signature 🤔 >> >> On Fri, 8 Apr 2022 at 21:08, Mwendwa Kivuva via KICTANet < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>> kictanet(a)lists.kictanet.or.ke> wrote: >>> >>>> Gobsmaked in deed 💯 >>>> >>>> The CA has finally stated today that kica SIM registration regs does >>>> not require photo of subscriber to be taken >>>> >>>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>>> >>> >>> >>> Meaning then if you ever registered, you will not need to re-register. >>> Because photograph was the only missing link that was never taken in >>> previous initial registration >>> _______________________________________________ >>> KICTANet mailing list >>> KICTANet(a)lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> Twitter: http://twitter.com/kictanet >>> Facebook: https://www.facebook.com/KICTANet/ >>> >>> Unsubscribe or change your options at >>> https://lists.kictanet.or.ke/mailman/options/kictanet/kathymwai%40gmail.com >>> >>> >>> KICTANet is a multi-stakeholder Think Tank for people and institutions >>> interested and involved in ICT policy and regulation. KICTANet is a >>> catalyst for reform in the Information and Communication Technology sector. >>> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >>> Research, and Stakeholder Engagement. >>> >>> KICTANetiquette : Adhere to the same standards of acceptable behaviors >>> online that you follow in real life: respect people's times and bandwidth, >>> share knowledge, don't flame or abuse or personalize, respect privacy, do >>> not spam, do not market your wares or qualifications. >>> >>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>> engagement platform. >>> >> >> >> -- >> *Dream and Your Dreams Will Fall Short <kathymwai(a)gmail.com>...* >> >> _______________________________________________ >> KICTANet mailing list >> KICTANet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> > > > “The Communications Authority did not order the telecommunications >> companies to register all SIM card holders afresh,” Chiloba exclusively >> told *The Standard.* >> >> >> *Chiloba said the telecommunications companies that asked all Kenyans to >> re-register their lines, were “overzealous”, saying: “That’s not what we >> asked them to do.”* >> >> >> *The Director-General says the mobile service providers opted for a >> knee-jerk reaction after CA demanded that all the service providers must >> provide updated lists of all their registered customers by April 15, 2022.* >> >> On Sat, Apr 9, 2022 at 12:19 AM Gachungi, Lydia via KICTANet < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >>> Good people, so what is the current position?. Asking from Addis and >>> wondering since my sim card was already registered and when I dial *106# it >>> verifies I am registered, do I need to re-register? >>> >>> >>> >>> Kind regards >>> >>> >>> >>> Lydia >>> >>> >>> >>> *From:* KICTANet <kictanet-bounces+l.gachungi= >>> unesco.org(a)lists.kictanet.or.ke> *On Behalf Of *Mwendwa Kivuva via >>> KICTANet >>> *Sent:* 08 April 2022 21:07 >>> *To:* Gachungi, Lydia <l.gachungi(a)unesco.org> >>> *Cc:* Mwendwa Kivuva <Kivuva(a)transworldafrica.com> >>> *Subject:* Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, >>> 2019 >>> >>> >>> >>> CAUTION: This email is external from UNESCO. Please be vigilant on its >>> sender and content. ATTENTION : Cet e-mail est externe à l'UNESCO. >>> Soyez vigilant sur son expéditeur et contenu. >>> >>> >>> >>> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >>> kictanet(a)lists.kictanet.or.ke> wrote: >>> >>> Gobsmaked in deed 💯 >>> >>> >>> >>> The CA has finally stated today that kica SIM registration regs does not >>> require photo of subscriber to be taken >>> >>> >>> >>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>> >>> >>> >>> >>> >>> Meaning then if you ever registered, you will not need to re-register. >>> Because photograph was the only missing link that was never taken in >>> previous initial registration >>> _______________________________________________ >>> KICTANet mailing list >>> KICTANet(a)lists.kictanet.or.ke >>> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >>> Twitter: http://twitter.com/kictanet >>> Facebook: https://www.facebook.com/KICTANet/ >>> >>> Unsubscribe or change your options at >>> https://lists.kictanet.or.ke/mailman/options/kictanet/ggithaiga%40kictanet.… >>> >>> >>> KICTANet is a multi-stakeholder Think Tank for people and institutions >>> interested and involved in ICT policy and regulation. KICTANet is a >>> catalyst for reform in the Information and Communication Technology sector. >>> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >>> Research, and Stakeholder Engagement. >>> >>> KICTANetiquette : Adhere to the same standards of acceptable behaviors >>> online that you follow in real life: respect people's times and bandwidth, >>> share knowledge, don't flame or abuse or personalize, respect privacy, do >>> not spam, do not market your wares or qualifications. >>> >>> KICTANet - The Power of Communities, is Kenya's premier ICT policy >>> engagement platform. >>> >> >> >> -- >> Grace Githaiga >> KICTANet Convenor >> >> KICTANet portals >> KICTANet.or.ke <https://kictanet.or.ke/> | Twitter >> <https://twitter.com/kictanet> | LinkedIn >> <https://www.linkedin.com/company/18428106/admin/> | Facebook >> <https://www.facebook.com/KICTANet/> >> _______________________________________________ >> KICTANet mailing list >> KICTANet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> Twitter: http://twitter.com/kictanet >> Facebook: https://www.facebook.com/KICTANet/ >> >> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/josiah.mugambi%40gmai… >> >> >> KICTANet is a multi-stakeholder Think Tank for people and institutions >> interested and involved in ICT policy and regulation. KICTANet is a >> catalyst for reform in the Information and Communication Technology sector. >> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >> Research, and Stakeholder Engagement. >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors >> online that you follow in real life: respect people's times and bandwidth, >> share knowledge, don't flame or abuse or personalize, respect privacy, do >> not spam, do not market your wares or qualifications. >> >> KICTANet - The Power of Communities, is Kenya's premier ICT policy >> engagement platform. >> > > > -- > Josiah Mugambi > _______________________________________________ > KICTANet mailing list > KICTANet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet >

4 3

Digital Tax set to increase
by Victor Kapiyo 13 Apr '22

13 Apr '22

Kenya plans to double tax on foreign tech giants like Amazon, Netflix, Twitter and PayPal which use the internet to market and sell products, a signal that Nairobi is hardening its stance against the US-backed global minimum rate on multinationals. The Treasury has proposed to increase digital tax service (DST) to three percent of the gross value of online transactions in the financial year starting July from the current 1.5 percent through the Finance Bill 2022. https://www.businessdailyafrica.com/bd/economy/kenya-to-double-tax-on-big-t…

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Re: [kictanet] KICTANet Digest, Vol 170, Issue 11
by Adrian Teri 12 Apr '22

12 Apr '22

Good day all, There is something remiss and I see it unravelling rather quickly and badly. The CA is a gov't commission, essentially a creature of GoK. What's the purpose of Huduma namba while one still pays a facilitation fee of 1,050/= for numerous services in ecitizen only for them to collect the same data they did for the mass registration of huduma namba(fingerprints, photo and I even think an e signature was part of it too)? A Déjà vu to the Huduma Namba exercise where the gov't was simply unable to communicate that were upgrading our IDs from biographic to biometrics? Why waste productive capacity and man hours to duplicate data multiple times? Are your fingerprints & birth certificate changing? And even in aspects that do like your area of residence, contact details, marital status, assets etc. if there are 2 or more institutions requiring such info will you continue to trudge across all of them to update your details? I do believe the CA has technical people and in IT we know you can design an IDP or SSO-like system where you centralize(Just like the Huduma namba's aka "single source of truth") storage and management of your user's digital identities. In this analogy it would be a gov't institution/corp asserting you are who you claim to be(authentication). Regards, Adrian Teri ---------- Forwarded message ---------- > From: Mwendwa Kivuva <Kivuva(a)transworldafrica.com> > To: "Kenya's premier ICT Policy engagement platform" < > kictanet(a)lists.kictanet.or.ke> > Cc: > Bcc: > Date: Fri, 8 Apr 2022 21:07:03 +0300 > Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, 2019 > On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < > kictanet(a)lists.kictanet.or.ke> wrote: > >> Gobsmaked in deed 💯 >> >> The CA has finally stated today that kica SIM registration regs does not >> require photo of subscriber to be taken >> >> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >> > > > Meaning then if you ever registered, you will not need to re-register. > Because photograph was the only missing link that was never taken in > previous initial registration > > > > ---------- Forwarded message ---------- > From: Kathy Mwai <kathymwai(a)gmail.com> > To: "Kenya's premier ICT Policy engagement platform" < > kictanet(a)lists.kictanet.or.ke> > Cc: > Bcc: > Date: Fri, 8 Apr 2022 21:47:46 +0300 > Subject: Re: [kictanet] SIM CARD REGISTRATION & DATA PROTECTION ACT, 2019 > @Mwendwa, apparently there's an electronic signature as well. I called > Safaricom earlier this is what they told me: They will scan the ID, take a > passport photo, and electronic signature 🤔 > > On Fri, 8 Apr 2022 at 21:08, Mwendwa Kivuva via KICTANet < > kictanet(a)lists.kictanet.or.ke> wrote: > >> On Fri, 8 Apr 2022, 19:20 Mutindi Muema via KICTANet, < >> kictanet(a)lists.kictanet.or.ke> wrote: >> >>> Gobsmaked in deed 💯 >>> >>> The CA has finally stated today that kica SIM registration regs does not >>> require photo of subscriber to be taken >>> >>> Full interview on Youtube here https://youtu.be/-SpW2rFhYxQ >>> >> >> >> Meaning then if you ever registered, you will not need to re-register. >> Because photograph was the only missing link that was never taken in >> previous initial registration >> _______________________________________________ >> KICTANet mailing list >> KICTANet(a)lists.kictanet.or.ke >> https://lists.kictanet.or.ke/mailman/listinfo/kictanet >> Twitter: http://twitter.com/kictanet >> Facebook: https://www.facebook.com/KICTANet/ >> >> Unsubscribe or change your options at >> https://lists.kictanet.or.ke/mailman/options/kictanet/kathymwai%40gmail.com >> >> >> KICTANet is a multi-stakeholder Think Tank for people and institutions >> interested and involved in ICT policy and regulation. KICTANet is a >> catalyst for reform in the Information and Communication Technology sector. >> Its work is guided by four pillars of Policy Advocacy, Capacity Building, >> Research, and Stakeholder Engagement. >> >> KICTANetiquette : Adhere to the same standards of acceptable behaviors >> online that you follow in real life: respect people's times and bandwidth, >> share knowledge, don't flame or abuse or personalize, respect privacy, do >> not spam, do not market your wares or qualifications. >> >> KICTANet - The Power of Communities, is Kenya's premier ICT policy >> engagement platform. >> > > > -- > *Dream and Your Dreams Will Fall Short <kathymwai(a)gmail.com>...* > > _______________________________________________ > KICTANet mailing list > KICTANet(a)lists.kictanet.or.ke > https://lists.kictanet.or.ke/mailman/listinfo/kictanet >

2 1

SURVEY: Persons with Disabilities questionnaire
by David Indeje 11 Apr '22

11 Apr '22

[image: image.png] Dear Listers, KICTANet together with United Kingdom's Digital Access Program is developing a cyber hygiene curriculum and key messaging intended for marginalised populations. This survey intends to collect information on how people with disabilities in your programs operate in the digital world. We shall appreciate your participation in the survey. Kindly click on the link to participate. https://bit.ly/3LS1bwT *Kind Regards,* *David Indeje *_____________________________________ +254 (0) 711 385 945 | +254 (0) 734 024 856 <https://www.linkedin.com/in/david-indeje/>

1 0

WHO Will CALL THE SHOT? Data Minimisation Culture
by David Indeje 11 Apr '22

11 Apr '22

[image: image.png] Dear Listers, The last week has been a roller coaster for most Kenyans. This is based on the many numerous consumer queries on the SIM Registration directive from the Communications Authority. Many times, we have been discussing why we need a *DATA MINIMISATION CULTURE* in Kenya. Is it time we brought on board all players to advance this subject? We should normalise using **106#* to know whether your Identity Card is registered on their lines. If it is not, you need to register afresh. Above all, as a reminder, you have 4 days remaining to validate your SIM Card if it is not registered. PS: Emerging regulation of content, data and consumer rights https://www.youtube.com/watch?v=q_UVQczmbfU&t=324s&ab_channel=KICTAnet *Kind Regards,* *David Indeje *_____________________________________ +254 (0) 711 385 945 | +254 (0) 734 024 856 <https://www.linkedin.com/in/david-indeje/>

1 0

Fwd: [IGF] IGF Newsletter: March 2022
by Keith Andere 10 Apr '22

10 Apr '22

Dear Listers, Colleagues who are keen on Internet Governance Forum, this might be of interest to you, especially that this year's edition is on African soil. Apologies for possible duplication. Regards Keith ---------- Forwarded message --------- From: IGF Secretariat <info(a)intgovforum.org> Date: Tue, Apr 5, 2022 at 7:46 PM Subject: [IGF] IGF Newsletter: March 2022 To: IGF Secretariat <info(a)intgovforum.org> *MARCH 2022 / THE IGF NEWSLETTER* IGF 2022 Overarching Theme & Themes Intersessional Activities & NRIs: PNs & BPFs Announced Capacity Development Syllabus for Schools on Internet Governance Published IGF Expert Group Meeting in New York IGF 2022 Second Open Consultations & MAG Meeting For Your Action! Key Dates & Deadlines ------------------------------ *IGF 2022 Overarching Theme & Themes * Following its First Open Consultations and Meeting <https://www.intgovforum.org/en/content/igf-2022-first-open-consultations-an…> of the 2022 planning cycle, the IGF Multistakeholder Advisory Group (MAG) has decided on an overarching theme for the 17th IGF: “Resilient Internet for a Shared Sustainable and Common Future”. The banner title references both the UN’s *2030 Sustainable Development Agenda <https://www.un.org/sustainabledevelopment/development-agenda/>* and *Our Common Agenda <https://www.un.org/en/un75/common-agenda>*. In parallel, the constituent themes of the meeting have been conceived to closely align with the calls to action of the UN Secretary-General’s proposed *Global Digital Compact <https://www.un.org/en/content/common-agenda-report/assets/pdf/Common_Agenda…>. *The five themes <http://intgovforum.org/en/content/igf-2022-themes> this year, which will guide upcoming calls for session proposals and the structure of the IGF programme, are “Connecting All People and Safeguarding Human Rights”; “Avoiding Internet Fragmentation”; “Governing Data and Protecting Privacy”; “Enabling Safety, Security and Accountability”; and “Addressing Advanced Technologies, including AI”. Read More Here <http://intgovforum.org/en/content/igf-2022-themes> ------------------------------ *[image: A close-up of a guitar Description automatically generated with low confidence]* *Intersessional Activities & NRIs: PNs & BPFs Announced* *Policy Networks & Best Practice Forums (BPFs)* A new IGF PN on Internet Fragmentation (PNIF) <https://www.intgovforum.org/en/content/policy-network-on-internet-fragmenta…> is being introduced this year, while the PN on Meaningful Access (PNMA) <https://www.intgovforum.org/en/content/policy-network-on-meaningful-access-…> will continue in 2022, as will the BPFs on Cybersecurity <https://www.intgovforum.org/en/content/bpf-cybersecurity> and on Gender & Digital Rights <https://www.intgovforum.org/en/content/igf-2022-bpf-gender-and-digital-righ…>. All are invited to contribute to these continuing and emergent intersessional work streams <https://www.intgovforum.org/en/content/thematic-intersessional-work>, and sign up to their mailing lists <https://www.intgovforum.org/en/content/sign-up-and-contribute-to-igf-mailin…> . *Dynamic Coalitions (DCs)* There’s an issue-based DC for everyone: Children’s Rights <http://intgovforum.org/content/dynamic-coalition-on-childrens-rights-in-the…>, Community Connectivity <http://intgovforum.org/content/dynamic-coalition-on-community-connectivity-0>, Internet of Things <http://intgovforum.org/en/content/dynamic-coalition-on-the-internet-of-thin…>, Data Driven Health Technologies <http://intgovforum.org/en/content/dynamic-coalition-on-data-driven-health-t…> , and Public Access in Libraries <http://intgovforum.org/en/content/dynamic-coalition-on-public-access-in-lib…>, are only some of the 22 coalitions to explore. Learn about their work <https://www.intgovforum.org/en/content/explore-dynamic-coalitions>. DCs collaborate throughout the year, including through coordination meetings <https://www.intgovforum.org/en/content/dc-coordination-activities>, which this year are set to focus on strengthening the involvement of coalitions in the IGF meeting programme planning, increasing links with other intersessional activities, and raising the profile of DC outputs, among other issues. See coalitions’ joint update <https://www.intgovforum.org/en/filedepot_download/36/21179> to the IGF Expert Group Meeting (EGM) <https://www.intgovforum.org/en/content/igf-expert-group-meeting-egm>. More Information on the DCs Page <https://www.intgovforum.org/en/content/explore-dynamic-coalitions> *National, Regional and Youth IGF **I**nitiatives (NRIs)* The network of national, regional and youth IGF initiatives continues to meet regularly and discuss joint activities ahead of the global IGF in Addis Ababa. Substantive areas of mutual interest are mapped and looked at holistically by the NRIs to focus their sessions on. “Safeguarding and strengthening the core principles of a trusted Internet” will be the topic of the NRIs main session, while a selection of topics for collaborative sessions is underway. See the top ranked digital themes <https://www.intgovforum.org/en/filedepot_download/248/21186> across NRIs, and check out the NRIs status update <https://www.intgovforum.org/en/filedepot_download/252/21171> provided to the IGF EGM <https://www.intgovforum.org/en/content/igf-expert-group-meeting-egm>. More Information on the NRIs Page <https://www.intgovforum.org/en/content/igf-2022-nris%C2%A0preparatory-proce…> ------------------------------ [image: Graphical user interface, website Description automatically generated] *Syllabus for Schools on Internet Governance Published * This newly-published syllabus <https://intgovforum.org/en/filedepot_download/253/21174> is an advisory document for convening a school on or teaching Internet governance, and can be used as a general reference guide on the structure of IG courses. Developed by the IGF Secretariat together with the community of Schools on Internet Governance (SIGs) <https://www.intgovforum.org/en/content/dynamic-coalition-on-schools-of-inte…> around the world, the syllabus contains sections on core IG modules, teaching methods, and how to find the expertise that’s right for your course. Not limited to IG practitioners and students, any professional and interested groups are encouraged to browse this resource. *The syllabus is currently under review by the Dynamic Coalition on Schools on Internet Governance (DC-SIG) and the broader community.* More Here <https://www.intgovforum.org/en/content/supporting-sigs> ------------------------------ *[image: A group of people sitting at a table with laptops Description automatically generated with medium confidence]* *Capacity Development* IGF capacity development activities are expanding on the significant results achieved in 2021, with plans for: capacity development workshops, support to remote hubs, support to IGF participants and session organizers, and cooperation with schools on Internet governance as well as systematic engagement with legislators and youth. More Information on the Capacity Development Page <https://www.intgovforum.org/en/content/igf-capacity-development-0> ------------------------------ [image: A group of people sitting at a table with laptops Description automatically generated with medium confidence] *IGF Expert Group Meeting in New York* The IGF’s Expert Group Meeting (EGM) <https://www.intgovforum.org/en/content/igf-expert-group-meeting-egm>, held 31 March to 1 April, has wrapped up at the Permanent Mission of Finland in New York. The gathering of more than 30 multistakeholder and international experts <https://www.intgovforum.org/en/content/egm-participants> discussed the future of the IGF in the context of ever-evolving digital cooperation, including initiatives by the UN, such as the *Roadmap for Digital Cooperation <https://www.un.org/en/content/digital-cooperation-roadmap/>* and envisioned *Global Digital Compact <https://www.un.org/en/content/common-agenda-report/assets/pdf/Common_Agenda…>*. A report of the meeting and its recommendations will be made available in the coming weeks. EGM background documents <https://www.intgovforum.org/en/content/egm-background-reading> and other resources are available online. ------------------------------ *IGF 2022 Second Open Consultations & MAG Meeting* The Second Open Consultations and Meeting of the Multistakeholder Advisory Group (MAG) <https://intgovforum.org/en/content/igf-2022-second-open-consultations-and-m…> will take place on 6-8 July 2022 at the Palais des Nations in Geneva, Switzerland. Registration and other details are forthcoming on the IGF homepage <https://intgovforum.org/en>. ------------------------------ *For Your Action! * Sign up to IGF Mailing Lists <https://www.intgovforum.org/en/content/sign-up-and-contribute-to-igf-mailin…> Watch the IGF 2022 Space <https://www.intgovforum.org/en> for Upcoming Public Calls ------------------------------ *Key Dates and Deadlines * *5 April | *Virtual MAG Meeting III *7 April | *MAG Working Group on Strategy Meeting See the Full IGF Calendar <https://www.intgovforum.org/en/calendar> ------------------------------ *Please feel free to share * *this newsletter with others.* ------------------------------ *Follow us * <https://twitter.com/intgovforum> <https://www.facebook.com/IntGovForum> <https://www.youtube.com/user/igf> <https://www.flickr.com/photos/185833270@N04/> <https://www.instagram.com/intgovforum/?hl=en> ________________________________ The Secretariat intends to send out informational emails regarding dates and events on the IGF Calendar. If you prefer not to receive these emails, please click on the following link https://www.intgovforum.org/opt-out.php to unsubscribe your email address from the mailing list*.* -- *Kind Regards,* *Keith ANDERE* Internet 4 Development *"The internet could be a very positive step towards education, organisation and participation in a meaningful society." ~ Noam Chomsky*

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KES 15.6 Billion Allocated to ICT
by David Indeje 10 Apr '22

10 Apr '22

Listers, Kenya’s Finance Minister Presented a KSh3.31 trillion Budget for FY2022/23. Key to note, he said the ICT sector is key as it has the potential to accelerate economic recovery and improve livelihood. As a result, the ICT sector was allocated KES 15.6 billion. How it was split: 1. KES 620 Mn for govt shared services 2. Konza Data Center - KES 5.2 Bn for Infrastructure development and KES 3.8 Bn for the development of the data center. 3. KES 2.7 Bn maintenance of last-mile connectivity 4. KES 2.2 Bn National Optic Fibre Backbone (NOFBI) Phase 2 5. KES 1.4 Bn Eldoret-Nakodok fibre optic cable *Kind Regards,* *David Indeje *_____________________________________ +254 (0) 711 385 945 | +254 (0) 734 024 856 <https://www.linkedin.com/in/david-indeje/>

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KENYA is Not Alone
by David Indeje 10 Apr '22

10 Apr '22

Listers, If you are a Kenyan, what is your stand on SIM card Registration? Online, people are 'up in arms" kwa ground, it is a different picture. Why are African governments blocking phone lines of citizens? https://aje.io/d7a823

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